/biz/ - Business & Finance

Kneepads

>>55379596
lipstick and french undies. spread.

>>55379617
>>55379625
passive income you retards. Selling my bussy is still work.

>he wants passive income in a bear market
lol

tell me shitcoin bot board

>>55379596
>>55379640
>>55380023
It's passive if you get fucked in the ass.

>>55379596
>passive income
>quick
Pick one retard

>>55379596
Scams. Hustle course scams. Prey on men with terrible self esteem and make it seem like you have a realistic escape from wagie life for them in your course.

>>55380023
Just put like $1mil in a CD or t-bills

I put lipstick on my anus and sit on ten cards. I list them as 'anus autographs' with strength ratings from 1-10 and sell them under the premise of being female. People buy them all. The first card gets the highest price of course but the last card always sells because people think it's a deal.
Sometimes i fard upon the card and in the packaging.

>>55380038
>meaningless green text
>meaningless green text
retard
>>55380053
>>55380086
sounds like work to me

Passive income only exists at scale. Owning real estate or a business cannot generate passive income, but owning a large portfolio of real estate and businesses can. These, plus media sales like books and the like are the only forms of truly passive income that exist.

>tfw reply doesn't post

Ok try again.

>$1500/mo in private biz equity
>$700/mo in interest from bonds + HYS
>$200/mo from reg stock dividends
>$500/mo from software / website tools

not banking quite yet but hope to scale it more over time. I would love to get to ~$5k/mo and think that would be enough to retire or semi-retire on

>>55380565
Private business equity generally isn’t passive? Surely, you have some sort of fortunate arrangement there?

>>55379596
Just put $1.6million into a stock with a 2.5% dividend yield and you'll have about 40 grand by the end of the year EZ PZ LeMon SqueeZee

>>55380583
I worked at a startup when I was early on in my career. I left, but exercised my equity options. I now do nothing and get a check monthly. I think the equity is worth something like ~$250k but hard to really value it since private markets are illiquid.

If it sells I'd prob sell and take the cash just cause it's more comfy even though the divis are nice.

>>55380678
That's pretty comfy nice work bud

>>55380735
yeah it's real cool I got lucky. unfortunately I see almost no other options at scaling my passive income besides cash savings (HYS + t-bills) or stock dividends which are ridiculously low in % terms. I'm right around $3k now and it's super cool but getting to like $5k requires another like $300k which is going to take forever =(

>>55380678
Just wondering how this works that you get a check monthly? I thought exercising options would be equivalent to selling your shares and you'd just get a lump sum?

>>55379596
I breed and sell mealworms as birdfeed using boxes under my bed. They smell pretty bad but I heap dirty clothes around the bottom of my bed to hold the smell in. They take around 3 months from egg to grown adult, with minimal intervention inbetween, upon which time I bake them to death (sorry worm bros) and sell them as a dried product on eBay. Sometimes if I move too fast in bed it will release a cloud of the smell up through the matress, it's pretty gross but my mom is happy I have a hobby and no one ever comes in my room anyway, she's too old to get down the stairs to my room.

>>55380793
exercising means you buy the underlying equity and become a shareholder instead of owning the derivative (option)

>>55380838
Oh understood thanks

>>55380678
> just get a job at an early stage start up that ends up successful and be compensated with equity
That’s great but it’s not exactly practical advice.

>>55380596
>just have 1.6 million dollarinos
k i already run the nummers and could get to 40k a year after taxes with about 900k. problem is that i only make € 70k a year. am at € 250 a year in passive income with a stock/shitcoin folio worth €32k. i want to go back to the high yield staking days when i was making €400 a month staking shitcoins. my retarded as was using the rewards to by more of the shitcoins while i should have been putting that in btc and dividends yielding stocks.

>>55381677
Passive income is a long term proposition but an exponential one. It'll take you 20 years to make your first million, but you'll make your second million only 6 years after that, and your third million maybe one or two years after that. The problem is you'll die before you can live comfortably off of it and you'll be too old to do anything fun with it anyway.

>>55381753
20 years is fine by me. my house will be payed of by then. i dont really need much. so 1 million would be plenty. i set my own target to make about 40k in passive income at 15 years. first target is 365 a year and will reach that goal by october. Next target is 1460 a year. 15 years is great but any tip to reach my goal quicker would be much apriciated.

>>55379596
cash money

>>55379596
>get job
>boss gives you work
>delegate it
>relax
Practice the art

>>55382245
been doing something like that for the past 3 years. wfh and i do nothing all day. waking up everyday thinking this is going to be the day i get caught is stressfull. rather not work because pretending i do sucks

>>55379617
>>55379625
>>55379665
>>55380036
>>55380086
damn so many mindbroken faggots projecting lmao

>>55379596
I won't spill the beans, but since you're curious, I'll drop a clue. Looking for some passive income? Head over to the DeFi terminal on AllianceBlock, and you'll find exactly what you're after. I've got my active LP mining for Nxra/Dua, and the APY is off the charts. It's a two-month campaign, so let those gains roll in.

