/biz/ - Business & Finance

>>28807486
probably just keep investing in the crypto projects that have the best memes

crypto

>>28807486
>be me
>go to decent top 50 school
>study economics
>never worry about job security
Those 35% include niggers, women, and other retards who study lesbian dance theory n stuff.

>>28807591
>>28807615
Do you realistically think that you're going to buy you're way out if it takes a decade to catch a 100x that you've invested a tiny amount of money in? You might get a house out of it.

>>28807736
>top 50 school
>economics
>never worry about job security

>>28807486
I'm an accountant

Governments would have to stop existing for me to be out of work

>>28807790
I have 50k and could have had 100k had I never traded and yes, the grand majority of those gains are from crypto. Mostly bitcoin (sold alts too early). This is like 1.5 years of investing and I'm just a security guard (wasted time doing 150 college units. Had I just worked from the beginning at this job, I'd actually be retired by now since I would have found out about ctypto sooner. The way I even found it was me looking for ways to escape working because I hate working under people).

100k is basically 10k a month with a wholesaling business.

Long story short, no fucking shit the only way to get ahead is with investments.

>>28808198
>The way I even found it was me looking for ways to escape working because I hate working under people).
*was by me looking for

Just to give another example, I saw chainlink at 20 cents and it's at 30 something dollars. Instead I bought at 2 and sold at 4. So imagine if I wasn't retarded and only sold 50% on the double and if I had actually bought at 20 cents (tb.h, that one wasn't a choice. When I wanted to buy and throw in 500 dollars, I couldn't because at that time I wasn't able to get a job anywhere. Those 500 would have been like 80 soemthing k in today's dollars).

>>28808391
Chainlink was actually the first alt coin I bought.. fucking hurts looking at how high it went

>>28807790
Learn to use the right you're/your first Tbh. Muh job security. Yeah have a degree, nah it didn't do shit for me.

>>28807920
Fair enough.

>>28808198
If you're delusional enough to think that 100k is making it then you should rethink your benchmarks. Having 100k in the bank doesn't even let you buy a middle class home in a large town or a small city. You'd have to gamble every penny you have to have a chance at that. You stand to lose your shirt on the chance of gaining enough to buy a house in cash and maybe a new mid-sized sedan in cash. Okay, you're officially established as middle-middle class if you're that lucky.

>>28808499
I've made much more off shit coins than working a job ever in my life. I'm 25 and have worked 3 years total throughout my life.

>>28807486
I have no degree and am retired off crypto, run web businesses for fun. My wife has a PhD for her medical career. My friends have bachelor degrees and still live at home. Having a degree seems like a toss up how it turns out for you.

>>28808499
>>28808659
Well, I mean you're also 25.

>>28808662
Based

>>28808588
>If you're delusional enough to think that 100k is making it then you should rethink your benchmarks
2 things
1. Learn to read, retard. 100k isn't retirement money, but it's enough to make 10k a month with a wholesaling business
2. That's the money I CURRENTLY have invested, stupid ass. I am not selling until the end of the year and bitcoin can potentially skyrocket to 200k levels

>>28808662
Retired off crypto as in you've cashed out entirely?

>>28808709
I'm less than a 2x away from being a millionaire. At 25. At this point it's retarded for me to go to

>>28808770
You're going to take 100k and use it to start a wholeselling business where you think you're going to double your investment in less than a year? And you're going to do this after exposing yourself to a year of market turbulence?

>>28808810
So are you betting on black or red?

>>28808810
College* for fake funny money niggers get for free. Anyway i have a psych/biz dual degree. I worked 3 years. The pay is still shit and its still unlivable being in an office in 2020 with a bunch of cunt females you can't bash.

>>28808588
To add to point 1, that is more than some dumb ape will make by being an employee unless they are a senior engineer or senior computer science major.
SENIOR level pay while being self employed.
College is a fucking meme and those 150 college units I did were fucking dogshit. Wake up from the propaganda. How much you want to bet it will take you 5-10 years to make 100k even though technically it only took me 1.5 years (yes, 50k of that is gone, but point is there is more potential with investing). Literally the only benefit to some "prestiges" job isn't the "prestige" propaganda bullshit. It's that the pay can lead to faster gains with investments

>>28808901
Waiting for the market to go down then I'm betting on polkadot projects.

>>28808901
>You're going to take 100k and use it to start a wholeselling business where you think you're going to double your investment in less than a year? And you're going to do this after exposing yourself to a year of market turbulence?
Look, coper. I understand hwo to wholesale (how to start it off, research, legal shit, and finding suppliers). Amazon has restrictions on fba until april and I'm not touching fbm.

Also, I've like 5xed with bitcoin in a year LOL. Amazon business can realistically give you 10% roi per month if you know what you're doing. Obviously I would start small until I mastered it, but am not planning on starting it until this bull market ends

>>28809009
*to have 100k

>>28808901
>So are you betting on black or red?
1/2 ods of making it? I lik those ods. stay poor wagecuck. stay in your safe zone never make a bet and wagecuck for shekelberg for 40 years.

I have a medical job that pays over 60k a year. I get an additional 22k in government gibs for life. And I make over 5% a week retail trading. I think I'm set.

>>28809009
...did you think that this thread was an endorsement of "get a degree, get a job"? I'm just pointing out that your plan to make it through crypto is questionable.

>>28809029
I see.

>>28809204
Okay.

>>28809317
You literally don't understand what's going on in this thread.

>>28809341
>60k a year
holy shit, 60k a year? how'd you pull that off bro?

>>28807486
BS in CS from top 20 school?

>>28809359
It's not that questionable during a bull market, but it depends on how much money you have invested

>>28809204
You know what, on april I probably will start it with a pussy amount of 4k (so 400 dollars a month) just so that when the crypto mania is gone, I can easily just transition into the business with large capital since I will have experience

>>28809453
My net worth is over 400k. I more than double my investments every year. I'll be retired sooner than later. Stop being a spaz.

>>28807486
I went to one of the top 3 schools in the world for a stem degree (masters)

went to a state school for undergrad (worthless)

while grad school sucked, job offers and knowledge gained makes life comfy af. I got a month left and I will be able to choose between 3 +$100k jobs.


TLDR: dont go to school unless its a great school and you wanna learn

>>28809573
And you're betting that you will know when it's suddenly not a bull market and withdraw your money in time?

>>28807486
I work in a field that can't be automated because it requires insane levels of improvisation and adaptability, and is incredibly difficult to get into because of the lack of work (I got very lucky). No highschool diploma, I make $25-30/hr, and I love my job. Feels good anons

>>28809753
>And you're betting that you will know when it's suddenly not a bull market and withdraw your money in time?
Yep. Going by the stock to flow model.

>>28807486
The good news is that a majority of them are too lazy to keep advancing their education so literally anyone with more drive can get a job.
But my actual methods to exploit shit like this I won't talk about because everything would get saturated

Real estate crypto stonks franchise ez pz

>>28809753
Let me ask you something. Do you have a job? Have you even invested one single penny into anything at all?
Btw not saying I'll time the exact top, but once it starts to reach 200k, I'll scale out slowly. Could very well go higher depending on who invests. If fortune 500 companies throw in a small percent of their money (say 10%), that alone would make bitcoin go to to 450k.

