/biz/ - Business & Finance

>>26459361
Shut up brown ID poo nigger.

shh stop telling them how to make it

>>26459361
i just wanna start a food truck business, but this fake virus thing really fucked that up

How does it feel to be poor, nigger?

>>26459361
are you the same brainlet that posted the thread about investing in boomer stocks and make it within a year?

>>26459361
All this time while btc went from 12 to 42k I only once looked at 2005'' Volvo SUV's and dodge durango's and i thought "no, its not worth wasting 7000$, i'lll just lift my old car so i can go to my little villa"

Truth is the minute you make 40,000$ you will spend them on some BMW plastic crap and bankrupt yourself back to wage slavery.
you wouldnt even do anything worthwile with it. You could choose to not work for a whole year...but you wouldnt do that.

because you are a loser.

>>26459468
i own a villa, i dont pay rent and my bank loan is practically paid by now with crypto. who the fuck are you?

Attached image is the fallen branches that i chopped for firewood yesterday.
I have free heat, free food and free water basically, not having to pay anything or rely on a government.

WHO THE FUCK ARE YOU ZOOMER?

>Open up a store/cafe/resturant bro
This is the worst time to do some shit like that. Commercial real estate leasing is expensive and the government here (US) is mandating lockdowns until who knows when. So every day you're forced to be closed you're losing money, and sure you can do curbside pickup/delivery apps but that shit doesn't help if you're place isn't already established.

Some alternatives:
>Buy multi family real estate with that 20k
>Use that money to buy junk cars/furniture laptops/consoles and refurbish them
>Take 2k and start options trading

>>26459468
I dont see you opening your mouth anymore zoomer?
Maybe you can stop wasting your money on apple products, ViDeo cards and phones and BMWs and actually buy some piece of land for 20k next time?

But NO man, you gonna buy SUSHICOIN and tap your phone to get PI and you gonna be rich baby!

Soon you will be eating BUG burgers and live in a cuck apartment while people like me eat real meat. All because you spent your last money on a RTX3070 and a bmw.

>>26459757
I'm not saying you have to do it NOW while the governments are still bankrupting and erasing the middle class.

But im saying...in time...surely you can do something better with 40k other than to buy a bmw?

Surely you can open some tiny business where you work for yourself and you make pizzas and deliver them or whatever?

You know...actually spend the money on things that make you richer instead of plastic goods that are money pits?

>>26459837
Why are you auto assuming I want to buy a bmw) or waste my money on shit made in china? I do agree with you though.

>>26459926
because most on this board are like that dude.
And im happpy you understand.

I only own the bank 13k because small villas are cheap in my country. If i had cashed out when bitcoin was 25k and spent the money on some used up MERCEDES SUV I would have a money pit and 13k debt.

Now i can pay the debt and build a fully stacked SHTF villa with tools, generator, traps and guns. With farmed food to last me 5 years.

>>26460012
This guy is a poor as fuck ESL retard.

He's right. It's far better to develop some skills, save some money while living with your parents through offering your products and services, and eventually buy some land and become self-sufficient than larping on 4chan and doing absolutely nothing with your time, while you wait on some shitcoin to take off.

>>26459361
DRUK

>>26459361
Retard. I'm gambling on shitcoins but I barely spend money on anything else. I'm just here to watch numbers go up. Shove your lambo and your bakery up your ass, just give me big numbers to look at.

I want to get a cabin, lots of land, and meditate far away from the world until it's time for Judgement.

>>26460351
I have skills and I made more money flipping shitcoins than working at a job that I worked hard to get and considered my "dream job". That's the point we're at as a civilization. Embrace it, you can't win fighting it

>>26459361
The thing is that money is temporary, it's a temporary thing, so it's life itself it's temporary. Listen, If I give up on my dreams what do I have left? I have to have a dream I have to wake up and go after something every morning.

Now go back to redd1t, were you belong and remember tomorrow it's wage cage time.

