/biz/ - Business & Finance

[Anonymous No.12586265]

Don't fall for the big house big mortgage meme. But some land and get a cozy little shit shack and stay out of debt.

[Anonymous No.12586279]

Unfortunately, dumb millennials who refuse to admit that they belong in trailers have taken over the country, and now they sell these fucking $10k prefab sheds for $50k and call them "tiny houses"

exterminate all millennials

[Anonymous No.12586300]

>>12586265
I wonder what the "bathroom" looks like and how big the kitchen is. The only problem for me would be storage I guess. Does this thing habe a basement?

[Anonymous No.12586309]

Tiny houses can be literally over $100k now. The idea was fun at first but is now just another expensive status symbol for thots like Apple, Lululemon, and exotic tourist locations.

[Anonymous No.12586353]

>>12586279
>Freshman year, about 12 years ago, was really into tiny houses. Enjoy the idea of living within my means while doing minimal impact.
>see the tiny house movement gain some traction
>uh oh, money-grubbing retards coming
>tv shows getting made, zoomers buying $150k trailer house
>market becomes saturated with shitty $75k+ homes with wheels
>"tiny houses" continue to grow in sf size, tri-axle 5th wheel homes becoming the norm
>these are just regular houses on wheels.
Money-grubers, boomers and zoomers totally missed the point of these fucking small places.
Low cost
That's it. Now it's some meme-y dream house of the stay-at-home blogger and other worthless careers.
I hate that these retards ruined something I enjoyed.

[Anonymous No.12586371]

glorified trailer houses lol. do what I did, get the land but don't be an idiot and just build a regular 1200-2000 sf house. Still cheap if you do it right.

[Anonymous No.12586380]

>>12586353

[Anonymous No.12586384]

>>12586371
>glorified trailer houses lol. do what I did, get the land but don't be an idiot and just build a regular 1200-2000 sf house. Still cheap if you do it right.
did you DIY any of your house build?

[Anonymous No.12586387]

Good advice.

[Anonymous No.12586401]

>>12586353
How is it ruined you hipster faggot?
>I was into tiny houses before it was cool
You can still build a cheap one dickhead

[Anonymous No.12586415]

>>12586371
> Still cheap if you do it right.
This is why the tiny house was so appealing to me. It was fucking dirt cheap. You could spend extra $$ per sf and have a really well built place while spending under $20k.
People cheap out on housing and build structures that will immediately be considered teardowns because everything inside is fucking cheap.
>I own a 2000 sf home that is made of 1/8" drywall and toothpaste. It looks nice from a far tho!
Absolute boomer mentality.
Don't build cheap, shit houses.

[Anonymous No.12586427]

>>12586401
Because now it's just a fucking joke. I'm not going to live in a meme.

[Anonymous No.12586826]

Doesnt get any cozier

[Anonymous No.12586870]

>>12586427
>I'm not going to live in a meme.
Look where you are posting. I was a freshman in college back in 2007 as well just as 4chan and ED was starting to get popular and reading this guy here:
http://ranprieur.com
4 chan itself has become a meme

[Anonymous No.12586916]

These would be great as a tourism bed and breakfast sort of thing on a large property. I would prefer a new England style home or a larger wooden cabin style. I'm Australian and our houses here are shit unless you're willing to spend a few mil.

[Anonymous No.12586926]

>>12586279
Boomers v2

[Anonymous No.12587415]

>>12586916
>I'm Australian and our houses here are shit unless you're willing to spend a few mil.
Yep. Shit sucks. Everyone wants 'The Dream' and is willing to pay out the arse for a fibro cookie-cutter, no trees to be seen, energy inefficient mcmansion that's last maybe three years before starting to fall apart.
Oh, and you'll be and hour and a half away from work and entertainment.

[Anonymous No.12587436]

>>12587415
Unless you want to live in the nature, far away from the suburbs or really want to grow vegetables I don't understand the appeal of a house over a flat.

[Anonymous No.12587451]

I have done this, have electricity, internet, running water and wood heating. Lots of land. Expenses 50€/month.

True life hack

[Anonymous No.12587463]

>>12586265
Im so glad that I dont live in the US and can afford a house. You guys are turning into a 3rd world shithole.

[Anonymous No.12587469]

>>12587451
Did you do well and septic, or water tank and compost? I've toyed with the idea myself of land plus hand built trailer as a stepping stone to a country estate, though I'd never be able to convince the wife to rough it in the trailer while I build the real house.
Eventually, I'm going to have to do it with a prefab hunting cabin with more amenities. I can sell her on that, I'm sure.