>>28810115
>The good news is that a majority of them are too lazy to keep advancing their education so literally anyone with more drive can get a job.
that's not how scarcity works lmao and people that "further their education" (outside of stem and some business majors, "education" is a fluff word), all they will do is go more into debt and increase the time it takes to break even (college offers a slow as shit roi. YEARS just to break even for material that can be found for free, but that's what happens when schools are made for profit even when they claim it's "not for profit" Lol).

>>28810438
I don't mean sitting in school for longer lol, you get your special paper to check the HR box but there's SO much more that people can do, yet choose not to
>multidisciplinary finance gang

>>28807736
>>Those 35% include niggers, women, and other retards who study lesbian dance theory n stuff.
But anon, these people help "better" society by fighting misogyny, racism, the patriarchy, homophobia, transphobia, xenophobia and other assorted attitudes which will probably soon get classified as actual phobias and mental illnesses by the tranny in charge of the health department. The managerial state will take care that these social justice graduates get cushy jobs or at least government contracts to educate huwhite huworkers in "racial sensitivity" and other necessary measures to combat the threat of white supremacy. That's billions of taxpayer money getting right into the pockets of these leftists, and they already have established lucrative networks.

>>28807486
I'm a NEET so I don't care

>>28807486
>Automation will eliminate millions of jobs in the next few years, mostly among unskilled and semi-skilled labor

I think you'll find that the white collar jobs are first for the chopping block while the blue collar trades and menial bullshit jobs are largely unaffected because you still need a body at the helm...

>>28810658
Unironically this. A gender studies degree will let you work HR anywhere or get a gubmint job.

>>28807736
you are being an apologist bootlicker for the oligarchy class. In truth, this country is dysfunctional for the majority of americans and that was true before the lockdowns. Pre corona 78% of full time workers were living oaycheck to paycheck, 30% of jobs paid hardship wages, and 32% paid barely livable wages leaving only 38% that paid middle class and up. Fyi times have been getting worse for the people that only rely on employers. For instance, when baby boomers had a median age of 35, they owned 21% of all the nation's wealth. Millennials of the same median age? 3 fucking %. Boomers owned 7x the wealth millennials do at the same median age. Last time I checked, boomers owned 57% of all the nation's wealth, but it's probably higher now if anything

I'm an air traffic controller.
I'm fine.

>>28810814
Ya, it's mostly white collar jobs that will get fucked. Possibly lawyers (tb.h I'd trust an AI that can access a database with 0 cognitive issues a human can face over the human itself), accountants, bookkeepers (ik some of these are automated already), etc. You can't automate labor, but that shit sucks monkey dick. I used to do electrician work. Fucking trash..
Long story short, automation is a good thing, but not in a society structured on a way where if you don't work, you die. Scarcity of jobs will also increase the leverage employers have and will probably lead to lower pay due to desperation. More saturated a field, the lower the pay and the worse the conditions are in general

>>28810738
What do you do all day? Like what's an average day for you?

>>28810211
>If fortune 500 companies throw in a small percent of their money (say 10%)
lmfao. You are literally a 20 year old who thinks he knows much more than he does

>>28811851
Bullshit on /biz/ /tv/ and /pw/
Make memes
Play vidya
Jack myself off to sleep
Das it

>>28807790
Lol if you think business related things won't be automated in the future.

>>28807486
Capital knows that it will eventually have to provide ubi in order to prop up the consumer economy

>>28811931
Pretty based. Hopefully I'll be joining you in the next 5 years.

>>28811876
Literally google it, retard. I'm also 25

This is a pointless statistic because not all degrees are created equal

>>28811876
You are also dumb as shit if you don't think there's going to be another massive fomo incoming once bitcoin hits a trillion dollar market cap (needs to hit about 53kish).

>>28811290
Automating accounting is a lot harder than most people thing. Many many transactions require judgement as to how and when to apply certain rules. Very much gray areas.

>>28811022
>78% of full time workers were living oaycheck to paycheck
Yeah that's how it always is... more money means more stuff you can buy... the majority of people never saved ever in the history of civilization

>>28807486
I'm in the army.

Computer science degree from a top 3 CS school and 4 years work experience is my insurance policy if I don’t retire by the end of this bull run

>>28812527
>Yeah that's how it always is... more money means more stuff you can buy... the majority of people never saved ever in the history of civilization
Lots of assumptions here. I know people are stupid with money, but others are also simply THAT underpaid. Burden of proof would be on you to show me the specific percent that are living paycheck to paycheck due to stupidity with managing money. The truth of the matter is the grand majority of jobs do in fact pay shit wages

>>28807486
I'm currently in a M.S. program with plans to go for a PhD at some point in a STEM field that can't be automated. End goal is become a science and policy expert. To ensure a job, I'm doing my best to be the best in the field. Mediocrity will not pay bills. There may not be many jobs, but I'm doing what I can to make sure they give me one of them.

"Ds get degrees" was a common saying among students when I was in undergrad. Degree don't necessarily gets jobs, but being at the top of your class in a STEM field with lots of field experience usually does.

>>28812527
>Lots of assumptions here.
No, no assumptions, that's why Australia mandated savings, EVERYONE can save if they want to but the vast majority would rather consume, it is an absolute fact.

>>28812710
>The truth of the matter is the grand majority of jobs do in fact pay shit wages
No shit, welcome to globalism and it is going to get a lot worse

>>28807591
/thread
first posts have been really good on a lot of threads today. great work

>>28812833
No stats = assumptions. Saying "No!" isn't a rebuttal

>>28811022
Consider how many normalfags have 5+ streaming services or cable, upgrade their smartphone every year, lease a car instead of buying a cheaper one, and eat out 3+ times a week. Baby boomers did have more opportunities, but most people living paycheck to paycheck do so by choice.

>>28807486
Jobs that require a bachelor degree can be automated with software quite easily, the unskilled labor job is actually more secure if you consider costs for automation and the big tax trickery.

>>28807486
>Automation will eliminate millions of jobs in the next few years, mostly among unskilled and semi-skilled labor
How are these people going to eat?

>>28813580
>but most people living paycheck to paycheck do so by choice.
Need to see stats. Anecdotes are irrelevant. I know the typical normie is a fucking brain dead idiot, but anecdotes aren't sufficient

>>28813631
Who cares? They clearly either weren't smart enough or didn't have the drive to succeed

>>28813665
Look at users for bs like Disney plus and the fact that the smartphone industry (specifically high end) continues to grow despite the fact that essentially everybody already has one. I don't think rich people are buying millions of iPhones or S21s for personal use

>>28813715
And what if that's you one day? The more scarce something is, the harsher the competition. There is always someone better. Remember that

>>28813895
never will be I bet you he never knew what strugging is, probably got daddy's money thats what I've been taking away from these threads. Nothing but spoiled rich kids who never knows what struggling is and just assumes with asspulls

>>28812565
I was a 68W for years. I would get out as soon as your contract is up. Especially with Biden in office. There's no money to be made, even more so on the enlisted side. Constellis (Triple Canopy) pays well if you want to do some PMC work. You can make 100k just guarding gates in Kuwait. Or use the GI Bill and find something that pays well.

>>28813850
That's not a proper stat. Also, let's play devil's advocate. Let's say the majority are retards at budgeting. At the end if the day, it doesn't take away from the fact that this country is going to shit. Baby boomer to millennial stats shows a clear down trend. From 21% to 3% wealth is not something to brush aside. Even IF the majority people are stupid with money, it doesn't take away from the fact that obtaining wealth is clearly a lot more difficult (roughly 7x more difficult for millennials than it was for boomers).