>>26459757
you cant buy a multi-family building for 20k fuckface

>>26459361
yeah, all those tiny businesses had great return compared to passive holding last year or two...

>>26459435
me too bro, now thinking of getting a cargovan

ford transit connects are pretty cheap and comfy drivers

t. delivery man

>>26459361
But I'm not a retard, anon

>>26459361
>You want millions, you want the girl, the lambo, the mansion and to retire at 25 never to work again.
fake and gay, most of us just want to retire at a middle class level of comfort. Something that realistically requires 1-2MM invested in index funds. semi-passive income like landlording or managing a gumball machine empire doesn't cut it, either. It has to be 100% passive or else it means still being beholden to someone else for my livelihood, however abstractly.

>>26460577
Not outright no, but you can do a 3% downpayment (6K +4k closing costs wow that's half of 20k) and then turn around and rent out both until for $900 each. Monthly mortgage payment is $600 while you're bringing in $1800 a month, $1.2k a month no matter what as extra incomeI did and so can you defeatist faggot. I have 2 multifamily properties and one is almost paid off, stop making excuses.

>>26459361
You're giving people terrible advice anon. Opening a business is risky and usually a failure, especially now. It's better to put 200k in an index fund and get 10-15/year passive income. If you have your own house, you don't need anything else.

>>26459361
>And im pretty sure there is NO ONE here who actually has a six figure portfolio, because he wouldnt waste his time on 4chan, he would be opening a business right now.
There are plenty of us, newfriend.

>>26459361
Hahahahhahahahahahahhahahahahahahahahhahahahahahahahahahahahaha

Broke bigger is mad he's extremely late to the party, I already left and went yo bed.

>>26459361
Making it the old fashioned way means paying higher taxes to a government trying to destroy everything I love all while consuming precious time I’ll never have again. I’d love to start a business I’m passionate about with my stack of cash but it’s humiliating. Working for my own destruction.

>>26459555
checked.
but uhhhh. rural farm anon here, that isnt a lot of wood. im guessing for a day its good. is it warm where you live? Asking because i remember too many bitter cold winters and that stack would have me worried. stay warm fren

>>26460847
>Implying you won't have to pay taxes when you decide to cash out, since cryptocurrencies will be regulated to destruction in the midterm.

>>26459555
nice trips

but we need more proof then a mid tier larp and some branches kekekek

good on ya mate

>>26459361
>run a hotdog cart
You're describing 4chan's ultimate form you fool.

You're describing a man with Boethian Cyclical power you cannot begin to comprehend.

>>26459361
i have a 7 digit portfolio and I read /biz/ from time to time, what now?

OP is projecting his insecurities on everyone else on this board. Kinda feel bad for the little guy

>>26459361
I know this is bait, but I can't imagine being on /biz/ long and not knowing people here really have money. LINK wasn't just a meme.

>>26461062
Same, 7 digits and read /biz/ for multiple hours daily.

>>26461113
this. im just worried about the dude freezing to death. i figured OP knew he was gay and didnt need us to tell him. but im glad you said it.

>>26459361
but what you're proposing is exactly what I intend to do, except not a fucking food stand

>>26459361
not only is all of the stuff you said entirely untrue about the people posting here, but in addition only a knuckle dragging retard would open a business in the united states at this point. yeah haha let me just get completely cucked whenever the government decides its politicaly beneficial to shut down the economy for an extended period of time. fucking kill yourself faggot. a lot of us here already HAVE made it. You are the one that will never make it with your lemonade stand mindset.

>>26459361
>Theoretically you can open a tiny store/bakery/cafe/hotdog with 20$k.
>Hell, you can even run a hotdog cart or buy a few coffee machines for 5-6k.
>Even if that sounds too unrealistic, surely for 50k you can open a small cafe/bakery and even have 1 employee.

wow, sounds great. buying your own $30k/year job with $5-50k of your own capital, with no benefits, no time off, and the crushing responsibility of being accountable for literally everything.

