/biz/ - Business & Finance

>>27460299
I hate that image, I was 17 when cars came out...Fucking hell it reminds me I'm now too old for this place

>28
>€110k networth

Stop posting this, nigger. It depresses me because I actually had that Lightning McQueen blanket and sleep with a green blanket now.

Still using my spongebob blanket from childhood. It's big, thick, warm and comfy. Yes, I am a Rubichad.

>>27461066
there you go my fellow boomer made this just for you

>>27461632
Based as fuck

itt we talk about our bedding. anyone else still use pokemon bedding? im talking pre-movie

>>27460299
>24
>$5000 in my bank account and $4000 in meme coins

>>27460299
23
$700
2 gme shares I bought at $360
ford fiesta

>>27461676
Brings a smile to my face fend.

>>27461066
I'm 23 and I was too old for Cars blankets when the movie came out. Idk how fucking young these retards are

>>27460299
Is that supposed to be good? I had that networth at 27 before ever trading stocks or crypto. This is baseline for being an acceptable human at 27.

>28
>-$15k net worth

>>27460299
You’re still young. If you want to increase your net worth then get surf.finance’s airdrop on the 14th. It’s their ubi token and will pay out daily rewards. Free money. You will still make it.
https://discord*gg/mXKGMTTT

>25
>5k net worth all of which was provided my mom and dad
>have never worked a single day in my life
comfy

>25
>-105k net worth
>fucks given 0
still fucked yesterday
stay mad incels
money will never give you chad genetics

26
£15k
Salary £2800 monthly after tax
Rent £1080

>>27461676

How the hell do you calculate net worth?
>$250k apartment
>$150k in cash thx to GME meme
>$11k car
>$6k in shares in BB
30 years old

Move to a 3rd country and be rich
I suggest Argentina

>>27461881
Had that same blanket and I'm 20

>26
>$100k net worth
>up $50k from last year
i am financially ruined

>22
>$50k in student debt
>unemployed, $14k in the bank
>threw $1000 at shitcoins this week
why am i retarded

>>27462050
>Rent £1080
im paying nearly a third of that for a house holy shit m8. you either live in london or require luxury

>>27461780
god i wish that were me

>24
>25k networth, half in etf
feels good to not be a gambling addict

>25
>$0.00 net worth
>$0.00 in coins
>NEET

>>27460299
>30
>£1m net worth

Never gonna make it bros.

>At 27
>40k net worth
At 29
>45k net worth
At 32
>1.5 mil net worth
Mainly crypto, also some stocks. If I did stocks only it would've been 200-300k. Keep going balls deep. There will always be another good investment.

>>27461767
I used to have a pokemon sheet that was unbearably thick and kind of rough. It had the 151 on it in some nauseating pattern. White background, blue edges. Disgusting, I hated it, but I had to have it on my bed to prove my dedication to pokemon. Being seven years old trying to convince myself that I actually love it, because Zapdos is so cool. I also hold REEF, how could you tell?

>>27460299
Anyone here lurking from my thread, Cancerboy here Jannies were nice enough to delete but not ban.
I'll be around.

1BPQUpuVXHbXQ1KyViMACbyT8rkM5gcw8t btc
help?

>>27460299
>26
>312k€ portfolio, all crypto
>no car, no furniture, no friends, no gf
>haven’t spoken with a single soul in over 3 months

>>27462740
unbearably thick is the way to go. high tog rating

Don't worry about it
DSP is 37 and bankrupt

>>27461676
Where my Thomas the Tank Engine bros at?

>>27462993
For 2k you can afford my car and gf...
You're doing great. Just watch your health, do intense exercises (you have to sweat), eat healthy avoid outside stress.. Enjoy the best life!

>>27461780
you could be in debt man

>>27462721
have a (You)

everyone in this thread are bullshitters
>yeah bro I'm 25 with 1 million ahahaha
shut the fuck up

>>27461676
heh, positively surprised, thank you anon
>>27461881
geez

>>27463436
Send me $1 please
1BPQUpuVXHbXQ1KyViMACbyT8rkM5gcw8t btc

>>27460299
>30
>26k student loan
>demolished 100k in savings in the last 3 years.

my dad broke his spine when I was 27 though, so we've ploughed through my 100k in the last 3 years.

we bread-line now lads

thanks for listening

tempted just to take out a 2m+ life insurance and kms in an 'accident' - at least that would pay for my family's lives going forward.