>>28813967
So what? Poor people are poor and stay poor for a reason. Smart people born poor find ways to escape.

>>28813631
Jobs come and go, the idea of staying at a job for 40 yrs and leaving it to retire is just a boomer myth

>>28813411
Lmao ok keep living in your fairy land hahhaa

>>28813987
Thanks for the tip. I was planning on going to get my BN and work up to be a travel nurse. Local community college offers four year degrees in nursing for a cheap price.

>>28807920
This must be bait
>>28808198
A savings account is a con to trick folks out of investments. We argue over 5x multiples, Imagine earning .001% on a currency that loses value daily
>>28808662
I'm deciding to get a degree just for the luls. Theres places that will spit out an accreddited degree for 7 grand.
>>28813631
welfare programs, food drives at the churches & charity, its almost impossible to go starving now in the states. Theres places in every city/town that hands out free junk food on a regular basis.

>>28814262
I'm literally the only one who brought up stats. I'm living in reality. You on the other hand are basing anecdotes as facts. I'm not saying you're wrong. I am saying what you claim is not backed up sufficiently. Anecdotes are trash data points

>>28814208
>>28814252
>poor because poor lol
I see you prove my point, you had everything handed to you so you think less of people who do actually have a hard time getting by, you do also know even college grads do struggle to get jobs. if there's anything I hate more in this world it's rich trust fund kids who try to dictate what real work is without lifting a finger you're worse than niggers

>>28814105
>Baby boomer to millennial stats shows a clear down trend. From 21% to 3% wealth is not something to brush aside
no shit retard I was pointing out that you were conflating a retarded stat into something else
>78% people living paycheque to paycheque
Does not mean they are struggling to survive, it means they are retarded consumers that buy as much as or more than they can afford

>>28807486
Crypto, buy land, and help your fellow man. Help your nation escape this problem by employing people in jobs that cannot be automated. Use your mind and your money to start businesses that cannot be automated - there are still places to grow.

>>28813665
you must get out more. People living paycheck to paycheck has been a thing since the 2008 recession.

>>28814395
>A savings account is a con to trick folks out of investments. We argue over 5x multiples, Imagine earning .001% on a currency that loses value daily
Ya, that's fucking pathetic LOL. I think you meant to target the apologist anon though

>>28814474
>I'm literally the only one who brought up stats
No you used stats in a way that has nothing to do with what they suggest, that is what I was pointing out

>>28814105
Prices of education, transportation, and housing are the big three places where cost has far outpaced wage growth. People can go to community colleges instead of state schools for the first two years and save tons of money, yet many don't. People can also get scholarships if they work hard and any degree worth getting should pay for itself in less than five years. Transportation is pretty simple, either get a $3,000 decent car that basically everyone can afford or take affordable public transportation if in a big city. Housing primarily has sky rocketed in urban areas and hasn't inflated heavily in places people don't want to live, like Kansas or Oklahoma for example.

>>28814493
>you were conflating a retarded stat into something else
except the burden of proof was on you to show the majority of people were stupid with money, but instead of stats, you state anecdotes. Who's the real retard again?? What you've stated is not sufficient, smooth brain

>Does not mean they are struggling to survive, it means they are retarded consumers that buy as much as or more than they can afford
Read above, ape brain

>>28814288
Good stuff. I went into respiratory therapy when I got out. RN is always a solid job, and there's good money if you start traveling. Radiation therapist and MRI tech pay very well too if you just want to do an Associates degree instead. The GI BIll (both Montgomery and Post 9/11) only covers three years. Good luck anon.

what happens when you have a bachelors, masters, and PhD, then go to law school for free?
while making 160k a year in law school?

>>28814652
>except the burden of proof was on you to show the majority of people were stupid with money
No because that is literally a truism

>>28814105
fuck off with your statistics
talk to people. Most people have never invested. Even if you save up your dollars under the matress you're already ahead of most people. I've been there, spending every spare dollar on weed and useless shit. It's normal. And poor people are more likely to spend all their dollars when they have them because of how they view money: fleeting, a thing that disappears, if you don't spend it you don't get anything out of it

>>28814484
I had summer jobs in college that paid $20-$25 an hour doing QA or entry operations (excel, etc) at shithole warehouses. This was in Kansas by the way, where $25 an hour is easily livable

>>28814511
Well aware of that. That's besides the point.

>>28814603
And you used ZERO stats. What the fuck is better? Making an educated opinion based on stats or making a dumbass opinion based on anecdotes? Hmmmmmmmmmm, I fucking wonder.
Holy shit

>People can also get scholarships if they work hard and any degree worth getting should pay for itself in less than five years.
Read the stats I mentioned above. You are acting as if there are infinite opportunities. No. Scarcity is a real thing. Let's pretend everyone had every single major completed and had the same exact IQ, same exact personality, and same exact grades. Same everything. That won't magically mean everyone will do well die to the concept of scarcity. This baby boomer propaganda needs to die

>>28814652
>Read above, ape brain
If you make 10k per month and spend 11k per month you are living paycheque to paycheque
Why is this so hard for you to understand lmao???

>>28814846
Google burden of proof. Stop trying to dodge it.
>>28814849
Only retards base things on anecdotes over stats. You can easily go to a poor community and get skewed anecdotes of people living with various people to make ends meet. That's why anecdotes are retarded, smooth brain.

>>28814883
>Making an educated opinion based on stats
No you completely misunderstood the stats you posted, you are the definition of a midwit
see>>28814980

>>28814883
once more I say fuck off with your statistics. You don't have to overanalyze this shit. It's obvious. Talk to waiters and waitresses, pizza delivery drivers, cashiers. Anyone who spends money on booze or drugs could forego those vices and save money instead, but they don't.

>>28814980
I UNDERSTAND THAT, RETARD.
I am SAYING it is up to YOU to PROVE the majority living paycheck to paycheck are DOING THAT.

I am NOT saying some people don't do that. I am arguing it is uneducated to ASSUME based on ANECDOTES that the MAJORITY are doing this. Learn how to read, please

>>28815064
You are a retard with "muh anecdotes".

>>28815129
I'll copy and paste what I said for you smooth brain retards:
You can easily go to a poor community and get skewed anecdotes of people living with various people to make ends meet. That's why anecdotes are retarded, smooth brain.

AAAAAAAAAAAAAAAAAAaaaaaaaaaaaaaaaaaaaaaaaaaaaalllllllllllllright I'm abandoning thread

>>28815145
>>28815129

Prevalence of Drinking: According to the 2019 National Survey on Drug Use and Health (NSDUH), 85.6 percent of people ages 18 or older reported that they drank alcohol at some point in their lifetime; 69.5 percent reported that they drank in the past year; 54.9 percent reported that they drank in the past month

About 38% of adults in 2017 battled an illicit drug use disorder.

All of those dollars spent on getting fucked up could have been saved up.

>>28815145
>I am SAYING it is up to YOU to PROVE the majority living paycheck to paycheck are DOING THAT.
That's literally what the stat says... 78%

>>28815220
You're a midwit dude. Statistics are useful, sometimes, given adequate data and for certain questions. They are not the only way to make informed opinions.