>>26461219
>only a knuckle dragging retard would open a business in the united states at this point

>>26459555
checked and kek'd
nice larp faggot

>>26461062
>>26461137
>>26460701
Lol, what's the point guys. You don't need to larp. Everybody knows you hardly have 5 figures.

>>26459361
I have 220k in crypto and 44k in stocks
Started at 20, now 24
Give me a break newfag

>>26460969
>Implying he wouldn't just live in malta or portugal for a year working as a garbage man...

>>26459361
This is untrue. I plan to crush companies around the world with my ability to corporate raid. I want to dismantle all of them inside outside and sell them into oblivion. My motivation is purely revenge.

>>26459361
I plan on opening a gay bar with mine, gay bars are gold mines

>>26459361
Nice blog faggot, most of us here just want to get 1 or 2mil to live off 5% interest and fuck off to SEA to fuck Asian men pretending to be Asian women in the ass, and watch anime the rest of the time
T. 400k in link

>>26461304
i want to ensalve globohomo CEOs and torture them in exotic and exquisitely painful ways

I made 200k in 2017 and bought into a share of commercial property which a huge retailer now rents and I'm making $30k a year just from that. This bull run I'm nearing 200k again and sometimes making 200 a day from Uniswap fees. Which I've been funneling into atom from when it was $3 and staking it. My goal? Buy more commercial property and rent it out to large companies until I'm making six figures a year and have a sizeable shitcoin portfolio.

>>26461314
Actually pretty based. The mixed drink market is a racket

>>26461340
Exactly. For most of /biz/, the reason for wanting to make it is freedom from waging. Lambos and mansions is more of a reddit thing.

>>26459361
i have a 7 figure portfolio you dumb bitch. i drive a 2016 toyota and eat beans and rice everyday. i will continue to do so for my entire life

>>26461436
based

>>26461340
Hey queer how about you cash out you greedy fuck? Token not needed.

t. Don't want you to rope.

>>26461436
you should eat some meat anon esp. liver that is not a balanced diet

>>26461436
waste of lifetime
>>26461458
we need more people like you.

>>26459361
I will be honest, before browsing /biz/ all I wanted to do is ASAP GTFO of my parents house as soon as I graduated with CS degree rent an expensive apartment save for a 20k bmw and fuck bitches. But seeing how the dollar is on it's collapse, I think it's better to stay at my parents house, live frugal until I have 120k to buy a shit house somewhere where it's cheap an away from the city.

>Buying a house directly after years of saving instead of taking a mortgage

My religion forbids participating in jewish technology and usury, so this is my only way to buy a house.

My plan is after buying that house either rent it or live in it and at the same time save more money so I can sell the house and upgrade. building my way until I get a comfy 400k home.

Any remarks or tips on my plan? Sadly as a non-milionaire there is no way to profit from real estate without interests and loans, at the same time I feel like my religion is protecting me from being duped.

>>26459555
>chopped
>with a chainsaw
Pick one, city slicker

Already own a bakery/deli. When I make it, I’m using it to launder my gains in Minecraft.

>>26459401
>Getting into food service during COVID-19 is how you make it
b8, or actually just that retarded?

>>26461591
Godspeed brother

>>26459361
Imagine selling your links just to buy a hotdog cart or bakery.

>>26461292
Why's it hard to believe? Not of all us are NEET's working with scraps. Before investing I already had six figures saved while living with mummy and daddy. Shit's not hard.

>>26461226

I wouldn't mind starting a small business once I make it, but I don't have to worry about profitability. So basically as an expensive hobby.

>>26461532
How long have you been a Muslim for? Also I think Islam only forbids usury between Muslims. Infidels are free reign. Heck better yet, you can just murder infidels and take everything from them instead. You can rationalize it by any of the verses instructing the death of non believers.

>>26460668
LARP. No one will loan you money with 3% down for a 100% rental. You can only get that if you will occupy. Second, you’re describing a rental property with a 11% cap rate, which is basically unheard of outside of nigger town. But keep calling people defeatist faggots from your moms basement, everyone is really impressed.

