/biz/ - Business & Finance

[Anonymous No.26563663]

>anti-crypto
>anti-investment
>anti-stocks
>anti-gold
>anti-tech
>anti-startups
>anti-fintech


Colleagues today were discussing how they should invest their money from their Girokonto(bank account) because they are getting negative interest now, I suggest them ETF's and they went like:

"BUT ANON WHAT IF IT GOES DOWN?!?!?"

What the fuck is wrong with these people??

[Anonymous No.26563716]

What are your thoughts on Switzerland? I just moved here to live with my Swiss wife.

[Anonymous No.26563717]

redpill me on Frankfurt, I've been living here my entire life yet i know jack shit about it, i just sit at home all day

[Anonymous No.26563721]

>pro-islam
>pro-immigration
>pro-leftism
>pro-establishment

Whaddya mean? There is a whole lot of pros too

[Anonymous No.26563745]

Die geistige Besetzung dauert an.

[Anonymous No.26563747]

>>26563716
all retarded i hate the swiss i live here those people are cucked beyond belief

[Anonymous No.26563779]

>>26563663
Tax free after 12 months, how is that anti crypto you stupid turk.
Stop making this fucking thread every day, you‘re just fucking retarded.
Also caring about what the people around you think? Ngmi ever.

[Anonymous No.26563808]

>>26563717
>redpill me on Frankfurt

>Easily can make 6 figures in finance
>People aren’t fucking autists that will clock in at 9, work 8 hours without exchanging a single word with you, and then leave
>Arguably top tier pussy
>full of junkies, drug dealers and hookers
>rooftop bars are chill af, especially in the summer where they turn them into beaches with sand and shit

[Anonymous No.26563895]

>>26563663
My ETFs went down.
What do you have to say now?

[Anonymous No.26563913]

>>26563808
>Arguably top tier pussy

I can tell you have never been to Germany.

[Anonymous No.26563916]

>>26563779
>Tax free after 12 months, how is that anti crypto you stupid turk.

That’s great in theory, but the average wagie working for the Finanzamt is 50 year old Beate that did her Ausbildung 30 years ago and doesn’t know shit about the Internet and computers, let alone fucking crypto. They will harass you and try to demand 636727 different documents and time pressure into paying taxes on the crypto holding and threading to sue you. Then you have to hire a Steuerberater to deal with that shit and he will easily jew you out of €250-300/hr because he needs to “specialize” in crypto and it’s about the amount I’m trying to cash out.

[Anonymous No.26563922]

>>26563779
Is it tax free if you shift from one coin to another or does it have to be the exact same coin?

[Anonymous No.26563938]

>>26563663
probably worst time to put anything into the stockmarket - just as bad as buying BTC at 40k

[Anonymous No.26563941]

>>26563808
what exactly does finance mean? working at a bank or something stock related
and elaborate on the second point please,
call me a retard but I've never seen a single druggie kek
need to look into the last one some day, thanks fren

[Anonymous No.26563961]

>>26563747
>SVP is the largest party
>cucked
pick one

[Anonymous No.26563965]

>>26563663
Germ**s are going to Germ**.

How do I find hard money lenders in Europe or American hard money lenders that are open to lend abroad to developed countries like Europe, Japan etc?
Finding ones through Google in the US is easy, but I'm not located in the US so many of them won't borrow me money, because most of them are concentrated into their own state's real estate markets.

[Anonymous No.26563996]

>>26563941
ive been to FFM once in my life and I could watch people doing heroin in plain daylight

[Anonymous No.26564011]

>mfw german wagecucks wake up every day early in the morning to support niggas and lazy shitskins with government bux
>mfw niggas and shitskins rape, kill and fuck your women while wagecuck is working
>mfw your cuck government can not kick them out of your country
>mfw your country will transform slowly into an absolute shit hole
>mfw you can not do anything about it
>mfw i am living a comfy life in a based country without niggas and shitskins
>mfw my 8/10 gf sucks my cock everyday

[Anonymous No.26564033]

>>26563716
you know french or Italian?
Cause the German-Swiss seem to be less receptive to foreigners.
Tricino is economically weaker than the german part but cheaper living cost.