According to the most recent data, 78 percent of consumers in the United States were using a subscription video on demand service in 2020, an increase of more than 25 percent in four years
there are 77.6 million people who still pay for cable television.

>>28814883
>muh limited opportunities
There are new opportunities every day. For example, my brother opened a liquor store last year. He provided opportunities for himself, 1 assistant manager, and 4 other people where there were no previous opportunities.

>>28815340
>All of those dollars spent on getting fucked up could have been saved up.
I think I'm losing brain cells with your dumb bullshit.
That's like looking at coffee stats and seeing people spend 1k or whatever the fuck a year on coffee. You are a dumb bitch that fell for the boomer propaganda. By your logic, people should be buying absolutely NOTHING at ALL which would actually make businesses go bankrupt. The real issue you dumb bitches aren't getting is this: >>28814105
>7x more difficult to acquire wealth

>>28815422
Ya. It's saying 78% but it doesnt say WHY. That's why I backed that up with livable wage jobs and hardship wage jobs. In other words, at BEST. At ABSOLUTE best you could say 38% of ALL workers are retarded with their money due to how only 38% of workers get paid middle class and up. Idiots.

>>28815510
Read above, retard. I'm tired of morons like you that can't grasp basic concepts.

>>28815558
>new opportunity meme
No god damn shit jobs are created on a continuous bases lmfao. Overall stats still paint which pay shit and that is in fact the majority

>>28815638
>businesses would go bankrupt
Correct, which is why living paycheck to paycheck is encouraged, propogandized

>7x more difficult to acquire wealth
Incorrect, you're misreading and projecting into your statistic. The statistic less wealth is owned by millennials does not prove it is more difficult to acquire wealth. It only proves less wealth is owned by millennials. You're calling others smooth brain and glorifying statistics and you don't even know how to read them or what can be inferred from them

You retards can't subtract 38% from 100% LMFAO
The absolute state of biz

>>28815638
Is it though? All you have to do is invest and you'll make 50% returns by playing it safe in big tech. If you aren't retarded, 500% is easily doable
>b-but where do they get the money to invest
Less consumption
>businesses will fail
Kek. Nobody is willing to consume less, which is why the poor stay poor and the rich get richer

>>28807486
I'm in a trade that will never be automated away until they have either remotely piloted robots or some really fucking clever AI, but my body won't keep up with the young bucks forever, so I'm in XRP and a few others.

>>28815954
>The statistic less wealth is owned by millennials does not prove it is more difficult to acquire wealth.
LOL
Millennials on FACT have less opportunity for middle class jobs and also less buying power as a whole. ALSO higher barrier to entries. Boomers had almost no college education yet were able to get middle class jobs without needing college. As a result, they had more time to save up money AND less debt. Moron

Imagine being retarded enough as to think boomers were just "that much smarter". The economy was also heavily boosted for them thanks to ww2, faggot.

>>28814755
then you become an exception to the rule
>>28815638
I'm not sure who posted it but awhile back someone showed a chart that compared the united states to europe. It showed that it's harder to move up in the states vs Europe but the public preception was reversed, so europeans were more pessimistic about their future despit having better chances.

>>28815638
>by your logic people should be buying NOTHING AT ALL
wrong. I don't think everyone will get rich or even that everyone should be rich. Just as you project into how you read statistics, you project into my comment. You are dumb. I'm guessing you're a teenager

>>28815978
>Is it though?
yes
>500%
lmfao I did that with bitcoin and that was during the current bull run. Stop being retarded by thinking this is realistic
>less consumption
You are missing the point of how the economy isn'y the same for youth as it was in the past. No fucking shit SOME people can budget. It's retarded to think THAT'S why people just happen to be struggling. Again, anecdotes are for retards.
>nobody is willing to consume less!
Want to know what would be a good rebuttals? Not some random ass beer stat lmfao!!
It would be a study showing what percent of people's money goes to LUXURIES and to separate them based on jobs and age groups, not some "beer stats" LOL

I mean my cousin makes over $60,000 or so a year working demolition and is always flat broke because he can't manage money, always getting rent a center furniture, getting fucked by payments getting an rv with a downpayment or letting the wife blow it. it can happen to anyone no matter the wealth

>>28816136
I never said boomers were smarter. Boomers lived in a unique time period, post ww2. Part of the decrease is that boomers had an exceptional amount of easy free opportunity. Part of it is that things are legitimately getting harder for the 99%

Stop projecting into what i'm saying and arguing with your own strawman and try to actually respond only to what i'm saying, imbecile.

>>28816199
This. He's probably some edgy "18" year old mad that he was born into a wagie family and that he'll have to make a few very minor sacrifices in order to get ahead

>>28816388
>>28816199
dubs confirm brother

>>28815838
No the other stats were fake stats
78% of full time workers were living oaycheck to paycheck,
>30% of jobs paid hardship wages
"hardship wages" means nothing
>32% paid barely livable wages leaving only
Fake stat
>38% that paid middle class and up
Fake derivative

Only the first one is possibly legitimate and you conflated it to mean something it doesn't which means you are a retard

>>28816193
Ya, but bootlicker apologists want to blame people and defend the oligarchy system.
"The system is fine! Opportunities are about the same! Stop buying coffee!"
Fucking retards probably don't even buy bitcoin as a hedge against the dollar kek.

"Ya as a boomer I bought a house in my early 20s without a college degree, but you're buying coffee, that's why!!!" Lol. They are braindead

>>28814871
You lucked out.
Almost any other part of the country would pay less than 20$ an hour for a college summer job that includes both field work and working with spreadsheets
>t. did exactly that

>>28816199
In other words you are saying a dystopia is a "functional country". Got it, retard. I'm also 25, you ass clown. Imagine havign such a shit argument that it basically boils down to "whaa a you're a teen and the majority being fucked is healthy for a society l!!". Imagine setting your standards THAT low LOOOL

>>28816363
You're arguments are literally anecdotes, retard.

>>28816486
Project, project project.
it's not a binary question, I'm not defending the oligarchy by disagreeing with you, exactly as you post.
Current generation has access to internet, unlike boomers. There's opportunity there, many kinds of opportunity. It's ridiculous to say that because millenials own less wealth than their boomer counterparts at the same age, it is 7x harder to make it now, particularly for someone so obsessed with statistics as the only window to truth. You're like a shitty journalist reading a bunch of bs into statistics, or reading the headline of a scientific paper and writing a article "SCIENCE CURES CANCER AGAIN"

>>28816450
>>28816388
Looks to me that I'm beating your asses so badly that you have to resort to "he's a teen!" as an argument. Hahaha

>>28816480
>fake stats
you have down syndrome. Literally google it

Hardship wages = not enough to live off of alone

livable wages isn't a fake stat, you weak minded faggot. Google it. Just because it makes you fee bad doesn't make it fake, you fucking weakling

>fake derivative
Simple algebra. You add 32+30%. That's 62%. You subtract 100 by 62%. That's 38%. The FUCK is there to over think here? Moron.

>>28816508
Logistics is a huge deal in Kansas. I work for Koch industries now, which is pretty much the best kansas has to offer for business and finance majors

>>28807486
I am going to become a corporate lawyer and be a millionaire within 15 years

>>28816942
lol

>>28816867
>Hardship wages = not enough to live off of alone
>livable wages isn't a fake stat, you weak minded faggot. Google it. Just because it makes you fee bad doesn't make it fake, you fucking weakling

>Hardship wages = not enough to live off of alone
>Hardship wages = not enough to live off of alone
>Hardship wages = not enough to live off of alone

Read that again, then read it again that's exactly what I have been telling you someone making 10K and spending 11K falls into the category of "hardship wages" you goddamn retard therefore it means nothing...