>>26461729
Shits not hard
>Says retard who is subsidized by parents.
Good for you anon. But most people aren't as lucky as you.

>>26461497
certainly not wasting my life. i have great friends and family and am pretty successful in my field, which is not crypto. My life is fantastic. I am unironically much happier when im not buying stupid flashy shit. the mere thought of buying dumb flashy shit or trying to impress weird vapid normie women who are attracted to money literally makes me feel sick. extremely low IQ trailer park caveman behavior to lust for those things. im building generational wealth. im on the 100 year wealth building plan, my grandchildren will be senators on mars

>>26461912
cope

>>26461219
>lemonade stand mindset

I’m fucking rolling on the floor

>>26461935
cope

>>26461292
Are you from Copenhagen or something?

>>26461759
>Expensive hobby
I feel like theres alot of restaurant owner that see it like that

>WHY IS THIS BOARD ONLY ABOUT CRYPTO????? WE SHOULD BE TALKING ABOUT STARTING A *REAL* BUSINESS, LIKE A LEMONADE OR SHOE SHINING STAND!!!

>>26461912
> My life is fantastic.

People who have "fantastic" lives don't post about their "fantastic" lives on 4chan.

>>26459361
Once I make it too around 40-50k I’m starting my own business under the guide of my father which I work for currently so I know a lot about the business... anyways he makes close too 12k a month with 3 employees under his belt me being one... I just need link too be about 40-50 and I’ll sell and convert those 40k too start making 6k per month eoy I should recover my investment and start buying my linkies back

>open a small business

You mean do work instead of click buttons? Nah m8 I'm good lel

>>26459361
No I don't care about impressing anyone but myself now shoo bitch

>>26462084
It’s almost like they don’t realize starting a business now is like building a home on quicksand.

>>26462115
it really is though, sorry anon. you need to de-clutter your retarded brain with "Le 4chan butthole of the internet" reddit teir NGMI mentality asap buddy. OMG we R on 4chan, depressed sitting in MOMS basement!

>>26461151
Cope

t. anon in 6 figure hell

>>26461017
Ignatius J Reilly is the ultimate bizlord

>>26462327
If it was you wouldn't be here posting about it

>>26459780
Holy shit this guy triggered lol

>>26461680

>>26461804
Been a muslim my whole life, though not religious and a bit of a hypocrite lived hedonistically in the past to see what the fuss is all about. Regretted most of it and felt like I was degrading my worth.

>you can just murder infidels and take everything from them instead.
And no I dont feel like killing or harming others, I just want my coins and live far away from this society of a nightmare.

> Also I think Islam only forbids usury between Muslims.
For as long as I coud remember, usury even with non-muslims is one of the worst sins a muslim could commit, I never understood it until doing my research on how bankers work and what caused the 2008 crisis.
That made me even more paranoid towards lending, my anxiety would never allow me to live comfortably in a house that has not been paid yet, heck I don't even get phone subscriptions I just buy the phone directly with an internet plan that is cancellable each month.

I honestly don't understand how you Americans/west Europeans can live calmly in your financed house, financed car, financed finance.

>>26459361
>just hit ultra low 5 figures (<15K)
>working on getting a business started
am i gmi

>>26459388
sage

But I did

>>26459361
i dont think any of us would consider owning and running a small business as 'making it,' though. Thats a shitty, stressful life. id rather continue working a job i like and investing. im in massive 6 fig hell

OP here, Its true that i didnt mean you should open a bisness "right now" during covid lockdowns.
If you try to open right now you will be bankrupted by the government.

But what i mean is, surely you want to do something more with the money than a fancy car and a big house next to neighbors right?

and for example you dont have to open a business per say (i know its risky)
but you can actually open a gay bar like anon say.
Think about it. At most towns it would probably be THE ONLY gay bar with GUARANTEED customers who are high income and love wasting money on cocktails and liquor.
As long as the gays dont grope you, whats to lose?

