/biz/ - Business & Finance

>>25142719
welcome home

>>25142741
what do u mean?

>>25142719
with 150k cash all you need is 1 successful 10% trade a month to live like a king think about that

>>25142719
Buy $TON and stake them, they are the biggest L2 project out there and will definitely moon

>>25142741
fpbp of the holiday season

>>25142827
how do i do that though?

>>25142827
just make 10% consecutively month over month bro

Look no further anon you're one way ticket to freedom from this fucked up world trade GRT

>>25142719
if you had bought XRP yesterday, you'd have around 220k right now.

You could be millionaire by mid 2021, but you need balls of steel for this game.

All in GRT

>>25142988
but thats so random and honestly pure luck

>>25142719
Use 1/3 to find, learn and get a job that u can do forever and u will enjoy it (for me iz trade - electrician/plumber), buy cheap car and start investing, fren! So much fun!
1/3 stocks
1/3 crypto - 60% btc, 30 eth, 10 altcoins

>>25143068
i dont like to work, i dont want to work. is there a stock or crypto that will moon like tesla did?

>>25142741
Based

>>25142890
Its stupid, dont do that. The best way to invest is to a have a job you kinda like and u can then turn those paychecks into more.. 150k is not a made it stack

>>25143104
yea but i dont have any skills and im lazy as fuck. i would be a terrible employee.

>>25143091
>i dont like to work, i dont want to work.
Fucking based. I recommend Link.

>>25143091
Any crypto that "will moon 10x" might also go to zero.. 150k is AMAZING start of folio that you keep adding to, if you dont have experience in crypto you will turn it into nothing

>>25143126
You learn skills, thats the whole point. Spent some money to find out what job could be for you and then those money will come vack 1000x

>>25142719
Put it into a very boring low risk low yield vanguard fund

>>25142787
This is where you belong, fren. We are all going to make it together.

>>25143129
>>25143143
>>25143169
>>25143175
thx

>>25142719
If you want limited downside I recommend putting some of the money into XCM. It has a price floor at 0.03€ so max downside at current levels is about 25%.

>>25143126
>yea but i dont have any skills and im lazy as fuck
You're unironically going to make it. Wagies fucking seething.
Look. Stocks won't give as quick of a return as crypto. Precious metals like gold and silver are more of store of value and insurance. Crypto is probably your best bet.
>>25143143
This anon is correct, you should make a list of some cryptos you're interested in, then drop money into ones you think will have the best returns

>>25143204
>>25142719
To add to this post, don't throw all your money into it, in case the market collapses or whatever. Put a few thousand in first to see if you're comfortable with it.

>>25142719
all in bitcoin

>>25143203
Honestly lad look into all the boring vanguard funds. Most posters on this board are either scammers/shills or morons. Im same age and have 1/10 of what you got. DO NOT PISS IT AWAY. Maybe put 1k into a trading account to learn yourself.

>>25142719
Professional advice.
$150k cash is an absolutely waste and you're a fool not to place it into an appreciating vehicle. Don't care what it is. Stock, real estate, bonds, whatever beats inflation and satisfies your risk tolerance.
One important thing that really goes before the former: if you have low quality debts like credit card debt or other high interest debt, pay that first, it's the best use of the money.
Imagine for example you have $3k on cards that you pay 15% APR on. Unless you can make excess of 15% on that $3k, it should paid off. Do that first. Then get a return on your money else you are losing purchasing power at about 2% annum. If you've got a mortgage or something, at say 3%, wouldn't rush to pay that down unless your risk appetite prohibits assets that can generate >3%.
I'm not a life coach and can't help you with skills.
>>25142890
Rub the right lamp to summon a genie, or find a crystal ball.
Plan for long run, statistically average returns because the probability is greatest that your returns will be average. Rule of thumb is 7% in stocks.

Also
>what stocks?
Buy a broad market index fund and hold it til you're wrinkly and gray. Simple as, it's easy to succeed and hard to fuck up. Gives you exposure to lots of stocks without outright owning them. Which means you don't run into balancing issues if you attempt to create an index representative portfolio. Wanna play with junk? Keep it at no more than 5% of your net asset value. Crypto falls into this category too btw.

>>25143335
What kind of person has 150K cash and keeps some fraction of that as outstanding debt? Literally no one is that retarded.

>>25143197
>>25143204
>>25143206
>>25143282
>>25143306
>>25143335
thanks guys im going to save this thread

>>25143429
This situation happens more often than you may expect, particularly when people get windfalls like inheritances, legal settlements, etc. Might be common sense to you and I but not everyone.

>>25142719
read books

>>25143542
ok...

>>25142719
if you haven't got any skillz, then don't try to trade and stake the major part of your money with tokamak network. its staking rewards are high. staking might be the safest way to make money

>>25143567
Research fees for the funds. I would like to reinforce. the majority of people on here are scammers and swindlers for crypto. Maybe 1 in 20 threads on here is useful and none are the crypto one. Pop into /smg/ for a while so you start to differentiate the bullshit from the good advice. $150k is a lot of money and should protect it at all costs. Like i put in a previous post, maybe put $1k into a trading fund and trade for a year before even considering putting more in. What you want is a safe, boring and stable and a index fund will give you that.