>>55379596
getting paid dividends is the only thing that qualifies as "passive income"
everything else requires maintenance, especially renting a place out

>>55380036
I'm fucking participating in the zealy quest with the aim to be rewarded with QANX, is this really passive??

>>55379596
just buy the sp500 if you want passive income.
wait for the next green week and buy.

>>55379596
$800,000 in 5% APY treasury notes is $40,000/year passive. You're welcome.

>>55382781
trying to avoid the crypto thing. felt like a god when i was making € 400 a month staking shitcoins but that shit came down hard. looking for something more stabe (yes i have a little shitcoin bag on the side)
>>55382806
yeah i figured that out but what is a good strategy to increase dividend portfolio? my strat now is to buy into well known companies that pay an ok dividend. stable companies with a good rep and with the dividend yield bying more of that stock. at my strat it will take me 15 years to get to where i need to be
>muh inflation
yeah i expect the dividend payment to be adjusted to inflation in the same way my salary is adjusted.
>>55383588
tell me more anon

>>55379596
You should try some Defi stable farming SpoolFi through. A good way to make some bucks with less risk and effort.

>>55384184
>>55382781
These two are unironically jewish spammers ruining /biz/

>>55384951
explain how i am spamming???

I think Series I savings bonds are pretty fucking high right now. I'd buy ten grand in those to max out the annual purchase limit. I'm not sure how long the FED news will be spooking the market. They said basically they're expecting to raise interest rates another two times at least, so the market shit itself and a lot of these guys bought the top of everything.

I immediately placed a lot of shorter term puts on everything big that was bull trapping people recently and I stand to make 10-40% on each put. I consider this "passive" because I'm begetting money from money, not actually working.

There's Treasury Bills also on Treasury Direct that can bag you about %5 give or take half a percentage point. How a 4 to 52 week T bill's interest is calculated is in my opinion unnecessarily esoteric but suffice it to say loaning $20,000 to the government for a month nets you about $95 with zero risk.

Aside from that, there's high-yield dividend stocks that can pay you as much as %15 interest per year, simply for holding the stock, though most attractive dividend stocks are around %4.5. The value of the stock itself can of course go down but the dividends help to offset this and make holding onto a recovery more attractive.

I'd say on an average month I make about $350 in passive income through bonds, stock profits and dividends with about $65,000 invested, independent of my wage-slave income.

>>55385146
>Aside from that, there's high-yield dividend stocks that can pay you as much as %15 interest per year, simply for holding the stock, though most attractive dividend stocks are around %4.5. The value of the stock itself can of course go down but the dividends help to offset this and make holding onto a recovery more attractive.
reading everywhere thay high yield dividend stocks are stocks you should stay away from and that you should stick to a max of 6% pay out? am looking at the long run here. hate working but am willing to put up with it for early retirement. the whole staking thing changed my perspective. staking cake at 70+% looked like a good deal until that shit imploded. am now looking at dividend stocks in companies that have been around for a while. stable income you know

I do print on demand. It pays my rent now but I wouldn't really recommend getting into it.

>>55379596
Blackswan Bot

>>55379596
>i will get very angry
Oh no! It's one of those Internet Tough Guys I heard about on the Tee-Vee!

Not really passive but I really want to get into microgreens

>>55385894
You know, growing seemingly easy things that are extremely overpriced but also nutritious making your own luxury foods for yourself and laughing at other people who can't afford them and consuming them conspicuously that's a hobby I'd much rather have a garden of microgreens and Japanese sweet potatoes then an obnoxious car with neon lights on it.

>>55385438
Sure, that's because generally the higher the dividend they're paying is to convince you that the volatility is worth it and becomes golden manacles for when they implode and you're holding a bag at 12% per year despite being down 40+%. I wouldn't dump thousands into Petrobras like I do SPY or something.

>>55379596
Lube + your anus. Sit back and collect passive income one stranger at a time. Or you could buy chainlink and vbone and quit being a feg.

>>55386177
didnt know spy payed dividends. the thing is dat spy costs over 400 per share and pays $ 6,50 annual dividend. I am putting my money in Van Lanschot that pays € 1,75 per share that only costs € 27,50 a share. It looks like a very stable company. I would only have to pay a litlle over € 100 to get the same yield as spy. is spy that much more stable? another one im buying is abn (dutch bank) that pays about € 1 per share at €13,50 per share. am i taking to much risk? not trying to be an as, really want to know.

>>55379596
kek. 40k in passive income? Stake RAIL for some legit passive income, newfag!