[Anonymous No.12587471]

>>12587463

Consider our population as about half that of europe last I looked.

Yeah dude, we can't afford anything, I guess we just have to rape everyone else for more money.

[Anonymous No.12587487]

>>12587471
How can one have that much money and still be forced to live in a shitty wooden shack?

[Anonymous No.12587496]

>>12586265
Here's the problem.. I don't give a shit about a big home. If anything,you can buy cheap ones. Nomad cube is 32k and comes prebuilt. Others look pretty nice and are legit only 10k.

Problem? Not the home. It's the land, the solar panels (since you have to basically live outside of society since all the food land is already taken by faggots), plumbing, well, gas costs maybe 1.5 times more now or some shit like thay due to distance travelled, getting permission to even build a home on your own land (apparently that bullshit is a thing).
Possibly other expenses I am not aware of.

I'd be more than okay for a home like that, society just makes this shit harder than it should be.
I live in california and median cost of a home is 393k (went up by 120k in the past 3 years). What the fucking bullshit. 19% poverty rate in this state. The solution is to make small and affordable housing, not bug homes people can't even afford.

It seems auctions from a foreclosed home is the way to go here. California can go suck my dick (I don't want to move states tho. I hate travelling. I hate the concept of moving far from the area I was born. I like familiarity)

[Anonymous No.12587510]

>>12586265
My wife children will loves this during our stay when the bull visits

[Anonymous No.12587513]

>>12587496
>food
*good

[Anonymous No.12587517]

>>12587487
Ah... public service announcement: You're talking to a couple of people on 4chan, who are expressing modest interest in something that less than 1% of the US population (assuming you're not including trailer parks) gets involved with. Various individual segments of the US population live in $22 million dollar castles all the way down to trash bag tents on San Francisco sidewalks.

Not every American lives, or plans to live, in a tiny house off the grid.

[Anonymous No.12587526]

>>12587517
I'd actually argue that the average american also live in a shitty wooden shack, albeit somewhat larger.

[Anonymous No.12587534]

>>12587526

Then the parallel can be inferred about europeans living in mud huts

[Anonymous No.12587536]

>>12587526
Granted. Check the earth quake episode of mythbusters though. Those wooden shacks, built to code, withstood... I think it was a 9... on the Richter scale; whereas, the concrete block collapsed much lower.

I actually agree with you as it relates to aesthetics.

[Anonymous No.12587560]

>>12587534
*stone huts

>>12587536
Well, concrete buildings can also be built to withstand earthquakes (like in Japan).

[Anonymous No.12587612]

>>12587560
Sure. I'd imagine with the proper engineering, you could build an earthquake proof house out of spaghetti, but we're a bit off topic.

We're talking having a sub $20k minimalist house ready to go fairly quickly on a sizeable tract of land you own. A well built house in town, or a comfy apartment in a cultural hub, or a 4000sqft 5 bedroom, are all different status item that appeals to a different market segments (since we're on a biz board).

[Anonymous No.12587618]

>>12587612
What's the actual advantage of that sub 20k minimalist house like in OP compared to something like a trailer, or those prefabs construction worker shacks ?

[Anonymous No.12587620]

>>12587560

come on anon, it's not so bad. Pick what color you want for your twig hut

[Anonymous No.12587637]

>>12587620
Do you have to drive on the grass to get to your house ?

[Anonymous No.12587650]

>>12587618
>actual advantage
Very few purchasing decisions are based on pure rationality. Everyone, even the shrewdest of Jewish consumers, are driven by deep psychological wants. Purchases transform, or amplify, existing internal notions of a person's status relative to group he considers his peers.

A sub $20k on land says, "I'm independent. I'm self directing. Everyday city comforts are beneath me, and I don't define myself by material possessions (the irony is palpable)."

[Anonymous No.12587660]

>>12587637

That's just an optical illusion, it's two roads and the median is raised so you can't see the other one way from that angle

[Anonymous No.12587680]

>>12587451
pics?

[Anonymous No.12587682]

>>12587471
That's consumerism and capitalism on steroids. It's a great place to sell your shit, but not a great place to live in. Especially in the past decades when it became "le 56%"

Place like Europe and Japan have this problem where the population simply doesn't spend/consume enough and instead tends to save. Overall a much healthier society albeit poorer.

Burgers will have these big mansions, several cars, a boat, a bike and many other toys, yet hardly any time to enjoy them due to the work-centered lifestyle. Europeans have more lax work schedules but less disposable income and less toys.