>33
>10k€ net worth

>21
>28k aud

>27
>40k net worth
Feels bad man.

>>27460299
From dHEDGE? wouldnt surprise me

>33
>$5 net worth

>>27462050
>rent over a grand
Holy sheeeiiiitt

>31
>120k usd net worth
=(

>>27461676
Gimmie some power rangers to salve my burning bag holding soul

>>27461896
u didnt get it

>>27463314
me?

Lel I had 40k last September and I'm sitting on 200k+ now.
This shit is mad and I wish I took biz serious earlier

>>27463956
I pay 1,800 usd for rent

>>27461780
i know this feel, it's a heavy feel.

>>27462119
why do you lie on the internet?

>>27462050
>Rent £1080
what shoebox apartment do u live in London mate?

>>27464236
what did you buy? I've made only like 5k in like a year lol.

>>27460299
>25
>4k usd net worth (all in on GME)

>>27463980

>>27464485
Mostly stocks and not crypto
Although GRO and SDT were nice

>>27460299
>>27462050
>25
>£60k net worth

we're gonna make it fellow bongs, be patient

>>27462119
>$11k car
thats not how it works
hurr durr 2k pc, 3k leather jackets, 2k watches, $850 gaming monitor, $300 bluetooth headphones
lmao

>25
>2k in the bank

>>27460299
Are you me?

>>27463619
haha do Americans really?

what NW would you have to reach to consider you made it?

>>27461632
doesn't get any more based than this desu

>>27465166
im from the uk

and one last for me

>>27463619
I think it's very irresponsible of Americans to not have money saved in case of an emergency that they have to take their children's savings if they have an accident.

>27
>80 million net worth
>never worked in my life

>>27460299
>25
>£100k Net Worth

>>27465268
>american

>21
>$-55k net worth

>27
>8k net worth
>Back living with parents

>>27461780
>28
>1.5k in my bank account
>mushroom farm and a cargo container out in the wilderness
>too old to be a wagie for stocks money
>too old to enjoy the empty vacuous lifestyle of clubs and credit cards
Wish I took loans up the ass and lived it up when I was 19-20.

>>27461676
Based.

>>27460299
yo i actually had this blanket when i was younger kek

>31
>200 € cash an 50 € in bank

>36
>9k net worth
>no house
>no car

wish i knew how crypto works

>>27461676

35
235k net worth
2 houses
Buissness
Can't drive
Boight into GME at 320, fomo'd in like a faggot, it's only 1k but I don't feel so good bros

>>27461676
based but also hits in the feels

>>27465844
>wish i knew how crypto works

I get my tips from /biz/
>buy coin
>panic sell
>buy at higher price
>sell at price drop
>lose $100 a day

It's pretty simple.

18yo
1.7k on bank
2k in crypto

> 26
> Mortgage on a flat (deposit provided by ETH back in the 2017 run)
> $100k Salary
> Ton of credit card debt slowly chipping down

Feels good

>>27460299
>19
>$750k net worth

I'm never going to make it and it upsets me every day

>worrying this much about net worth

you'll be fine if you don't be an idiot

>>27460299
>haven’t worked since 22 years old
>not an asshole to Mom
>get disability and her stocks keep doing well
>she prefers me living with her over me moving out so she is lonely
>best friends

Sorry you treated your parents like shit. My OCD has ruined my life, but at least I will never need to work full time while wanting to die.

>>27466572
so she isn’t* lonely

>>27466646
how often do you fuck?

Does everybody post their debts + assets, or only assets? As I ever see 0 debt here my guess is the latter. I'll do the same:
32 years old, about $130k "net worth"

>>27464615
>parents couldn't afford the new power ranger shit
>got me some teenage mutant ninja turtle figures from the good samaritan society instead
>other trailer trash and I would play ninja turtles
>power ranger fags tried to fight us with their fake plastic guns and light up sound makers
>we were playing with real knives and steel pipes because poor
>sent a power ranger kid to the hospital
>he's a limp wristed faggot now
>gives motivational speeches on how he got bullied so hard he was hospitalized
>we were just having fun

Fuck. Poverty is wild.

>20
>$15000 net worth

>>27466856
Shit. I'm still retarded.