Or you can go the professional thief route and invest some of your money into lockpicking and thievery instruments and guns and just go around once a year and rob some abandoned villa etc.
You dont have to work...you just need to make one nice hit each year observing someone who is loaded.

>>26463317
>"Don't invest in crypto, just steal shit!"

>>26461370
Based as fuck. Can you give an anon some insight about what to look for in buying commercial properties? I have 220k in crypto right now and once im cashing out, I just want some good passive income.

>>26459361
>Truth is kid, even if you had 50k....200k.....500k....you would burn through it in a year trying to live like dan bilzerian. You will get a house and a lambo and spend the money driving girls around and buying them stuff.
????
projecting much???

>>26459435
lmao is that everyone's plan? Then provide optional payments in crypto to money launder the profits.

>>26459361
>bakery
>cafe
That shit is dead dude, ever heard of the killer flu?

You fagtards are sooooo smooth brained. You can’t even come up with an origional idea. Electric helicopters. Boom. I’m rich now.

>>26459361
>make it this bullrun
>put 20% in the next bear market
>make it in the next bear market again

how can I not make it?

>>26459361
6 figures simply isn't enough any more.

If I want to own a modest but comfortable home, and I don't want it to be a shithole or near a shithole, that's minimum 300k right there.

>>26463971
like air taxis?

fucking triggered boomer

>>26459361
Frankly i just need to make enough for a deposit to buy an apartment. I dont give a fuck about lambo.

>>26463922
Nah, but i really enjoy cooking

>>26459555
Damn bro. Someday i hope to be rich enough to own firewood

>>26464253
kek

>>26461866
too bad for them nigger. my point was that it's not far fetched.

>>26459361
I don't need millions to make it. Here's the real endgoal:
>buy land
>build a home, nothing lavish or excessive
>invest the majority of your gains into sustainable energies to power your home so you can get paid by the grid to supply THEM with any excess electricity you produce, giving you passive income
>grow your own crops, rear cattle, integrate permacultural techniques so as to minimise cost and damage to the local ecosystem
>sell produce if you're ever in need of money
>never be a wagie again

>>26459361
cope harder newfag
3 years

>>26461361
Live stream it

>>26464225
yeah same, I kinda want to make one where every week is a different meal. Meatballs, chili, burgers, fried chicken etc... I feel like people would enjoy that.

I've also thought about running a restaurant but I've worked as a cook/dish before and hated the environment. Also I'm definitely not good/quick enough to be a chef.

>>26459361
impressive, very reddit

>seething retard projecting his unquenchable desire for a lambo
>g-guys let's not buy lambos ok? let's all just buy $13k third world cuck sheds ok guys?

>>26464465
that guy in the background looks like that coomer meme guy

>>26459555
>I have it made
>here's a pile of wood to prove it
glorious if trolling, tragic if not

>>26464419
>I kinda want to make one where every week is a different meal.
This is a really bad idea and you will start pushing out shit because you haven't had the time to think your menu through each week. It's better to get yourself known for a staple dish or two and rotate and experiment with specials. t. ex-chef

That's because you are a burguer, with high standards of living. A consoomer who support OnlyFans harlots, and spend money with useless stuff.
Me, I just want to buy an apartment with a simple balcony, and keep living without needing to work, as I'm already doing for many years, thanks to crypto. In fact, for me the definition of "making it" is when you have money to support yourself up to old age, without needing to work. Work is enslavement, and a man free of work have all the time for himself. Like Nietzsche said, if you dont have 2/3 of your day for yourself, you are a slave.
My portfolio is six figures, if I convert it to dollars. I sell in small quantities, for the intention of buying the apartment. I dont crash markets, because I'm not a whale. Whales are already on eight figures, thats why we need institutional investors, to curb their power over the markets.

>>26459361
Who hurt you?

>>26463317
You're a piece of shit.