[Anonymous No.26564107]

>>26563922
Fiat to coin, wait 12 months, coin to fiat 100% taxfree

[Anonymous No.26564111]

>>26564033
I've been thinking Lucano myself too, once I'm done with studies in Italy, but dunno what does the place live off of besides tourism.

[Anonymous No.26564153]

>>26563808
>imagine living in crackfurt, paying 50% of your income for a shitty apartment and getting stabbed by a junkie in streets that are full of trash and human feces
yeah absolutely based right

[Anonymous No.26564182]

>>26563717
FFM is a fucking shit hole and should be burned to the ground together with Berlin and Gelsenkirchen

[Anonymous No.26564202]

>>26563916
So you speak from experience? Do I even have to file taxes if I cash out after a year? When they complain I just show them my trading records.

[Anonymous No.26564267]

>>26563961
>basic bitch neocon party
>not cucked

[Anonymous No.26564285]

>>26563663
you forgot >anti-sex
and >anti-heterosexuality
fuck this gay country where you cant have sex

[Anonymous No.26564287]

>>26563663
They are right though, the stock market will collapse in the coming years.

[Anonymous No.26564310]

>>26564111
they have somewhere of a financial sector, but barely any industry

[Anonymous No.26564324]

>>26563663
What tf is wrong with you? Everyday you post a thread like this, it's so boring. And with the hold for a year cash out tax free rule, exactly how is Germany anti crypto? Just fucking die - you're a personification of the very threads you keep making

[Anonymous No.26564328]

>>26563941
I've been in Frankfurt for five minutes outside of the airport and the only people I saw were shady turks or drugged out hobos. You live in a dumpster, friend. Arguably, it was pretty late at night, but still.

[Anonymous No.26564348]

>>26563916
>trying to cash out 250-300
No bank will ever report you for cashing out sums like that, no one gives a flying fuck. Also i recommend reading „Bitcoin & co“ a book about crypto tax law in Germany by a Steuerberater that specialized in crypto. It covers literally everything including lending, staking, swapping you name it. The Finanzamt can’t do shit as Long as you have the papers. I learned my lesson as I had to pay tax on a Single cashout in the past where I had no trading history (etherdelta) and therefore couldn’t prove the 12 months time. When you buy and hold cashing out is very simple and the Finanzamt can’t do anything about it

[Anonymous No.26564349]

>>26564153

>getting scared over some fucking 50kg junkies that can barely stand

Maybe try not being a pussy next time you faggot?? They can sense that you are a pussy from a mile away and they will try to rob you betafag. Meanwhile when I walk down the Bahnhofsviertel the junkies change sides of the streets and look down when I walk past them.

[Anonymous No.26564357]

>>26563663

sind das dieselben kollegen die du schon seit wochen mit immobilien vollsülzst?

[Anonymous No.26564366]

>>26563663
They've really gone downhill since... well you know

[Anonymous No.26564373]

>>26563808
frankfurt ist ein drecksloch anon

[Anonymous No.26564443]

>>26564328

to be fair, you could haved spend 5 minutes in every other bigger city in the western and would see the same shit, niggers in NY/LA/CA
Pajeets and niggers in London
Arabs and niggers in Paris

[Anonymous No.26564475]

Why are people shittalking Frankfurt? Was born there and I find the place to be pretty comfy.

[Anonymous No.26564490]

>>26564443
I compare it to German cities though. You're right, most big cities are dirty holes. But in Germany specifically Frankfurt and Berlin stand out.

[Anonymous No.26564497]

>>26564324
Crypto is treated the same in the entire EU

[Anonymous No.26564507]

>>26564033

I live in Basel and I'm practicing German daily, but the lessons haven't exactly given me fluency.