[Anonymous No.12587798]

as big, expensive, elaborate and extravagant a house as is possible, is imo the one thing in this world worth spending a proper wallop of money on acquiring. i've got a 5-bed, 3-storey place with tonnes of space, and it's worth every penny. i have space for a gym, for hobbies, for an office, for spare rooms (to rent out if i'm broke), i have a room dedicated to doggos, a room dedicated to growing exotic plants like vanilla and hot chillies, i have 2 lounges - one to receive visitors and one to be more private and homely... all really improve my quality of life.
i do work at home however so i'm always indoors. if i was out of the house all the time i might approach the issue differently. as things are though i'm A LOT happier here than i was in any of the minuscule cuckshaks i've lived in before.

[Anonymous No.12587840]

>>12587682

sounds like poor people cope

[Anonymous No.12587844]

>>12587840
Don't worry, it's easy to cope with 50+ holidays a year.

[Anonymous No.12587846]

>>12586279
You're supposed to build these yourself

[Anonymous No.12587853]

>>12586415
They are dirtcheap if you have a green thumb. Literal Mexican illegals that can barely do addition using their fingers can construct homes and put down shingles on your roof, so why can't you? I saw some hipster faggot build one on YouTube with home Depot tools and a literal teenaged high school student build one in his backyard with part time work money.

[Anonymous No.12587860]

>>12587682
Don't kid yourself there are still great places to live in the US

[Anonymous No.12587869]

>>12587560
Yes, concrete buildings you'll probably never own permanently renting your whole life living in thickly settled urban zone hearing your neighbors fuck for all eternity

[Anonymous No.12587870]

>>12586427
So peoples perception of you have canceled your dream? You seem very insecure.

[Anonymous No.12587874]

>>12587840
Most people should aim low because most people are going to be poor. I wager a vast majority of this board never will be millionaires, you likely included.

[Anonymous No.12587878]

>>12587869
But I own my condo, and I don't hear my neighbours because, you know, it was insulated correctly.

[Anonymous No.12587880]

>>12587878
lucky you

[Anonymous No.12587896]

>>12587878
Yeah sure you do bud. Even so you're the exception not the rule. Most of you Yuropoors bragging about your magnificent centuries old masonry are going to be perpetually sucking your slumlords dick. This would be like me trying to make a point regarding average American home construction by bragging about my brick home, I would be the exception not the rule because most homes are built from timber in the US

[Anonymous No.12587898]

>>12587874

That's a very safe assumption.

anecdotal as it may be, everything I've seen seems to imply that european people have little ambition or drive as a whole.

I have my own plans for the future. Best of luck to you too, anon

[Anonymous No.12587901]

>>12587898
You too would have little ambition if independence from landlords meant a million dollars and half your income in property taxes

[Anonymous No.12587910]

>>12587896
>Most of you Yuropoors bragging about your magnificent centuries old masonry are going to be perpetually sucking your slumlords dick.
>https://en.wikipedia.org/wiki/List_of_countries_by_home_ownership_rate
The US ranks below most of europe (exactly, under France but above the UK) as far as home ownership goes.

[Anonymous No.12587913]

>>12587840
Rather be "poor" than a circumcised slave pumped on SSRIs. Heavy drug usage, overdoses and deaths speak for themselves and paint a clear picture of american society.

No amount of GDP will bring you happiness or fulfillment.

Your burger bravado doesn't hold anymore, this isn't the 00's faggot.

[Anonymous No.12587917]

>>12587901
You are talking about the US, right ?

[Anonymous No.12587973]

>>12587910
>Most of Europe

That is not "most of Europe." It's a few scattered countries around Eastern Europe. But I'm impressed with Romania and friends and was not aware. But your initial image looks like France anyways so I assume you're French. Regardless of this housing is much cheaper. This does not take into account personal choice. A lot of America is stupid and does not know how to save and racks up credit card debt. But if you're not a complete spastic with your wallet you can afford via savings. Also how many of these are tiny ass congested commie blocs? Property size?

>>12587917
Umm no? Cost of living in most of the country is much lower than a large swath of western Europe and probably a lot of the more developed ex Soviet Bloc countries. You're actually going to try and convince me that property taxes are lower in your country than say Texas or Georgia? Get real kid

[Anonymous No.12587983]

I agree with you
But I live in a third world hellhole, gated communities are a must
In my city a 400m2 house in a reasonably good location is about 500k USD

[Anonymous No.12588013]

>>12587983
Country?