>>27466757
>net worth
>does everyone post their debts + assets
how are you 32 but still don't know the meaning of 'net'?

Never going to make it. Took big loans and credit out between my 20s, 30s and had a blast, now paying for it.

>39
>450k house with 150 left on mortgage
>2 cars that have appreciated since buying
>60k savings offset against mortgage
>3k a month salary after tax
>cheap mortgage.
>Less than 2K in crypto.

1.5K a month to throw around whats your next move?

>>27460299
I was probably worth less than that at 27 but I was accumulating crypto every paycheck. I just turned 29 and I'm at $250k

>>27460299
>just turned 20
>9k networth.
>had a job at 16 and 17 on summer to buy my current PC.
>keep all the money i had from that time.
>decide to take a year off before going to Uni so i can work get more money and enjoy thing outside of school for a bit.
>COVID happends.
>start investing into crypto at 19.
>turned 1k into my current 9k.
will i make it biz bros, its been rough.

>>27460299
>23
>£60k student loan debt

>>27467101
Yes

>>27467281
>26
>still £60k student loan debt

>>27466981
At least you had fun.

>>27460299
Shit.... by 18 I was $90k in debt.

>>27467508

>26
>130k networth (most of it in crypto)
>homeowner

i think i might make it.

Decided enjoying life with money when your an old cunt and being tied to a desk when your young was the wrong way round.

Wasn't smart enough to figure out how to retire in my 30s but smart enough to get out of debt before 40 at least. Now I just need to figure out how to retire in the next 5.

Pro tip from a poorfag 39 year old. Don't get fat, working out isn't really hard, even if your poor or average looking, if your in shape you can still get pussy.

>26
>2 USD networth
>NEET with mental health issues and autistic

poopy

>>27461676
Based, but right in the feels, m8

>>27460299
>23
>25k net worth
I graduated college last year with zero debt. Things get better r-right anons?

>26
>-77k

made 3k from reef today so there's that I guess

>>27461881
You were like 9 years old retard, how is that too old? Fucker

>>27464615
do this

>>27463216
This
Tank engine, NOT TRAIN

>>27460299
>25
>6k crypto portfolio
>gaming pc and ps4
>4 packs of tendies in the freezer

>>27460299
>19
>£4k net worth
it's over

>>27463216
Reporting in

>>27462119
Your care is a liability, fuckface. Nice larp tho

>>27460299
>30
>-$25k net worth

Remove even some of my debth by moving something possible worth something in future
0x54476e2b5eE6641F077F8Add33BE08f15F743132

I will most likely never make it my frens

>>27470681
what kind of debt?
and what do u hold

>>27461676
Based and kindpill.

>23
>10K
>Getting a degree in philosophy, really enjoing it but it's pretty pointless, money-wise (at least it's 300€/year, cand stand it financially)
>Can't do shit, i'm kinda starting to avoid work and sit on unemployment because it's only mindless metal-factory 45h/week paid 1000€ or 2 months contracts everywhere
>Changed 8 jobs and move 4 times in 2,5 years

I'm now convinced that i made all the wrong choiches, one after another, and i'm a blind alley: either start over from zero, maybe sell all my shit which i based my personality on (guitars, books, tools) to hard reset my mind and sourroundings
or keep moving in this slimey situation, hoping that one day i will make it (besides not needing very much, is not going to happen)

>>27460299
>manchild poorfag hates his life
More news at 10

>>27470771
I mined ETH while it was 2 usd, but I had to use it to pay my student loan. Never got good job and at this point there is no more chance that I'm able to pay anything back. Amount of loan is just growing no matter if I pay it

What I hold is literally nothing. I have shitty car if it counts for something

>>27460299
>21
>like $25k I guess

>>27470872

Turn your philosophy bachelors into a masters in a math or business related field.

>>27461676
It was a better time.

>>27460299
>27
>still in 6 fig hell
Life is suffering

>>27470771
But it's okay my fren. Not everyone of use is going to make it.

Im still happy for my fellow frens who really make it

>22
>8k net worth

31
$60k in accounts
$18k in crypto
Own a 4 bed house with only 100k left on mortgage.

>>27463256
>avoid outside stress

If only it was this easy...

>>27460299
27
>50k eur cash
>10k USD in stocks
At least I'm living in the poorest EU country so it's fine

>>27461676
Based but makes me yearn for a simpler time. A time in my life I will never experience ever again.