>>28816867
>Simple algebra. You add 32+30%. That's 62%. You subtract 100 by 62%. That's 38%. The FUCK is there to over think here? Moron.
Algebra based on fake numbers is still fake dingus

>>28808784
eat a dick boomer. I'll fuck your daughter and granddaughters at the same time in my chainlink themed lambo

>>28813295
A sign of the times

>>28816811
>Current generation has access to internet, unlike boomers. There's opportunity there, many kinds of opportunity.
>muh opportunities
How the fuck does that erase any of the stats pertaining to livable and hardship wages? The fuck?

>It's ridiculous to say that because millenials own less wealth than their boomer counterparts at the same age, it is 7x harder to make it now, particularly for someone so obsessed with statistics as the only window to truth.
Not ridiculous when looking at barrier to entries (more "college" for the same paying jobs) and unions declining (middle class jobs have declined as unions have declined fyi). They didn't have to deal with debt. They didn't have to sink years of their life for a piece of paper. 7x more difficult may just be some shitty ass basic math that doesn't take everything into account, but it does demonstrate times have gotten worse and that it is in fact more difficult to acquire wealth.
>but they buy coffee!
is not a rebuttal. Pic related

>>28817022
>someone making 10K and spending 11K falls into the category of "hardship wages"
100% False, retard.
Hardship wages is not calculated AFTER what people use to buy the money with. It is calculated based on the PAY from the jobs themselves.

What a fucking FAIL

>>28807486
get rich as fuck off cybermoney and retire in 5 years.

>>28817182
>fake numbers
You sound so fucking retarded. Pic related

>>28817182
This pic related too, fucking retard
>whaaa I don't like it so fake news :(
Shut the fuck up and man up to reality already

>>28807920
Chainlink is making your job obsolete.

>>28815638
imagine thinking spending 1k on coffee is even remotely sane

>>28817891
That's not an actual stat. I made that shit up. Even IF I magically hit the number on the head or say it's even more for all I fucking care, it doesn't fucking matter. Read: >>28817803
>>28817729
>>28817491

>>28817729
>>28817596

>26 000USD
>Hardship wages
FUCKING LOL you proved my point , that's not hardship bud, that's consumers consuming

>>28809725
You sound like a clown that thinks this bull market will last forever

>>28807736
You don't deserve to be at a top 50 school (which isn't even that impressive, tons of no-name schools are top 50) if you think that an econ degree will give you any real job security. Switch to commerce at least.

>>28817803
Why don't they open a business or learn a trade? Debt is free and everything outside of student loans you can just file for chapter 7 bankruptcy and pretend it never happened. Boomers opened businesses all the time. Hell, my brother opened a business last year

>>28817803
You literally posted how these stats are fake in the preceding post, but you a re too dumb too make the connection yourself lmao

>>28818098
>what is biopharma
>what is DD
There's always opportunities if you really want to find them. No, you won't be able to dump money in shit companies like MVIS and make 300% a year for long though

>>28818065
You are the dumbest ass clown in the world. Your argument failed and now you speak bullshit of how "26k is a lot!". Do you even have a job? That ain't shit. I bet if the stat said "5k a year", you'd still babble the same incoherent bullshit LOL

>>28817873
yeah talk to me when the government stops regulating things

>>28815145
Why is that up to him to prove? It's not a wild concept to think that people just spend all the money they make because they can. The median income in the US is like 55k, if you're saying people making 40k a year cant afford housing/enough food then show some evidence. Saying "people live paycheck to paycheck" is meaningless

>>28818133

>>28807736
top 20 school here, econ is a joke, my advice is learn programming asap

>>28818295
I said that you stats were based on retarded cosuming numbers...
>You denied
>You then posted the proof that the stats are based on retards consuming
I then laughed at you and you are are seething lmao

26k is not a lot of money but the cost of living is only like 9k/year so yeah.... that's my point you dumb motherfucker

>>28818192
The chances of successfully opening a business and having it be profitable in its first year and beyond is less than 10%. Not to mention the understanding of your business and all its competitors

>>28818192
>debt is free outside of student loans
Lol. That's the main problem. Student loans is what is fucking people's asses. Also, you are NOT getting a reasonable loan as some typical 20 something year old. They will not approve you. They are picky.
>>28818223
Except I didn't Lmfao. I'm sorry you are going senile. My condolences

>>28818389
I posted so many fucking stats. If you want to just look at anecdotes like a dumb retard, go ahead. 100%-62% is 38%. At WORST, 38% of all working people are retards (not just full time. This stat is ALL workers). That is THE worst case scenario.

>>28818550
>Except I didn't Lmfao. I'm sorry you are going senile. My condolences
I spelled it out for you but you are too ego invested to admit you misunderstood the stats, it's okay I understand. You will grow up some day.

>>28818475
>learn programming asap
as long as you're a pajeet, go ask /g/ how well thats been working for them and not getting outsourced to hell

>>28811154

Cessna 2 Papa Tango base.

>>28817962
its actually more like 1500 for the average consumer

my friend unabashedly told me they love getting a $3.50 coffee every day because "its just so good and convenient". this is on the lower end of the cost spectrum at cafes

you literally have to leave your home, put on your normie costume and wait in line. when you could be buying artisanal beans and making better coffee at home, faster, for 1/4 the price

THIS is why you don't even need a plan to escape. there are millions of other examples of how to cut costs in life.

i'll occasionally buy a 1.70 energy drink when im out and about as a treat, but you can get a 40 pack of caffeine pills for 2 dollars.

>>28818488
>>You denied

>>You then posted the proof that the stats are based on retards consuming
>You then posted the proof that the stats are based on retards consuming
>You then posted the proof that the stats are based on retards consuming
>You then posted the proof that the stats are based on retards consuming
Nigger, what are you talking about? You mean the visa article? It shows that the difference between millennials and boomers isn't budgeting as boomers clearly spend more. Holy fucking shit. At best you can say the stat isn't perfect because it doesn't show how much boomers spent during their youth

>>28818828
>focusing this much on coffee
Are you fucking kidding me? That was a side note example. The stats I showed show budgeting isn't the main issue here.
Do me a favor and focus on "62%" and why that percent is important

>>28818774

Correct. 40 million github profiles, one million jobs.

If your career doesn't require a license to practice then you are asking to be abused. There's a reason teachers, doctors, nurses, lawyers and accountants can be complete shit and still work for six figures.

And yes, a nurse can make six figure in the right state.

>>28818674
read: >>28818832

>>28818832
The article is saying even if you are consuming a bunch of shit you don't need equivalent to almost 2/3s of your earnings you are making a "hardship wage" which is obviously absurd but you are a braindead consumer and if you can't buy two $10 coffees and a $40 pizza every day you must be living in hard ship amirite???


"Hardship wage" means nothing and their own stats that you posted prove it.

