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15747353 No.15747353 [Reply] [Original]

How much money do you need to retire if you're willing to be homeless? I'm not bothered by the prospect of being homeless, I've attempted a few 'dry runs', buying a ticket to SoCal and just living on the streets for a few weeks (I told friends and family I was on a holiday), to see if I could deal with the smell/lack of showers.
Anyways I'm a 29 y.o male, I currently make around 55k a year, I live with my parents so I manage to save 30k a year. My thinking is in 10 years I'll have 300k. If as a homeless person I need 30$ a day to eat comfortably that adds up to 10k a year, so around 3% of my net worth, which means I'd only need to achieve 5% annual yield to cancel out inflation. Is there any calculation I am missing to this equation? I'm in fantastic health so I don't think I'll need insurance.

>> No.15747373

>>15747353
lolwut?

>> No.15747376

First of all you're a retard. Do you think living on the street will be good for your health???

>> No.15747455

>>15747373
Thanks for contributing to the discussion.
>>15747376
The biggest health problem for homeless people is shit like STDs and drugs, I don't intend for those to be issues.

>> No.15747509

>>15747455
There is no discussion. All you're factoring in are food costs. If you think you'll be able to maintain your health, you're in for a rude awakening.

>> No.15747515

>>15747455
You obviously haven’t done proper research. Please continue waging don’t be a retard

>> No.15747521

>>15747353
>You save money being homeless
Did you learn this in college?

>> No.15747530

Not to mention sentiment towards homeless is extremely low right now. You and your fellow bums will likely be murdered for sport by Chads in high school.

>> No.15747672

>>15747530
Out of curiosity how does one determine sentiment towards homelessness? As far as I can tell it seems to be gaining recognition as more of an alternative lifestyle as opposed to an affliction. Also if we hit a purge-tier economic dystopia middle class wagies will also get killed for sport.

>> No.15748181

>>15747672
Go to any comment section regarding stories about bums, you'll see the sentiment there. You may want to consider an asylum though because you seem to be in a wierd state of mind.

>> No.15748313

>>15747353

100k.

In dividend stocks or VTF you could earn $5k to $10k a year on it.

Then camp in a national forest. Nice big tent, cheap honda car. portable shower, portable toilet. You might be able to get a 4g hotspot then have tv and internet.

I spent 2 weeks like this one summer and it was one of the happiest times of my life. I think I would only need like $400 a month to cover literally everything. Food, phone, gas, car insurance, the survival basics. I like being in the woods anyway.

Fuck the normie world it mostly sucks dick. And this is coming from a guy with a white collar job, a wife, and kids.

>> No.15748395

It's expensive to be poor.

>> No.15748402
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15748402

>>15747353
Hahahahahaha this nigga finna gone insane. nigguh you don't need no money to be homeless bro! Only niggs without bank be homeless anyway! How TF you tryna be living on them streetz with money in ya bank and a job? Yo job homies be fine with you snelly ass? Yu gun lose that job befo you know and you finna die from aids nigguuuu

>> No.15748421

>>15747455
>The biggest health problem for homeless people is shit like STDs and drugs
Could also get stabbed by a fellow homeless schizo. However, unlike everyone else here I encourage you to give it a bash. How did the trial run go?

>> No.15748510

>>15748421
Not too bad, I just camped out on a park with a book. I brought a kindle but it was literally stolen within 24 hours.

>> No.15748548
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15748548

It’s easy with a car, or at least somewhere to lock your stuff.. hauling around all your belongings and keeping an eye on them at all times is the pits

Also get a gym membership to shower and work out, a storage unit and something to do since you’ll have a ton of free time

I’m homeless in la and nobody would have any idea if they walked by me in the street

>> No.15748758

>>15747353
>making money so you can finally be homeless and live a shitty life
fucking retard

>> No.15748773

I get weird looks from it but I also dream about being homeless. Something about the lifestyle appeals to me.

>> No.15748778

>>15747455
He doesn’t know about the typhus outbreak

>> No.15748791

>>15747353
>I need 30$ a day to eat comfortably
So you're spending 1k/month on food. Why not cut that down to 100 first, much easier than not having a roof over your head.

>> No.15748820

>>15748773
>Something about the lifestyle appeals to me.
having the same stinky clothes every day, not being able to go to the toilet when you need to, not able to sleep properly, no privacy, violence, diseases, not being able to wash, cold winters, rain...
yeah sounds fun.

>> No.15748849

>>15747353
also what about learning how to invest? Even 5% returns a year you could live with 1k per month without touching the 300k. You can have a roof + food with that money if you go elsewhere

>> No.15748861

>>15748820
>all that shit
Cityslickers have never been camping before I assume

>> No.15748870

>>15747455
You want me to contribute sincerely?
Ok, here's my contriubution.
You're a fucking delusional idiot living in a fantasy world.
Your weeks of tourism that you could escape from doesn't count as dry run homelessness.
Good luck with your health when homelessness turns it to shit.
Good luck with your safety when homelessness turns it to shit
Good luck with your state of mind when homelessless turns it to shit
Good luck with your interactions with other people when everything turns away from you like you're shit
Good luck with getting stabbed when some untreated headcase thinks you want his bag of worthless crap
Grow the fuck up, you have everything on a fucking plate right now and you're acting like some fucking conceited fucktard.

>> No.15748916
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15748916

>>15748870
Why so much salt? How does this shit trigger you?

>> No.15748939
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15748939

>>15748916
Lol that faggot must work in real estate

>> No.15749109

>>15748861
i have but the older you get the more comfort you want. OP is 29 and still living with his parents. he obviously has mental issues.
you can live in a glorified tent like this which looks way better
https://www.youtube.com/watch?v=qFWQFQielg0