[Anonymous No.26564541]

>>26564507
it's rather hard to deprogram your brain to automatically construct sentences in German order, if you're not native in it.
I decided to give up, since I wasn't going to stay in Germany anyway.

[Anonymous No.26564544]

>>26564475
>Why are people shittalking Frankfurt? Was born there and I find the place to be pretty comfy.

Just Hartzers that live in some bum fuck Kaf with 50k people that never left their Dorf in their entire life thinking that Frankfurt is like the Spiegel dokus on youtube.

[Anonymous No.26564562]

Actually moved from Germany to France and now live a much better life, feel much more free even though some fucked up stuff is happening here too, and fucking french people. Idk

[Anonymous No.26564580]

>>26563747

In which canton do you reside, what are your issues with this country?

[Anonymous No.26564584]

>>26564544
that looks depressive as shit tbqh

[Anonymous No.26564658]

>>26564584
>that looks depressive as shit tbqh

Doesn't matter, they don't allow poorfag turkroaches like you to enter and you sure af can't afford it.

[Anonymous No.26564666]

>>26563808
>>26563717
frankfurt is a shithole (to live in), you can make bank, but only because large firms are there and cost of living is high


choose best of both worlds at live somewhere ~25km outside frankfurt more in the country side and just work there (home office will be standard anyway now)

[Anonymous No.26564673]

>>26564475
nothing is comfier in Germany than Bodensee region.
I'm honestly surprised how little amount of people live around the area.

[Anonymous No.26564678]

>>26564544
>>26564544
>roof top bars
>hustle and bustle
>fressgass
>so diverse!
I remember when teh amount of germans dropped sub 50% in FFM adn they celebrated it like some big achievement. absolute shithole with some overpriced enclaves for rich bankers and chinese. I will happily stay in my 10k einwohner kaff, would only go to frankfurt to buy crack and heroin

[Anonymous No.26564696]

Anyone here from /deutsch/?

[Anonymous No.26564700]

way too many fucking non-whites

[Anonymous No.26564705]

>>26564658
only a Germ** would be proud of getting ripped off like that lmao

[Anonymous No.26564718]

>>26564673
shhhh

[Anonymous No.26564727]

>>26564696
fick di

[Anonymous No.26564730]

>>26563913
Plenty of hot blondes in germany

[Anonymous No.26564746]

>>26564678
Ok kevin, now go and get ready you have a termin at the Jobcenter and you better be on time or they will cut your Hartz-IV

[Anonymous No.26564757]

>>26564718
worry not, it's a logistical dead end when comparing to other places, it won't start boom like cities by river.

[Anonymous No.26564765]

>>26564666
Satan, have you ever driven on the roads around Frankfurt at rush hour? It is a fucking hell hole, like Stuttgart, okay, you may like it too.

[Anonymous No.26564768]

>>26563663
sounds like they are antisemitic

[Anonymous No.26564780]

>>26564730
> blond hair = top tier pussy
Christ boomers are retarded

[Anonymous No.26564788]

Why do Germans always use Kevin like some kind of insult?

[Anonymous No.26564798]

>>26564727
Nah boi

[Anonymous No.26564804]

>>26563663
>anti-everything-money

probably the only mindset that can help Europe transition to the future. A fucking eco-mmunist hellhole where there is no opportunity to own more than others, no more money, just food, sports, and watching screens all day.

[Anonymous No.26564805]

>ETF what can go wrong

oh anon, u are not aware of the biggest ponzi of all time yet

[Anonymous No.26564808]

>>26564497
Are you totally restated? Look up Portugal

[Anonymous No.26564813]

>>26564544
its the other way around, cityfags are just so used to degenerate shit so they dont even think about it, you wont see a homeless person in your whole life on the country side, or a druggy, or a prostitute, and you dont need to fear walking somewhere in a dark alley at night

[Anonymous No.26564823]

>>26564746
kek anon I live in comfy taunus, all the rich folks who work in frankfurt live here and commute to the city because they dont want to live in that shithole. keep coping cityboy.