>>28818488
Or maybe what you meant was that the stats are showing what qualifies as "hardship" and "livable" wages being based on consuming in which case would show you are illiterate. It is showing what qualifies as hardship and livable wages BEFORE the money if fucking spent. God DAMN, you need to learn to read

>>28819062
You are one illiterate mother fucker. Read: >>28819111

>>28807486
Well you're not really accounting for the increasing proportions of minorities and rural whites hooked on opiates living a subsistence lifestyle based on government gibs that aren't competing in the labor market.
>plan
Buy land, move back out to the countryside, set my children up for the possibility of civilization returning back to feudalism.

>>28819111
>It is showing what qualifies as hardship and livable wages BEFORE the money if fucking spent. God DAMN, you need to learn to read
That's exactly what I said, they arbitrarily created those brackets to build their narrative despite the fact none of those brackets are "hardship" brackets and you fell for it because you have no critical thinking skills

>>28819273
>they arbitrarily created those brackets to build their narrative despite the fact none of those brackets are "hardship" brackets and you fell for it because you have no critical thinking skills
You stupid dumb fucking clown idiot. Their criteria for "hardship wages" is quite literally determined based on if the wages pay sufficiently to actually live alone.

HOLY FUUUUUUCK. You CANNOT be this fucking stupid

>>28819192
>possibility
That's where we're headed quite rapidly. I'm just happy my family owns lots of land and that none of us are in the poverty zone

>>28819172
I read it and you are retarded, 26k is not a hardship wage... <9k(~12k after taxes) is
With a 26k wage you make ~29k per year after your tax rebate leaving you with about 20k per year in savings... and yet these people don't save which is what I have been telling you this while bloody thread but you are so bought into whatever ideology you have fallen into that you have zero critical thinking skills

>>28819273

You can both be right. Fact is that shit is fucked and the you get more traction if you exaggerate your victimhood. The game is still winnable and the win condition still isn't that lofty in the right real estate market. It used to be easily winnable just about anywhere.

Unfortunately the government solutions are always shit and just end up soaking the taxpayer and pumping the market.

>>28819458
>live alone.
Having roommates is not a hardship you retard LOL hence the arbitrary nature of the stat making it worthless...

>>28819458

And he is saying that the assumed costs are inflated to fuck, therefore invalidating the metric.

>>28819532
You are right

Im a sub IQ retard at 19 who only has 5k saved and no more FASFA. I fucked aren’t I bros. Someone said learn coding on UDEMY but then what, how am I supposed to compete with someone with a degree? This shit eats away at me everyday.

>>28819512
Ya, it is. Your opinion is irrelevant. You probably live in a state where wages are typically low as fuck but having enough buying power to make it irrelevant. Try surviving on that shit in a metropolis city. You'll be homeless.

>>28819600
What a fucking retard. Low as shit standards. Living alone is the BARE minimum criteria. If you need a roommate, you are POOR. Look, dumbass. I know what you're doing. I fucked you up and so now the only way you see yourself winning the argument is by lowering your standards heavily and pretend shit wages are good wages. Holy fuck. Swallow your pride the way you swallow your employers cum. Stop sugar coating like a dumbass.
>>28819679
Nope. They are taking buying power into account. It is averaged out. Obviously it varies a bit. For instance, in some places, 50k is amazing. In others (like silicon valley or san fransisco) it is absolutely horrid where the grand majority of your paycheck basically goes to barely paying the rent.

Learn to fucking think. It is averaged out

>>28819492
Yeah hopefully we move away from the faggy neoliberal feudalism that we are dealing with now. At least peasants rented useful things from their local lord like land and water powered grain mills; now in addition to paying to rent an some tiny apartment, they load up on all kinds of monthly subscription services and other massively marked up services like ubereats/doordash - to say nothing about taking tens of thousands of dollars in student loan debt to get a useless degree in the humanities (or even some stem fields).
I just hope we don't end up like pic related before the collapse.
https://www.bbc.com/news/world-europe-50571010

remember when the industrial revolution happened and the machines took all of the jobs?

>>28819492
ah, this explains the cognitive dissonance you are having in this thread.

>>28820006
I think we are going to leave it there, this post really sums up you entitled retardation. (I live in Vancouver btw)

>>28820385
Cognitive dissonance.
>wanting to live alone independently without a roommate is entitlement!
Fucking kill yourself. Imagine being this conditioned lmao

>>28820140
You mean the deskilling of the labor force?

>>28819844

You have more savings than most your age. The fact that you can detect pending threats puts you ahead as well. Everyone was retarded at 19 and anyone who says they weren't never learned anything and are still retarded.

The only thing I believe in any more is licensure. If your job doesn't require a license then anyone can pivot their skill set or bullshit an interview and begin competing with you.

A license introduces a barrier to entry. People committed to a career path cannot take off the time or make the capital expense to pivot to your field.

I took a practice MCAT For fun with zero schooling and scored 50th percentile just off of reading comprehension and common sense. I wholly believe that a six month grind could put me at 90th percentile. I will never be able to capitalize on this since the process to get licensure would a hard reset and massive expense.

Most people live paycheck to paycheck. They can't even take the time off to get a Commercial Drivers License. It's why every semi truck has permanent signage saying they are hiring.

The pandemic showed companies that most of the employees are useless shit so expect a lot of unemployed people competing for crumbs

>>28807486
Two big problems. All the boomers with far more qualifications (experience) without degrees, taking the entry level positions as many refuse to retire. Secondly all the girls with or without degrees and likely without experience getting these jobs that require degrees all while people with qualifications (degree and experience) not even getting an interview.

t. Unemployed and regret going to college.

>>28807736
>"""""top 50 school""""""
>worthless snake oil degree with no tangible skills
lmao

>>28819844
Throw that into bitcoin. Better than leaving it in shit fiat. Worst we'll see is 42k. Won't be life changing money (probably), but better than nothing. Maybe 33% bitcoin, 33% eth, and then split the rest between dot and chainstink. I'm personally just in bitcoin and half an eth

>>28820006

>Averaged out

Yes, average expenses of average players operating on average strategy with average ambition. The average person is shit at everything.

Average people can rise above and start playing to win. We should not be subsidizing mediocrity.

>>28820224
My family takes care of one another. Maybe if others did the same, they'd have some of that legendary boomer wealth
>parents had their college paid for and received a paid for house with 50 acres of land by my grandparents
>I had my college paid for and had a house paid for as a gift when I graduated with 40 acres of land
Grandparents are still kicking at 85-95. We just all share the wealth, so we're all better off

>>28809453
lmao

>>28819844
Learn to code, learn data sceince, create a project with value, get certfied engineers on board, become their boss. I read a statistic once that said the amount of data scientists needed was 50% less than what was available.

>>28820653
Thanks for the hope anon, I’m hoping to land some internship at an IT job once I learn basic coding from UDEMY. Hopefully it works out...

>>28820840
This was the dumbest shit I've read Lol. Point is you aren't comprehending the bare minimums that are needed to survive. You have no understanding of what "cost of living" expenses are and then proceeded to spout some bullshit about "being average". What the fuck?

>>28820904
Not everyone is as privileged, anon

I am talented at my job, and work for a family ran oil & gas firm. However I will give them a 1 year notice once I have enough to quit working - from that point I will probably become a construction consultant, or continue working for them in the sector because I thoroughly enjoy the difficulty of my job and the strong crew I work with and train.

>>28820084
whats funny about this cow image is that its totally stupid.