>>55386613
i said no shitcoins

>>55379596
Looking for nonshitcoin plays with potential of massive mooning then you should consider the like of Pendle, CYMI, and, ID.

>>55385146
what kind of wage-slave job do you have?

>>55385146
350 bucks off 65000 in 30 days.

landlording

>>55379596
Comfy XOM dividend is comfy.

>>55379596
I've been staking my Sylo tokens, and its partnership with FutureVerse takes it closer to becoming one of the scarce tokens in the multi-token economy of Root Network.
Additionally, they play a significant role in the tech infrastructure here. Furthermore, my Sylo wallet contains various Fluf assets, including other ERC721s.

>>55388274
thats not bad. will ad to the list

>>55379596
I learned my lesson the hard way after getting scammed, so now I stay away from shitcoins. I only put my trust in projects with rock-solid partners like Holoride, where I can rake in around 12% APR by staking their RIDE tokens. Can't wait to dive into their upcoming Cloudbreakers Skyjack NFT staking, it's gonna be wild!

>>55379596
I passively attend an office between the hours of 9am and 5.30pm, Monday to Friday.

>>55389107

>>55389153
Wild: no. Sad: yes.

>>55379596
stop for passive income, Now is the time to invest money in IDOs. stop chasing passive income or you might get rekt. Even I am waiting for Immunify Life IDO

>>55383588
I don't know anon, staking for passive income is better and I'm doing that with Dot and Near on Huobi. I'm also participating in zealy quests for Peaq rewards.

Pokemon cards. Buy A LOT of them and store them in a binder for ~5-10 years. It's that easy

>>55379596
Jump on the Allianceblock DeFi terminal and enjoy passive income.

I do the Option wheel. I SELL Put options for a week, let them finish and buy them again. If the strike price hits and I get assigned I now SELL Calls instead and collect premium repeatedly. Options are pretty risky, but if you sell them instead of buying them, you can collect alot of money. I make like 1000 bucks a week selling options on really volatile crypto mining stocks like riot or mara.

>>55379596
Got so much I'm earning on, i have Ada on yoroi, Ride and Itheum on X exchange, and a bit of each kava, Tomo and vet on Trustwallet.

>>55379596
>be passive
>have income
>???
>profit

>>55379596
Cheat trick is to use CryptMI for shopping and all your transaction and get loyalty rewards. That is enough passive income.

>>55380831
This is such a perfect /biz/ post. What do you get per pound of worms?

>>55380831
Based worm farmer

dammit i actually wanted to see if OP can get his damn question answered, stupid me

>>55380831
Jews fear the independent indoor worm farmer

>>55380782
>>55380678
What about jepi? Doesn't it have like 10% divs?

>>55379596
Throughout the bear market, I stuck to yield farming through SpoolFi for passive income. It can serve as a safe way for investing.

>>55386414
>is spy that much more stable?
SPY is an etf that tracks the S&P500, while the ones that you mention are individual stocks. The extra stability comes from spreading your investment over 500 companies instead of the handful mentioned.
>Van Lanschot that pays € 1,75 per share that only costs € 27,50 a share
Keep in mind that is the latest dividend paid and not necessarily what you can expect in the future. If you look at their dividend history you'll see that payments are not in a regular pattern and have wildly fluctuating amounts. To me this means that their business model is very cyclical with highly profitable years paying out big and shit years getting you nothing. They also seem to have little reinvestment opportunities with a dividend policy like this, so expect little in regards to price appreciation. If you look at KO (coca-cola) for a comparison then you notice a highly regular pattern of payout with the amount paid steadily rising year on year.

Since you mentioned needing 40K of passive income, I assume it is to live from that? In this case I'd personally prefer the stability of Coca-cola over Van Lanschot, since I can be fairly certain that my income won't reduce to zero in a shit year. The price of this stability is of course in the dividend yield, 11.88% vs 2.97%. Whichever is best for you depends on your situation. If you are looking for more stocks like KO then look into the term "dividend aristocrats"

>am i taking to much risk?
Maybe, I haven't looked into either companies but generally such a high dividend means something is up that scares other investors away from it.

Also as a stock suggestions you can look into ASR Nederland, an insurance firm. This one did pretty well for me when I bought during the IPO and sold later on, and now that I mention it I should probably look into getting back into this one.

>>55379596
Passive income is pure gold, anon. I never sleep on that shit. And you know what's even sweeter? Snagging some KREST tokens and scoring those airdrops when the highly anticipated PEAQ token finally drops

>>55379596
>tell me how to make a ton of money in no time with no effort
if that was possible everyone would be doing it, retard.

I’m not sure if there is a comparable thing for Americans but in Europe p2p lending is quite big. I get 7% on my money very easy and relatively safe. Feels better than dividends for me and is paid out every single day.