[Anonymous No.12588027]

>>12587973
For my 100sqm condo in the middle of the 2nd most expensive city in France city I pay 1000€ in property taxes yearly. How would that go in the US

[Anonymous No.12588031]

>>12587973
>That is not "most of Europe." It's a few scattered countries around Eastern Europe
>Spain
>Italy
>France
>Portugal
>Finland
>Belgium
>Luxembourg
>Sweden
>Netherlands
Yeah sure

[Anonymous No.12588039]

>>12588027
Property taxes here:

[Anonymous No.12588043]

What's hilarious is none of you Americans even own the house you spend a lifetime of money on. Land taxes make it so the government steals it from you without compensation. If only they would do it more often so you dumb shits would be enslaved even more.

[Anonymous No.12588049]

>>12588043
brit houses all belong to the queen.

[Anonymous No.12588056]

>>12588049
American houses belong to Israel.

[Anonymous No.12588057]

>>12588043
There's no need for that, friend... We're all young men trying to get by. Slinging rocks across the Atlantic, because we exist in slightly different cultural environments (tribes, if you will), isn't going to make any of our lives more wholesome, individually or collectively.

[Anonymous No.12588058]

>>12588027
Much higher in major cities like Seattle, Chicago, NY, SF.

Nationwide it's about 1% of the total value, but major cities will be around 2%.

200k US condo, 2000$ to 4000$

[Anonymous No.12588064]

>>12588027
Btw... that structure is gorgeous! We have somewhat similar, not quite as awesome, redbrick structures in our New England mill towns.

[Anonymous No.12588077]

>>12588056
More like birth certificate = slave property title

[Anonymous No.12588083]

property used to be so affordable. my parents bought a 3-bed detached place right near here...
https://www.zoopla.co.uk/new-homes/details/50255981?search_identifier=95bf1e94987f064bd19fc582f27b58e7
in 1990, for 80k. the one bed flat above is now selling for £346,000. christ only knows what their house is worth. absolute insanity. imagine how bad it's gonna be for the next generation. property ownership will be exclusively for the mega rich, being a millionaire will mean nothing.
my ex gf's parents bought a house in the sussex countryside for 23 grand in the 80's. it's now valued at 1.3mil.

if you can manage it though? fuck yes i think you should spend money on a home. i'd give up a nice car, nice clothes, holidays and hobbies, all of it except good food, in exchange for a superior home.

[Anonymous No.12588098]

>>12588013
Brazil

[Anonymous No.12588106]

>>12587913
>a bird is free inside of a cage

[Anonymous No.12588194]

>>12588058
Well, if we compare that to mine, it's 0.3% (my flat is 320k€, 3BR).

>>12588064
It's pretty standard architecture for the Massif Central in France, my grandparents' houses are similar, only two-stories, but longer.

[Anonymous No.12588261]

>>12588106
Unironically Gulag tier

hehe

[Anonymous No.12588334]

>>12588261
Imagine if they had laws in africa? They'd need a shade of blue not visible on the em spectrum.

[Anonymous No.12588344]

>>12586279
Look at 3d printed houses.

[Anonymous No.12588363]

>millennials want small houses within their means
>some are finally able to start building, buying them as they're low cost enough that a millennial could afford one
>Boomers take notice, "nope can't have that, you gotta buy my housebags"
>begin commoditizing tiny homes
>begin commoditizing the self sufficient anticapitalist culture around tiny homes to discredit and debase it just as with punk culture, etc.
>drive prices through the roof
>blame, and get people to blame millenials that it's their fault tiny homes are so expensive instead of boomer retards
this is so kek but also epic and awesomepilled

[Anonymous No.12588408]

>>12586265

I unironically live in a garden summer house I built on some mates land for £200 per month. The cabin cost £3400. Lived here for 3 years. I've got solar panels for electric, a log burner, an instant LPG boiler for showers, and unlimited mobile internet connection. I've got a PC, xbox, tv, sound system, fridge - freezer, dishwasher, coffee machine etc all the things that would fit in a normal house. I live here with my wifey of 5.5 years. £100 each a month. We love it.

Bad bits - Sometimes it leaks in really bad weather. The roof blew off in a storm. If you don't wake up and put wood on the fire, it's cold in the morning in the winter. We have a chemical loo which I have to empty.

Redpilled bits - Every penny I earn after my £100 rent is mine, it goes on food, meme coins and investments. Nothing else. It's cozy, when the log burner is on and you're on the sofa and it's a toasty 28 C inside you can sit in shorts and a tshirt while it's freezing outside. It's cheap to heat too. The most redpilled bit about living in a small place is that you realise what you don't need. I don't buy useless shit in shops - not because I don't want it per-se, but because I've got fucking nowhere to put it. We used to live in a van with a cat so I learnt this the hard way there too.