>>28820006
>Learn to fucking think
Very Ironic. I stopped arguing with you a while back because you're failing to engage meaningfully in any sort of discourse.
Live with your parents until you can afford to move out and live alone, or get roommates.
I have friends in Jamaica where the average wage is ~40 usd / week, while rent costs ~250usd / week. That's real hardship, real poverty. You have no idea bro.

>>28820492
Ironic. "move out when you're 18" is fucking boomer propoganda and you are so in the propaganda and so entitled at the same time you're seething that that's very expensive, unwieldy for most people. Get fucked kid.

>>28813580
I don't know a single normalfag that does ALL of those. Most normies I know don't do a single one of those. Anecdotes are bullshit.

>>28807486
I got really lucky and got stock options for a tech company that is already valued at 100k. When I'm done working and if we keep on growing at the same rate I'll literally have 20m USD. I will then put these into an ETF that pays out dividends and use that to retire. If this actually happens, I'll be able to go to university and do a PhD in computer science in something that interests me.

I already make crazy good income for where I live, ignoring the stock options, and if I keep on saving at the rate which I am saving at into ETFs, I will be able to retire at 45. Currently 26. My base pay is 100k USD and I live in Canada. I invest into somewhat diversified ETFs and get annualized 8% returns.

By 30, my vesting period will end and I will job hop to facebook google or amazon as a senior and make 380k USD a year (pic related). I will blast for 5-10 years.

When I'm 45, I will buy waterfront property and live out of it for half of the year while working on open source software / my personal consulting company for entertainment, but I will also make a fuck ton of money. Maybe I'll even try my luck at a moonshot SaaS company and scam some VCs for millions of dollars.

Oh yeah, I also own an unknown amount of XMR, which I believe will compound in value similarly to bitcoin.

You fags cannot even compete honestly

>>28821060

If it's possible to survive at $10/hr then $15 produces $5 in gravy. (Less taxes and welfare cliffs).

It's possible to play the game better. The average person's strategy is by definition suboptimal. The average person's expenses are by definition suboptimal. If the average player employed better strategy they could rise above.

Shame you didn't have a babushka that lived through the great depression. You would have learned so many ways to cut costs.

>>28821136
>failing to engage meaningfully in any sort of discourse.
Fluff
>Live with your parents until you can afford to move out and live alone, or get roommates.
Irony is strong with you. Read above stats. Stop making this about me. What the fuck is it with your braindead mindset? You keep focusing on anecdotes like a retard instead of big picture stats.

>I have friends in Jamaica where the average wage is ~40 usd / week, while rent costs ~250usd / week. That's real hardship, real poverty. You have no idea bro.
This is so god damn retarded. That's like saying "you aren't poor since there are starving children in africa". Holy fuck. That's like saying being homeless doesn't make someone poor because they have it better than starving children. No wonder your dumbass can't see flaws. You set the bar way too low.

>and you are so in the propaganda and so entitled at the same time you're seething that that's very expensive, unwieldy for most people. Get fucked kid.
Lol this gaslighting though. "Wanting to live alone is entitled!".
You are a conditioned sheep. Ironic that you say I fell for the propaganda when you are quite literally defending the oligarchy practices that lead to this shithole. Low IQ right here Lol.
>get fucked, kid
I've literally been fucking you up this whole thread and the best your ape brain has done is use anecdotes and say "no one is poor in the u.s.!" because your ape brain set the standards too low.

>>28821275

You underestimate the retardedness of those that are trying to live above their means and stay in the loop/relevant

>>28821401
>The average person's expenses are by definition suboptimal.
Like rent, right? Kek. Cost of living expenses or MINIMAL expenses. Look. If you can't comprehend the most basic of the basic, stop wasting my time. Also, not, you can't survive off of 10 an hr after taxes. I can tell you've never had a job since you're speaking this much bullshit

>>28821649

Don't let others tell what is impossible. There are many people who earn that wage, survive, and even obese.

I am genuinely curious. What brings you to a board about outlandish investing? You clearly don't belong in a place full of ambitious dreamers if you give up the moment some authority tells you something is impossible.

>>28821581
and you overestimate it
>>28821275
Indeed anecdotes or low IQ data points, but these dumb fucks would have their entire world shattered by acknowledging the stats I've listed so they basically are stating a couple anecdotes as being accurate. What these retards don't get is if I went to a poor ass community and saw what they spend, they'd be living in groups and struggling just to survive on a weekly/monthly basis but no no! Those anecdotes aren't good! Only the anecdotes that show people are retards with money are good!
These morons don't get how easy it is to manipulate a story based on anecdotes which is why anecdotes alone are shit. Stats give a big picture logic making them more accurate/superior

>>28822007
LOOL I probably have more money than you, dickshit. I had 100k. Lost 50k by trading a bear market. Even with my measly 50k in bitcoin, it's probably more than you. Ironically I got interested in bitcoin because I am ANTI establishment, mot a fucking bootlicker like you. Bootlickers don't belong in biz. Especially retards that are too low IQ to comprehend stats. Also people who easily fall for propaganda and are easily CONDITIONED don't belong here either. You shit up the board

>>28807736
>go to decent top 50 school

Those schools are slowly losing their prestige now that they're "woke" & bringing in shit students

>>28822121
Technically my opportunity cost is tied to -1 bitcoin, but I digress.

>>28821278
>26
>retire at 45
Dude you could retire at 30 on that level of compensation.

>>28822012

https://www.macworld.co.uk/news/sales-us-coronavirus-3794157/

There are 328 million Americans, 262 over 18, and only 85% have a smart phone. 223 million customer market, which apple has a 45% share of. This is just over 100 million iphone users.

They sell more than 60 million phones per year in the US. It's mathematically impossible for the 100 million US iphone users to upgrade once every two years, that would require 120 million users and perfect efficiency. VERY large numbers of people are upgrading annually.

>>28822577
>There are 328 million Americans, 262 over 18, and only 85% have a smart phone. 223 million customer market, which apple has a 45% share of. This is just over 100 million iphone users
This is equivalent to the mother fucking beer stat above, smooth brain god DAMN IT

Look, dumbass. This is like a boomer saying "so what if I bought a house in my early 20s without college? You buy coffee! That's your problem!".

Fucking HELL. End of the day, 62% is the number to look at. It clearly shows ALL the jobs out there that people have do NOT pay sufficiently regardless of spending habits

>>28822743
People sold themselves into slavery over debt in Greece and Rome as well. Poor people will continue to be retarded with money, it's a constant theme throughout all of history

>>28822897
62%. Learn why the percent is important

>>28822121

This one trading card is worth half your portfolio.

I grew up poor. Most people here did, it's why they aggressively invest looking for a brighter future.

You're just a bourgeoisie useful idiot. You failed to launch and blame the system. Many such cases.

>>28822743

You know in my first post in defended you. Things are worse than they need be, but calling them impossible undermines your message. The counter examples are too numerous.

>>28823007

>>28823007
>You failed to launch and blame the system. Many such cases.
Lol your dumbass doesn't even have 1 bitcoin. Shut the fuck up. If I'm fucked, imagine being you

>>28823131
62%. Try to understand why I emphasize that percent a lot

>>28823131
Also, it is impossible for most people if we're being realistic. Obviously you have to invest to attempt to escape. I was telling people I knew to buy bitcoin under 10k. Thing is saying "I succeeded despite being poor" is hiding systematic issues

>>28808198
Oh wow a whole 100k? damn bro what's your secret

>>28823234

You really think I would hold a $25,000 piece of cardboard and not be diversified?