>>25143429
I do because the interest is lower than my expected stock market gains.

>>25142719
Go all in bitcoin. Well 80%. Start a wholesale business with the other 20%so you can stop waging.
Up to you if you want to put your bitcoin in some whatever the fuck it's called where they basically give you 6% a year of passive income.

Don't trade and if you do, only use like .25% risk and with 20k of your capital.

>>25142719
make a GEM basket for yourself and don't forget to add unique projects like exeedme. it gonna be esport and NFT giant

>>25143655
>>25142719
If you leave the money for year it will lose 15-20%. These are the times we live in. Throw it to bitcoin and it will double.

>>25143747
Fuck off retard

buy three fucking bitcoins
work any shit job for a few years
enjoy your 3 million

>>25143718
Best advice yet but dont put it where they can pull the rug. Just keep it safe in hw wallet and make 100% on btc going up.. 6 extra % for poss of losing it all not needed

>>25142988
>just perfectly catch the falling knife of an absolute shitcoin by going all in with your life savings

>>25143642
>>25143655
>>25143672
>>25143718
>>25143743
>>25143747
>>25143766
>>25143781
>>25143789
thx

>>25143718
>>25143789
DO NOT LISTEN TO THESE RETARDS

>>25143766
I would be salty too if holding btc were better than larping on stock markets

>>25142719
Union / UNN. >>25143288

>>25142719
put that 150k in chainlink and you'll be me, fren :^)

>>25143823
Do you take pleasure in trying to lose people money and ruin whatever advantage in life they have earned/been given?

>>25143438
You're welcome fren good luck with everything.

>>25143655
Im a newfag to all of this, is there any real reason to put your capital into an ETF other than 'just let the pros handle it'? Why couldn't I just throw 80% or more into something high cap and safe to avoid fees and whatnot? If the market gets totally fucked, you're just boned anyway no?

>>25143902
Btc is good and safe bet.
>>25143970
Cause u r new and retarded. If u take etf u will make better gainz that most ppl in stocks anyways.

>>25143970
>Im a newfag to all of this, is there any real reason to put your capital into an ETF other than 'just let the pros handle it'?
Basically that, if you were managing your investments yourself and for whatever reason the fund loses 15% in a month, you may panic and exit your investments because you dont understand why, but a fund manager wont as he will understand the market and the rhymes and reasons why things are happening. Also the basket of investments in a fund should be pretty balanced and diversified


>Why couldn't I just throw 80% or more into something high cap
You could but you want to diversify

>>25144100
>Btc is good and safe bet.
no

>>25142741
fucking kek

Invest 15k in car and pressure washing équipement and start you own business making 200-500 daily working whenever you want, rest put in eth and prq

>>25143718
how do you just "start a wholesale business"? i've been to wholesalers before and most of them are indian and only sell at good prices to other indians. or they just sell trash noone would buy. so?

>>25144100
>>25144138
I meant 80% among multiple high caps but I see your point. Just worried about fees as the money I am willing to invest with is really low right now. I can't find anyone with any salt telling me not to use a fund, so I will probably just do that. I've got about 17.5k, I don't want to discount crypto but I hear mixed advice about it's validity. If I went 80%/20% crypto and then 90%/10% ETF/other stocks to fuck around with is that too ballsy? The only crypto I would touch is BTC.

>>25142914
>pulls a UNI
nothing personal kid

>>25144321
>Just worried about fees as the money
Research it m8 and like with any product or service look about. Compare all the top investment companies around. You have the internet so it should be easy peasy to do.

> If I went 80%/20% crypto and then 90%/10% ETF/other stocks to fuck around with is that too ballsy?
Like another anon said 5% is best, crypto is a gamble. If you are happy with losing $875, then you should be comfortable with risking that amount to gain profit. Personally i wouldnt touch crypto, even btc seems like a massive pump and dump.

Anyways Merry christmas m8 im off to bed

>>25144439
funny how i know exactly what "a uni" is lmao. i hope btc doesnt pull a uni, i really want to see 50k btc next year

>>25144321
The ratio of btc/stocks is very personal. 90 etf/10 random sounds great. In crypto all btc is great, or 60 btc/30 eth/10 altcoins.. if you are skeptical about crypto then its not rly for you yet.. i can go -40% because i trust but if you have doubts you will have weak hands and that will fuck you over more then anythin else

>>25144446
>>25144518
Thanks bros. I will stay conservative for now and not be blinded by possible gains.

>>25142719
literally buy all ETH with your capital and then swap it for RSR on uniswap.
you will be worth 8 figures by eoy 2024.

>>25145192
8 figures in rsr, kek

>>25142741
Lmao’d

>>25145224
im going to make an OP laughing at you a few years from now.
do try to stick around, brainless faggot.

>>25145192
fag

>>25145678
Kill them all

>>25145697

>>25142741
this post kinda made my lonely christmas night

>>25143091
chainlink