>>26459361
Lmao stfu nigger you got it all wrong and I'm not gonna spoonfeed you. Fuck you and fuck your family

>>26459555
You took this pic from /pol/ you fag

>>26459361
>>26463317
i literally can not even conceive being this type of reddit posting blog fagging worthless sack of roastie garbled shit. fuck you so much, you subhuman kike.

>>26459361
nice blog

>>26459361
project more

>>26463317
>lockpicking to make money

get out of the computer you fucker, where do you think you are? this is not skyrim, you dumbass motherfucker

there are a lot of stuff you can start with $20k besides food, go read a fucking book you nigger

>>26459555
go back to pol faggot

>>26464578
i didnt mean every conceivable week. More like a rotation. And yeah I would have staple meals too but those would probably change if they get too boring.

>>26464842
i just dont like the idea of the themed food trucks - where all they make is a specific meal. Really I'm trying to think of a way to incentivize a customer to eat somewhere more than once a week

>>26459361
Still accumulating

>>26464761
Why do you insist on wagecucking so much? What the fuck is wrong with you?

>>26465025
Working for other people is good for you if you're under 30 or retarded. It develops mental, physical and financial health, social skills etc, it's the most productive thing you can possibly do.

>>26464908
>I'm trying to think of a way to incentivize a customer to eat somewhere more than once a week
This has less to do with the variety of the food than the quality of produce and service. People come back to a place because it consistently goes above their expectations, but that doesn't necessarily mean a huge amount of variety. Keep in mind that most people like their routine and will eat the same lunch every week if not most days. If you want them to keep coming back you need some consistency.

>>26464419
>yeah same, I kinda want to make one where every week is a different meal.
for real, honestly, thats what i wanna do lmao, just changing the menu every week.

>>26465025
working on your business is not wagecucking you braindead monkey, guess what, you need to do something with your time or else you'll be literally retard in your 50's

>>26459476
>Truth is the minute you make 40,000$
Is that a lot of money to you or did you forget zeros?

>>26465277

the amount of cope this subhuman wagie emanates is just sad

Imagine thinking anyone is buying hot dogs right now.

This boomer and his boomer BS need to die

>>26465177
true the most profitable thing is just to do fries, cost 0...i saw a video on some japanese long fries and thought thats a good idea for a fad...NPCs are retards that go and eat whatever looks good on the instagram...i swear why are french fry spots so popular, its pretty disgusting...
but to be honest i just enjoy cooking and making up new shit

>>26463081
There’s always money in the banana stand. Maybe this is how one could launder link returns from the IRS.

OP, they're stuck in 6 figure hell because they didn't work for it.

They just bought some cheapies and got lucky as the markets worked it's money magic for them and they danced around like monkeys.

Opening a business requires effort of any kind really. Crypto just required you to accidentally click a button one time... maybe.

They won't work for anything. Ever. They'll just hope everything turns out okay by clicking a few buttons.

and you know what? They probably will be more successful than if they had tried starting a business.

How to make it using hot dog carts?
Returns on a successful business are 10-30% per year.
So a $30k hot dog cart will return $10k per year if you're by far the most successful hot dog cart around. If you can repeat that it would mean you found a business model every bank on the planet would want to invest in.

More likely you struggle to barely make $3k a year which is still considered a success but you've conscripted yourself into a life of slavery, there's no room for an investor to take profits so you can't grow and nobody wants to buy your equipment to become a hot dog slave.

>>26459361
150k$ folio in btc and eth, 500k$ and im out.

>>26463317
>a literal child blogposting about his GTA Online fantasies

>>26464723
>4
no, i actually posted the thread on pol after i posted the pic here, im the same guy

>>26463081
There's always money in the banana stand

>>26466022
Post a pic of your villa you nigger. I'm 21 with $450k in LINK. Why the fuck should I take it out and start a small business where I have to work 80hrs a week when I can just let LINK do all the work?

>>26466514
How did you get $450k by 21?

>>26467082
What do you think? LINK. Stack was worth about $3k in july 2018.