You really think I would only have one card?

>>28821118
>A Russian farm has given its dairy cows virtual reality headsets in a bid to reduce their anxiety.
>The herd donned VR systems adapted for the "structural features of cow heads" and were shown a "unique summer field simulation program".
>Moscow's Ministry of Agriculture and Food cited research which they say has shown a link between a cow's emotional experience and its milk yield.
>Initial tests reportedly boosted "the overall emotional mood of the herd".
>"Examples of dairy farms from different countries show that in a calm atmosphere, the quantity, and sometimes the quality, of milk increases markedly," it read.
Happy cattle are better producers :^)

>>28823408
Better than having nothing like you Lol.
Imagine undermining 6 digits.

>>28823547
What do you even have as a total portfolio? Probably not much, right? Also, I only went all in bitcoin because I knew sub 10k it was going to explode due to price history and market cycles along with it performing well within the stock to flow model. I understood more than enough to see it was going to moon and will continue to do so for months

>>28823791

I literally posted a picture of a my skyridge charizard. Somehow big talk on the internet is more valid evidence. Counting home equity it's just north of 750k.

Guess what? Stupid market bullshit is responsible for more than half of it. The game is rigged but it's not unwinnable. Act like it is for 62% of people just serves to demoralize them and keep them from ever placing themselves in front of opportunity.

Everyone who is making life choices different than mine is retarded, here's a pic to prove my point
/thread

>>28814105
>>28815638
>>28813665
>>28821275
You two are either single minded midwit frens or extremely autistic.
if you don't think stats are manipulated out the ass you're blind and ignorant. nowadays i look at the agencies publishing the stats to see what the agenda is so i can make money off going whichever way i need. (most) stats have become worth less than a degree from a top 5 uni

>>28807920
many accountants will be out of work in the next 10 years. automation is coming EVERYWHERE - blockchain will do that for most normalfags. accounts will be relegated primarily to irs goonies and crypto rich advocates, along w/ other niches. basically gonna go the way of independent insurance agents - used to be extremely lucrative, now they're almost non-existent and being phased out by the day except in niche markets.

>>28808662
>>28807486
t. degree from top 5 public school in econ. unless you're in stem (which often negates the rank anyway), all ANY degree is good for is a slight bit of extra credibility when you tell normalfags degrees are worth less than the 250gsm paper they're printed on.

>>28823210
Based. If I was 10 years younger and slightly more autistic, I'd probably make an offer

Anyone have experience in the military? I'm a 19 year old wagie working on my associates degree with no direction. I like the benefits that come with it but 3 years or whatever is a lot of opportunity cost. American btw

>>28824850
It's how my great grandfather learned engineering. Really the military and WW1 is where my family started accumulating wealth, so it's a viable opportunity.

>>28807486
Making it. I’m in grad school getting an MS in business IT and I have a full time job working in BigQuery and Tableau so I will probably always be able to find work. Trouble is I can’t bring myself to give a shit about work. Or school for that matter. If anyone knew in real life how much I procrastinate they would be appalled. I just want to read books and research things online that interest me. Not being employed would be perfectly fine with me, but that doesn’t pay the bills. Thank you for reading my diary, I needed to get that off my chest

>>28824988

Not as good as it used to be. Too many folks coming back basketcases, or at least that's the bias.

Damn shame now we treat our vets.

>>28824850
Top Tier
>Coast Guard
Great Tier
>Air Force
Ok Tier
>Navy
Shit Tier
>Army
Hazing is fun Tier
>Marines
Seriously stay the fuck away from the Army, I don't care how much money they are offering you to join. You will learn real fucking fast why nothing gets done in government and you'll have at least two bureaucracy induced aneurysms by the end of your first contract. Seriously don't do it. At least in the Coast Guard you can actually end up doing a ton of drug interdiction or do cool shit up in Alaska, or you could go Air Force and be a linguist if you're autistic enough for a free aa degree and end up enrolling at Georgetown University if you get sent to NSA Maryland. Just never take an open general contract, ever. That's just asking to get fucked.

>>28823321
>bitcoin under 10k.
oh shit we got an oldfag in the thread

>>28824850
The pay and benefits are actually really great, considering they feed and house you, plus give you training in areas that are valuable in the private sector and life after you get out. Tuition assistance, home loan, and then there's veteran discounts businesses offer if you're really penny pinching. Plus you'll have an opportunity to travel the world. My dad was in the Army and has heavily suggested I join, but I don't think it's for me, but I wouldn't FUD it for people who actually want to join for the right reasons.

>>28825594
THE JEWS DID THIS TO YOU, ANON.
ISRAEL NEEDS YOUR BLOOD.

>>28824850

was in the 82nd airborne as a geek squad. Got all the cozy of tech but also got to pee on dead shitskins missions.
would at least do airborne/ranger/sf if army

>>28813631
Get rid of minimum wage and all those jobs will come back

>>28807486
Link better go $1000 cause I’m gonna kms if not

>>28819001
>teachers making 6 figures
This one is mostly true only for people who have been in the same district for a really long time. I know a few personally that make 6 figures, but they're close to retirement and have been there for 20+ years. Admins and principals are the ones who make real bank quickly

Also, special ed pays better, and if you deal with behaviorally challenged kids, your job will never be automated/outsourced. I'm talking about kids who need to be restrained and can't function in a normal special needs class. My small building I work in has a 2:1 ratio of staff to students (less than 10 kids altogether most days, ~25 before March last year) due to the pandemic, all state funded, and cheaper for the state to do it this way vs sending kids to private schools. I'm getting experience in the field, plan on going back to school during the summer.

23 years old and just got my undergrad in accounting. I've been neet the whole time and only have 1 year of relevant work experience. I'm currently unemployed and Im not sure what I want to do. i don't want to continue schooling for a CPA. I'm so lost. IT sounds cool and I use Linux so maybe I have some potential there

>>28809909
just say youre a laborer. no beating around the bush.

>>28826845
>neet whole time
>in college
Anon, you don't know what neet means....

>>28827166
Well I felt like a lazy shit just going to school and not working at the same time. I guess I've been a neet for 2 months now since I graduated

>>28827261
Ehh. I did the same thing, boomer style

>>28827348
I also procrastinated and didn't take school seriously so I ended up with B average upper division GPA. I'm in California and I was surprised how easily students can just pressure teachers into giving easier tests and stuff.

>>28812737
Good goy

>TFW went to college now have SL debt and no job only 2k to my name

Just tell me where to put it bros.. it hurts

>>28826674

Gotta consider summers off, gotta consider the value of the state pension. The fact that some states have six figure teachers that get summers off should tell you the value of a license.

Admin doesn't pay as well as the rumors say. My district position is the highest outside of the principals, and the superintendent. I even beat the non-HS assistant principals. A teacher with a master's edges me by year 10. (Hourly rate)

You are right about sped. That's a certification on top of a license. The only people who can come gunning for your job are ones who already have a teaching license.

You don't have to worry nearly as much about the market if you have a license. That barrier to separates you from the market and direct competition.

>>28807486
Good luck programming a robot detective. Damn robots cant even tell the difference between paper I want to use later that fell accidentally and litter.

>>28807486
self-employ
make six figures easy
any profession
literally any

serve others, trust Christ