>>27470950
your entire way of thinking is retarded

a common thing that rich people say that if they were to lose it all again they could get it back within a few years.
why not research a project with a low mcap and big potential (say a coin/token that is in top100-300 that could be in top50)
if not in crypto, there are other ways to make it through say your own business, stocks and what have ya.

none of you are too old, none of you are at the limit of your capacity; and even if you're a brainlet, if you work harder than everyone else you'll still out perform the masses

crypto isnt going away, and the next decade will be focused around defi, insurance, markets, arbitration etc. do your research on those fields; you should be reading 20-30 hours a week, absorb everything, develop a judgement and you will fucking make it.

making it is a goddamn choice.

pic related for your cash out strategy

27
£120k crypto
£40k shares
£4.1k after tax monthly income
£1750 monthly rent

Feeling very old and behind my peers, was supposed to make it by my coins never went parabolic

>>27462050
I am like you but 2 years older rip

>>27471423
Why in the fuck are you still renting? Are you a nomad?

>27
>£180k salary
>£2k/month rent
>Actually work in finance
>tfw get called a shill whenever I post here

>25
>Net worth of a 4chan folder going back to 2008 with 10s of thousands of pics, memes and history

>>27471423
Fren when you have to work 9 - 11 hours a day to make enough money for next month, so you can eat and live some where else than under some bridge or in homeless center there is not much time to do research or use your time for thinking about strategies.

>a common thing that rich people say that if they were to lose it all again they could get it back within a few years
This is completely retarded thing to say if you really don't have any money to live. You need to earn something to eat and enough to live somewhere
Those people have no fucking idea. I just want to reset everything and start over

28
£34k in various bank accounts
£290k in crypto (95% Link, 4% Linkpool, 1% DIP)
£360 monthly rent
Just finishing PhD
No job (can almost live off of passive crypto income)
Have gf who I want to marry

Do feel behind some people I knew from home when I see them posting new home photos and getting married, but I know deep down they're leveraged to the hilt and will have to wage forever.
Just waiting for Link to explode really.

>>27471732
Whats your line of work?

>>27471814

Engineering

>>27471894

you gave away your larp quite nicely my good lad

>>27471782
listen to books/podcasts at work, on your way to work
change your work
spend at least 1 hour a idea working out new ideas to make money (after u wake up is usually the best time)

look fren, complaining aint gonna change a thing.

are you taking on enough risk?

>>27460299
>23
>0 net worth

>>27460299
still more than most normies, you are doing fine, dont compare to most biztards, you dont really want to hah

>>27471960

I'll take that as a complement

>>27471894
>Bongolia
>engineering
>180k bongbucks
I don't bloody well think so mate

>>27471792
based, you better breed with her many high IQ babies and save this country.

>>27471543
I am like you but two years older. Feels like I’m ngmi. It’s too late.

>>27472087
not uncommon mate, when i worked in london rates of 1k a day were pretty normal for my field

>>27471979
There is no much risk to take or I really will be homeless and then there is no chance that I will make it even to the next year or probably even few months

I will always try fren

>>27470872
>philosophy major
>300k/year
>if started college at 19/20 that means 4 x300k = 1.2 mil in debt for a useless degree.
>45 hour weeks
>that's 6-7 hours of work a day
Man am I glad I ain't you.

>>27472274
Thanks lad, trying to find some acres out in the middle of nowhere to start a homestead while living off of Link. Everything is so fucking expensive though.

>28
>put it all on gme as my first trade
>net worth now $300
stonks!

>>27460299
Im 30 and have only 3k net worth.

>>27461780
>26
>30k in the bank
>-$100 on meme stonks (and dipping)
I honestly thought I was in an average financial situation.

>>27470199
I had this growing up.
Threw it away along with all my other kid shit when I was 16 because I had a sudden realization that I was getting a bit too old for that stuff.

>>27461676
You're a kind man mister

>>27472928
Most people don't even have a positive number in the bank accounts half the time, let alone the capacity to actually SAVE.

>21
>100k net worth, mostly in stonks
>Starting 100k job outta school in a few months.
Hopefully I make it bros

> mfw i'm literally going to starve next months because I need to pay uni fee this month
> mfw no work in my country because of fucking lockdowns, even wageslaveing is not an option
The only thing I have left is my lovely girlfriend but I won't say her anything, don't want to stress her.

