/biz/ - Business & Finance

>>54723372
>>54723234
Why are these two threads always posted at the same time.

>>54723372
Because most of you zoomer faggots would rather pop xannie bars and binge call of duty 24/7 hoping for your twitch stream to take off

20s are when you waste money and have fun
30s-40s are when you save money and raise kids
50s are when you retire

>>54723372
Consoomerism and keeping up with the Joneses. Social media has ramped it up to unforeseen Jew levels.

>>54723396
Didn't people use to get mortgages and have a family by 25?

because you're either paying ridiculous bribes and rents to colleges and landlords so you're cash poor or in debt or you're part of the minimum wage underclass. for the most part. obviously there are tons of rich kids but no, it was not always this bad. things have been getting progressively worse in america for 23 years now.

>>54723410
People matured faster before, they got kids in 20s too. I got mortgage at 33

>>54723396
People actually usually retire in their 60s and 70s. You’re not even eligible for social security until like 62

>>54723372
Rich pedophiles sent most of the jobs overseas.

>>54723372
Poor fiscal responsibility and high time preference
I hope that a low time preference + aggressive resume building in early 20s will be worth having little social life (it won’t)

>>54723435
>People matured faster before, they got kids in 20s too.
>>54723396
>20s are when you waste money and have fun
>>54723451
>People actually usually retire in their 60s and 70s.
Who could be responsible for all of this

>>54723372
No I'm not lol, I just made a lot of money buying XOR at my 17's and selling it all at my 18's after that juicy 10x
I'm 21 nao and living in my own house kek

>>54723702
thank you sirs

>>54723396
Your body starts breaking down in your 30s and you won't have the energy to play with your kids.

>>54723636
>Who could be responsible for all of this
The legend says that when Bismarck asked at what age workers were dying, someone answered 60, so he said "let's make 60 the retirement age lmao".

>>54723771
Yeah I'm not really trying to raise a teenager in my 50s. I plan on running marathons in my 50s too

>>54723396
Correction:
0s are when you waste money and have fun
10s are when you learn to earn an income
20s are peak performance, work as much as possible with the least amount of luxuries
30s are less than peak performance, still working as much as possible with the least amount of luxuries
40s are a lot less than peak performance, still working again as much as possible with little luxuries
50s are is just standard performance, working but with the weekends off, can go out for dinner every now and then
60s is when you can finally slim down but still working, maybe 60 hours instead of 70. can afford to buy a 10 year old car at this point
70s are when you can really let of the pedal this time, being able to indulge in the wealth accumulating but still working just incase for a backup. now you can buy new rims for your car and drink bottled water instead of tap water.
80s is for retirement.

Labor productivity hasn't increased since 2008 and the housing market is through the roof, plus inflation. Everyone in their mid 20s has been working in a recession their entire lives.

>>54723396
HAHAHAHA
I'm just not going to do that
HAHAHAHHAHAHA

>>54723845
>the legend of the wagieslayer

>>54723396
>save money
>raise kids

heh

>>54723636
IT WUZ DA JOOS!!!1!1

>>54723372
It's pathetic, isn't it OP? SHEESH. I am in my late 30s and I'm broke. One day, they'll learn. Oh yes... they'll learn.

>>54723372
yes. zoomers seem to be the only gen to not understand this though. used to have like 10 room mates in a house with pallet furniture and called it punk rock....cause we were broke in our 20s.

>>54723372
>Bros why is everyone in their mid 20s broke?
Because you can't instantly be rich, someone in society always needs to be the poorfag labor provider, which is just mostly people in their 20s
>Was it always like this?
Yes, the post WWII boom was the exception, not the rule. Before the 20th century, every pleb was just perma broke from cradle to casket

>>54723845
>retirement age.zip
Good graph, good graph.... totally investable.