These brainlet zoomers who are spending almost as much as a full sized home are retarded. It's all about saving and living frugally but being cozy and having an experience. They're never going to make it.

I'm not going to live here forever, but it will make my next place feel like a palace and I'll have a stack of cash to buy it with outright.

[Anonymous No.12588425]

>literally a fucking shed in someone's lounge
>£480/m

where the hell will it end? in 20 years will people be shed sharing that thing?

[Anonymous No.12588432]

>83 inch wide 'house'

[Anonymous No.12588434]

>luxury shelf to rent

[Anonymous No.12588438]

>>12588432
I don't know why, but something about this speaks to me on a primitive sort of level.

[Anonymous No.12588447]

>>12588098
Septic tank, Solar, and surveillance system. Solar power is the biggest cost, around 15k USD for a system. Gun locally or outsource from the US. It's really not that hard, but you do need capital.

Construction materials cost more or less the same all over the world. Labour will be cheaper in the developing world, however certain finished touches will be pricier (think nice tiles, electronics, etc).

All in all, you could have a 3 bedroom concrete/brick&mortar house, with modern fixtures and comforts for about 150k USD in many places in the developing world. This is completely off-grid. For cold climates you add about 6000$ for furnace and heating system. Does not include price of the land itself.

Now if you need to wageslave and be close to a major city, this doesn't really apply or work.

[Anonymous No.12588511]

>>12586427
You have a weak sense of self.

I'd live in a bouncy castle if i wanted to and fuck what people think.

[Anonymous No.12588612]

>>12588511
This

[Anonymous No.12588646]

>>12588434
> salmonella in the bed again

[Anonymous No.12588656]

>>12588434
Are you supposed to walk on the cooking area to get in the bed ?

[Anonymous No.12588687]

>>12588656
You are not supposed to cook shit.
That cooking area is for boiling water and re-heating food.
Oh and you are supposed to eat outside

[Anonymous No.12588779]

>>12588687
There's a fucking oven my dude, I'm pretty sure I'm gonna cook shit.

[Anonymous No.12588985]

>>12588434
>>12588432
>>12588425
lmao dead. post more

[Anonymous No.12589026]

Shipping house containers are where it's at.
>Low maintenance
>Indestructible
>$2-5k.

[Anonymous No.12589227]

>>12586371
Why are mutts afraid of concrete and bricks?

[Anonymous No.12589278]

>>12589026
Containers are ugly af

[Anonymous No.12589304]

>>12589278
So is every house that's 100k or less.

[Anonymous No.12589558]

>>12589304
I beg to differ

[Anonymous No.12589612]

>>12589304
>So is every house that's 100k or less.
I think this modular house looks nice
Also costs ~ 24.2k USD

[Anonymous No.12589620]

>>12589304
>>12589612
Fugg didnt attach pic

[Anonymous No.12589650]

>>12589558
Is this sarcasm?

[Anonymous No.12589679]

>>12586265
minimum for a house to me needs enough room for: A decent kitchen + dining area, master bedroom, guest room, office, space for a home gym, living room, 2 bathrooms, and a two car garage. If you can't afford that then you might as well be living in a poverty hut.

[Anonymous No.12589698]

>>12586265
>live in a cuckshed, goy! houses are for God's chosen people!
Imagine being this cucked and brainwashed that you don't even deserve to live in a proper home and that you have to settle for a shoebox without running water or a proper sewage disposal. Meanwhile Schlomo owns a giant apartment complex rented out to shabbos goyim and himself lives in a mansion.

[Anonymous No.12589924]

>>12588434
>open staircase above stove
full retard

[Anonymous No.12589937]

>>12589026
Neat design. Over here students live in a single container and its really fucking tiny

[Anonymous No.12589951]

>>12589679
What does anyone need 2 bathrooms for? Or is one of them just a toilet?

[Anonymous No.12589984]

>>12589951
one for the master bathroom and another for guests, I don't like strangers messing around in my main bathroom.

[Anonymous No.12590051]

>>12588434
Why not use a sliding library ladder instead of stove -stairs?

[Anonymous No.12590053]

>>12589026
That looks badass. Too bad the actual cost of living is probably ridiculous (I don't mean the home itself. I mean the land, solar panel, plumbing, etc.)

[Anonymous No.12591191]

>>12590053
Depends on how you want to live. If it's on beach, sure, it will be expensive. If it's in the middle of Wyoming or Oregon or something, not so much.

[Anonymous No.12591206]

>>12586265
Noice, yet it will be literally REKT at the first hint of rain or wind or snow.

Also, it'll be freezing inside.