>>27460299
>25
>$300

>>27473045
I don't even make that much cash. My monthly salary is 2.5k and my rent is $675. Pretty much anything that doesn't go into food or utilities goes into my bank. I really never get any desires to buy or to consume anything. Funny thing is, I come from an upper middle class family, and my parents are surprised at how I'm net positive and haven't spent myself broke.

>>27473180
good for you man, always nice to see another soul realize that most shit is just not fucking needed.

even food should just be consumed to a minimum, though when you eat maximize on nutrients

so fucking many people keep buying shit, eating shit, eating too much, drinking sugary drinks when in reality they needed nothing of those things at all to be happy, content, owning an estate and living a comfortable good life.

>>27460299
I'm 32 and technically my net worth is like 600k
but since that is mostly my house and 401k, it doesn't actually mean shit, it's just abstract numbers

>21
>39k€ net worth
could be better, could be worse

>26
>£95 net worth

>29
>$80k
Ain't much, but its honest wageslaving.

>>27473534
Send me those meaningless abstract numbers to me then.

>>27473972
but anon, i currently live inside those numbers

>>27460299
Do I appraise my degree at all when considering my net worth?

>26
>debt of DKK 3.2 mio. (about $500k)
>it's to my dad (who will likely never make me pay it off)
>starting new job next month that will pay double compared to the shitty call service shit I've been doing for the last 6 months since graduating
Feels good

>>27474014
You live inside your 401k?

>>27463805
Worst part is the au desu

>>27461896
Does that cancer patient look happy to you retard?

>>27461676
damn...

>>27472534
He said 300 euros per year, anon. In Europe most universities get most of their funding from the state.

>>27461780
Bro why the fuck do you have so much fiat? put it all in ETH now or ngmi.

>>27467281
>23
Nobody likes you when you're 23

>>27472534
weeaboos are retarded, who knew

>>27474065
i live in my house and will live on my 401k. but since I'm not selling my house, and can't use the 401k for another 30 years, practically speaking, their theoretical value has no impact on my life currently. the stock market or housing market could pump and dump ten times over the next 30 years and I wouldn't notice.

>26
>$2k in the bank
>$1k in emergency funds
>$1k in my portfolio
When does being poor end?

>>27461676
had this one lol

>21
>15k€ in debt
> Spending 200€ a week on drugs and alcohol

I'm finishing my bachelor in Applied Physics and starting my master after the summer though. I guess I'll be fine.

>>27466528
Some people want to be more than "fine".

>>27472928
You live with your parents or have some kind of midrange 90-100k a year job

>>27463935
finally a post I can relate to. at least we aren't in debt r..right anon?

>>27470199

>>27474654
Shoulda spied on reddit and bought doge when they were shilling at 1cent , their shilling had the Baal energy back then

>>27476684
Nope. Live with my gf, work a shit 40k job.

>>27474771
this is now a comfy blanky thread

>>27472767
Sell now and make out like a jew. Your future tendies will thank you.

>>27472928
You're gonna do fine. Keep saving, think about buying a house either soon or after an eventual crash (land is still good through a crash/fiat distruction) and start focusing on a hobby that produces results for you.

>>27463216

>19
>$225k

>21
>60k Net worth

Feeling pretty comfy ngl

>>27460299
>60
>$27k net worth

>19
>Worked in my family's party entertainment business before corona
>savings now $400
>lost $50 in the stock market
>savings now $350
At this point I'm just glad i'm not jewish.

>>27476817
Nice work

>>27461676
Make me one with power rangers please

>>27477501
>I'm just glad i'm not jewish
Why? Jews have no financial problems.

>>27460299
28
170k

>25
>A couple million net wealth.

>>27464615
Never mind just saw this gem. >>27463980
That’s for requesting it too, I got really into the one where they turned into Dinosaurs

>>27477639

>>27477682
Because I'd rather construct a strawman to blame all my problems on instead of waking up to the fact that I'm in charge of my own financial and general well being?

>>27461676
>>27464615
>>27465265
>>27476817
>>27477029
>>27477248
>>27477884
Holy shit anon, you're a god. Very based

>>27476824
I bought at 2,9 cent and hope it is going up soon

>>27473113
yeah paying the uni fee is rough bro mine was $40 last night goddamn financial devastation unicorn