[ 3 / biz / cgl / ck / diy / fa / ic / jp / lit / sci / vr / vt ] [ index / top / reports ] [ become a patron ] [ status ]
2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance


View post   

File: 87 KB, 800x450, 1554296124077.jpg [View same] [iqdb] [saucenao] [google]
13447535 No.13447535 [Reply] [Original]

My whole family is terrible with money. We live on opposite sides of burgerland and whenever I talk tonrhemnon the phone they always mention money troubles. I have offered multiple times to help budget and teach savings, but they always ignore it and keep complaining they're short on money with too many expenses. It's hard not to rant about it to them. They're idea of savings saving for a particular item or event. I'm self aware enough to know they just don't want to hear it but I can't help myself being autistic about it. Any advice? Maybe I'm just a shitty person I just want to help while I'm hundreds of miles away.

>> No.13447537

sorry for mispellings im a shitty phoneposter too.

>> No.13447559

>>13447535
send them some money and don't break their genitals

>> No.13447617

>>13447559
tried sending them money but it always hurts their pride I guess. It's hard not to bust their balls of they're all grown adults. I'll try harder not to, but it's like watching a super slow trainwreck at this point.

>> No.13447629

>>13447535
My parents always complain about not having enough time even though they spend like 2-3 hours per day watching television.

>> No.13447653

>>13447535
>tonrhemnon
hello pajeet

>> No.13447656

>>13447617

Why bother, they clearly don't want your help

>> No.13447689

>>13447617
So, maybe they complain for the sake of complaining? You can give them money and say you're lending to them and they can return them when they are more quiet.
You have not to show them you want to prove some point of any kind.

>> No.13447778

>>13447653
see
>>13447537

>> No.13447815

I just give simple one word answers when people who cause their own issues bitch about this

They conduct themselves like 4 year olds and then wonder why they're broke. If you speak sense to them they ignore it. They're just retarded. Don't offer advice just listen and say yeah that blows.

Maybe even lie about having your own issues. I do that with some people because it's just easier than letting people know I'm actually fiscally competent.

>> No.13447820

>>13447689
Yeah I guess it's just sad and I want to help. I rarely see them it's been like 3 years. All I hear is complaining and when you have the answers to their problems I guess it's just frustrating. I complain just to complain but I don't have many problems because I can at least afford to take care of myself and invest. I love my family but the distance has stressed our relationship. Especially me being an autist but I don't know how to turn it off.

>> No.13447876

>>13447815
I'll try and start doing this thanks for your reply, I hate lying but its hard to even connect with them anymore long distance. They get tired of my autist lectures and I can't talk norman shit like concerts and capeshit
>it'sallsotiresome.jpg

>> No.13447911

>>13447820
You answered to that, they miss you anon, just manage to show yourself up more often, in that way you can figure out if there's some problem you can solve too.

>> No.13448035

>>13447911
Even when I was neet and struggling with no money I had to borrow and plan trips to see them and buy a plane ticket. Sometimes I wonder if they care, they've never come visit and my mother works in the airline industry and I see her post trips with my lil bro on facebook. I haven't seen her in over 5 years. That's the tiresome part I know they have the ability but never make a plan to see me. They expect me to put my life on hold to keep the relationship going. My sister just spent over 600+ dollars and saved up to see a rave festival in Las Vegas but can't come to see me ever. Maybe I'm just not that great to be around. Thanks for your advice

>> No.13448067

>>13448035
Anon, you said they have money problems, obviously they can't come to see you.
You're the grown man there, if you miss them go to see them.

>> No.13448620

>>13447535
when they complain they are not trying to get tips on how manage their money better they just want someone who can just listen and nod. Happened to me with an ex gf. She was complaining about stupid shit and I would tell her you need to do x and y to solve the issue and she complained I didnt listen to her. You basically just need to nod and say you understand how hard it is for them not to have money. Dont try to fix it and just be empathetic. That's how that shit works. There even is a comedy about it:
https://www.youtube.com/watch?v=-4EDhdAHrOg

>> No.13449039

>>13447535

You need to set a strong boundary with your family, and tell them that when they have conversations with you that they cannot discuss money at all.

Until you do that, you're going to continue to be their emotional tampon.

>> No.13449131

They’re telling you they have financial issues, but are they coming to you asking for financial advice? If not then don’t bother, they’re not going to get it in their head. It’s as simple as that. I know you love your family but until they hit their lowest point and understand where their mistakes lie, your advice is just nagging to them.

>> No.13449192
File: 7 KB, 225x225, 1555256562422.jpg [View same] [iqdb] [saucenao] [google]
13449192

>>13447535
>>13447617
I'm in almost that exact position with my parents except I still live at home. My dad is buried in debt, my mom not so much she actually has somewhat of a retirement account. My dad bitches constantly about "how much money is going out" but just recently bought himself two motorcycles and a scooter, this AFTER he just sold off his brand new jeep for a used one, putting work into it, and having that while putting the difference to paying off his debts.

When I first started investing I did so in boomer stocks without leverage. He refers to investing as "gambling" and spaces out whenever the topic of finances comes up even the most simple concepts like a monthly budget it's insane. He isn't a stupid person, he even has a pretty high paying job. But trying to talk finances to him makes me go insane it's like he can't comprehend the idea of planning for the future. He even unironically told me "maybe instead of gambling your money you should save up for a down payment on a house instead!"

He's in debt for about $80K not including home mortgage