>>55382994
Zealy has been great with good rewards lately. But right now, I'm currently looking at some very fresh DeFi perspectives. Some projects seem to be pushing the boundaries of web3 tech, and I plan to take advantage of PEAQ and Iotex in this case.

>>55379596
If you've got 200k, maybe you can leverage it for stablecoin yields on Defi protocols but I guess you're too broke for that.

>>55389771
If this is passively, what would actively be?

>>55392060
Only a retarded faggot will have $200k and get it locked for "stablecoin yields". That's a lot of clownery.

>>55392174
On the contrary, only a retarded faggot will pass on an opportunity to earn up to 25% APRs in a risk diversified manner just because they want to go chasing Xs that's only a fugazzi. When you've given up on being a druggie, find your way to SpoolFi's smart vaults; they'll always be open to receive toasts like you into the fold.

>>55392273
25% yield? Is that fixed and how sustainable is that for stables?

>>55380417
>Owning real estate or a business cannot generate passive income

It can if hes willing to trade some of the profit to outsource the labor. Property management companies etc. Or he could buy a previously established online website and use automation plus virtual assistants and drop his labor to nearly nearly zero time investment.

The only sure fire way to have complete passive investment is buying bonds or something. One click and you are done.

>>55392443
No it's not fixed; there are several vaults with their own APRs and the vaults with high yields are basically incentivized pools. The stable yields are not that high.

>>55391010
Yeah me to
>>55391327
Thanks anon, very helpfull. As for Van Lanschot, i can only see the history going back to 2018 so I don't know much about the years before that but it looks kinda stable. Only 2020 looks like low but that was bad with a lot of dividend paying stocks. Also did not include the capital returns for van Lanschot because I am not really sure if that is a standard part of their yearly pay out.
>Since you mentioned needing 40K of passive income, I assume it is to live from that? In this case I'd personally prefer the stability of Coca-cola over Van Lanschot, since I can be fairly certain that my income won't reduce to zero in a shit year. The price of this stability is of course in the dividend yield, 11.88% vs 2.97%. Whichever is best for you depends on your situation. If you are looking for more stocks like KO then look into the term "dividend aristocrats"
It is indeed the goal to live of that. I have a list of companies I'm buying into for dividend yield. On my list are ABN Amro, Van Lanschot, Shell, ASR, Randstad and Unilever. Might ad Coca Cola to that list. XOM is another option I might ad.

This is afcourse a long term project to get to my goal. My thinking was to first get ABN and Van Lanschot to an amount where both pay about € 365 a year in dividends. € 730 yield would be used to drop into ASR or KO. Time line as of know is to reach my goals in 15 years. Hopefully we have another crazy crypto run to speed things up a bit. Be nice is ADA, ROSE and NoiseGPT go up so I can dump it and put it into my divi portfolio. Never selling my BTC(see >>55381677)
.

what is wrong with some of you retards???? first post said no shitcoin gambles! not risking my income on that latest trend, genslers mood or some bankman doing typicall bankman things.

>>55380086
link?

>>55391450
>p2p lending
Where and what?

>>55379596
Retard
>>55379617
>>55382394
Disgruntled Nigger Shemales. (DNS) no such thing as passive income these days. Get off your ass. This isn't 2012-2019 anymore.

>>55393955
>i can only see the history going back to 2018
https://finance.yahoo.com/chart/VLK.AS
This one goes back to 1999.

Options are another thing you can try for generating an income, selling covered calls specifically. Basically you buy the dividend stocks you want and sell call options at a strike price above the current price earning some premium. Though doing this does run the risk of having to sell your stock when you want to keep it. Options are best for US stocks though as the European options market is too small.

>>55394377
>https://finance.yahoo.com/chart/VLK.AS
Thanks! Will look into this

>>55379596
Stake ATOM
LP on ORE/ETH pool.

>>55394271
Look into bondora go&grow or monefit smart saver for example

>>55379596
Just buy alts anon. I mean the ones with potentials like RAIL, MPL, ZEC and METIS.

>>55394754
>Just buy alts anon. I mean the ones with potentials like
Research reveals alts with solid use cases. Research tools like defillama altcoinistdao have highlighted LSD and RWA to be big crypto trends to follow

>>55380053
Already oversaturated by already-famous YouTubers & TikTokers. The average normie only takes famous peoples' courses.

>>55379596
Steps:
1.) Start with 1M
2.) Get 40k/year passive
3.) ???
4.) Profit

>>55394754
what is wrong with you retards? this thread is about generating stable income. i know about the high risk high rewards that is the shitcoin casino. that is not what this is about. already have 30k in crypto and am not looking into buying into more of a shitcoin that can halve in value because some banker race tweeted something.