/biz/ - Business & Finance

>>51202778
Who cares about closing costs and down payment? They’re a drop in the bucket compared to your interest rate. They’re getting blacks and Hispanics to buy more expensive houses than they can afford

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>>51202778
that is a weird way to say "unqualified home buyers". Must be a ESG thing.

Oh no it gets better

>>51202805
Based

>>51202805
Wtf I love yopi network now

Don’t ban me janny, im making a joke

>>51202816
for >>51202801

And yes the headline is 100% clickbait, whyppo are more than welcome to apply and move in together with their very qualified home owners friends of different skin colors

>>51202869
Kinda racist to trick them into buying the top over leveraged

>>51202869
lel so thats how they getaway with it. gotta move to gary indiana or something

>>51202778
>1/8 portuguese
ahh si yo onions latino

top fucking kek i havent laughed this hard in years

>>51203109
>yo onions latino

>>51202893
this is exactly what they are doing. they must be positioned to profit off another 2008 type bubble burst. no doubt the government is involved somehow.

>>51202869
Sounds like a gentrification scheme to me. Rich jews gonna buy up all the nig and bean neighborhoods with sweet loans kek

>>51203154
>>51202869
Literally nobody who does
>timely rent payments and on-time utility bill, phone and auto insurance payments
will be willing to buy property in
>census tracts that are more 50% African American and/or Hispanic Latino
So this is a zero cost nothingburger but look at the positive press

just a backdoor way to buy lots of homes at foreclosure when the only net-negative races in america can't pay their mortgage

>>51202778
Are they trying to fuck over minorities deliberetely, or do they always do this at the end of a credit cycle because they are the last group of people they can squeeze money out of? People will take this deal thinking the bank is doing them a favor

>>51202778
>>51202869
What's the play here?
Get minorities to buy over priced homes at high rates and then foreclosure in the house when they inevitably stop making payments?
What will they do with all these shitty houses in bad communities? Rent them?

>>51203250
how can the bankers not be laughing in the customer's face when they make this loan

>>51203353
>banks repossess
>tear down entire neighborhoods of ghetto homes
>build a development of "luxury" townhouses/condos
>wait a few years to attract all the shitty restaurants/boutiques of gentrification, or better yet build them yourself
>profit

Lmao Jaquon and Guillermo about to get heemed

>>51203154
what the fuck is this kike shit? Why do they get 0% down, no insurance, no closing costs, meanwhile I still have to pay all that jew shit?

>>51203598
its called giving the minorities nice big bags for the collapse in 6 months after midterms

>>51203598
because they're desperately trying to encourage people to prop up the housing market in brown areas. areas no one, not even the browns themselves want to buy a house in.

This situation seems sub-optimal, or one could even say...sub-prime

ok so who are we shorting this time?

>>51202778
time to buy an entire block in Detroit and turn into my compound

>>51203805
do a waco 2.0

I thought maybe short muni bonds in Detroit but apparently cant short muni bonds sadge

what is ACORN?

Deja vu! I've been in this place before.
Higher on the street
And I know it's my time to go.

>>51203514
100% this

>>51203353
You could probably work this to your advantage in an area high in nigs that are relatively well to do, like Atlanta, and get yourself a mansion with no interest and no down payment.

>>51202869
Segregation chads we just keep winning

>>51203830
shame

>>51202778
Pandering, but in the worst way. Sad. Banks are racist to the core. It is official.

>>51203514
Is it me or do most inner city areas sprawl out in this order? :
Ghetto/drugs
Artists
Yuppies
Wealthy

If so that's a long, long play

>>51203353
there is no fucking play. banks don't care about houses at all. they don't have to care
>bank loans out nice house to a ghetto couple they know will fall behind in payments on but must meet a sales quota to appease their shareholders
>the fed raises interest rates exponentially
>ghetto family can no longer afford to stay
>house buying vultures who routinely buy and flip repossessed homes from said ghetto couples during auctions for pennies on the dollar, uses extra discretionary income to fix said house up and fumigate the inside LOL then rent or sell to well-to-do white or asians who get a loan from the same bank

>>51203206
how do i short the housing market?

>>51202778
Uh oh. They are getting ready to dump housing prices on minorities.

GET OUT OF REAL ESTATE NOW

>>51202778
top signal

>>51202778
You know realise that corpos and the establishment are actually the most racist entities in the world.
They are using shitskins to make assloads of money through easy but high risk loans(like 2008) and once shit hits the fan, they point the finger at those who borrowed the money instead of themselves

KEK

>>51202778
Based. White people had benefits like this throughout the 19th and 20th century whereas non-whites were barred.

The only ecosystem I'm using rn is Yopi Network. cuz:

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>Play & Earn RPG Games
>There are many features to earn cash within the yopi.network
>Few big partnerships coming up

>>51203206
The demonrats will bail out the banksters again

>>51203514
Ive been predicting the ol switcheroo for awhile now. They are going to try to get all the nogs out to the suburbs and bring the rich people to the cities.

>>51202869
Oh wow, so basically they're herding all the poor into their own areas. kek

>>51202778
This is almost like renting. The only advantage is a slow buildup of equity over a long period of time. Retarded nonetheless. Thank God I'm not a poor.

>>51202869
lol this is textbook gerrymandering

>>51203353
They are doing it ot earn good goy points with the (((democrats))) knowing they will just get gibs when their retarded idea colapses.

>>51207837
this is the real order:
>manufacturing exploitation
>unionization
>minority bussing to drive down wages
>white flight to suburbs
>crime
>manufacturing gets moved to China
>extreme crime
>desolation
>hipsters
>yuppies
>jews
and then the cycle begins anew

>>51203206
Quite the opposite you brainlet. This is basically a gentrification program. Notice how only the only requirement is (basically) the property has to be in the ghetto. This is going to result in a bunch of normal people buying shitty houses to flip to some retard fleeing fron California (to whom it would seem like a substantially better deal then anything they could get on the coast). Thus driving up prices and further gentrifying the area.

>>51202778
>hey you retarded niggers
>we'll let you put into gigadebt
>into a debt so huge even an actual human would not be able to repay it
>you'll be our debtslave forever
>isn't that a good thing, shouldn't you be thanking us ?
Reminds me of that negress that published a scientific paper about how objectivity is inferior to subjectivity for scientific inquiries.
Seem about just right.

>>51202778
>>51202816
>>51202869
My crystal ball tells me in 8 years several articles will be written about how this was taking advantage of minorities and how could this have happened?