[Anonymous No.26564854]

>>26564788
it's a stereotype for those whose parents hate Germany & worship American lifestyle.
Essentially people call you a child of retards when using it.
Funnily enough I do know a Germ** named Kevin & he's a full fledged Green voting cuck who's into söy-punk.

[Anonymous No.26564857]

>>26564765
like i said, its a shithole, i dont like it and wont work there, but if you work there, you better not drive any car at all to work

[Anonymous No.26564874]

>>26563717
>Frankfurt,
anon i....

[Anonymous No.26564905]

>>26563808
lmao I'm an Amermutt and Frankfurt makes America look clean. Shithole full of jew bankers and whores

[Anonymous No.26564910]

>>26564730
Pathetic.

[Anonymous No.26564955]

>>26564857
>Ride a tram full with smelly shitskins, niggers, every other crap and some demoralized Germans.
Thanks, thats nightmarefuel. Get ze Flammenwerfer Hans!!!!

[Anonymous No.26564960]

>>26564730
German sluts act the most prudish and think they are the hot shit while being average looking at best most of the time at the same time they are the hugest sluts for rich guys with 80k+ cars
If you fit this criteria gl if not have fun with gulping this suicide fuel

[Anonymous No.26564981]

>>26564813
>or a druggy, or a prostitute, and you dont need to fear walking somewhere in a dark alley at night

Why do you fear some junkies and prostitutes anon?? Your ancestors walked in the dark knight in the street alone while brits were literally bombing them and they didn't fear shit. Imagine being a grown-ass man and being afraid to walk on the street because of some fucking 50kg junkies and prostitute womanlets. Need a boyfriend to walk with you to protect you faggot?? No wonder we are considered giant pussies because of kevin pussies like you.

[Anonymous No.26564999]

keep in mind that frakfurt is the birthplace of the rothschild dynasty. frankfurt is basically a dream city for soibois and globalists
central area around train station is basically somalia full with crackheads, drug dealers, people shooting up heroin in broad daylight. then above that you got fancy rooftop parties where bankers sip overpriced cocktails. this is some real third world shit.
then if you go outside you got full blown ghettos and some nice areas where the rich bankers live. the chinese start buying up all the good real estate so that even the locals get priced out of owning apartments.

[Anonymous No.26565075]

>>26564757
there is still potential for light industry, if you look at Lichtenstein for example, they got quite a lot of industy jobs there. Thyssen Krupp is making i think gearboxes or some shit and hilti is making tools and measuring equipment.
Also don't underestimate the potential for Grenzgänger.

[Anonymous No.26565087]

Got 1441€ back from taxes today feels good

[Anonymous No.26565165]

>>26564905
American is clean except for shithole there. Even the NYC subway, which I was told was filthy as fuck, looks immaculate compared to any public transport in Europe

[Anonymous No.26565172]

>>26564348
u got an more sites/videos/sources for crypto in germany? Also what should I use for investing?

[Anonymous No.26565179]

>>26564348

holding shitcoins one year, are you fucking dump... i want to swap the shit out of it, without having documents over every fucking transaction, you stupid hans

[Anonymous No.26565216]

>>26564011
where from

[Anonymous No.26565258]

>>26564310
>barely any industry
>70'000 italian slaves cross the border every day just to wagecuck for half of the normal swiss salary

There is plenty of industry, the problem with Ticino is that, unless you are highly specialized, you will never gonna make it with a 'normal' job thanks to the dumping.
t. lived in italy and then moved to ticino

[Anonymous No.26565260]

>>26563663
Germanbro here. Just be happy that they waste their money on girokonto and enjoy your lambo

[Anonymous No.26565277]

>>26564544
Of course everyone is far too uptight to actually go in the pool. Typical Germans

[Anonymous No.26565278]

>>26565087
Gut gemacht, Knecht! Und wofür verprasst du es diesmal?

[Anonymous No.26565293]

>>26565278
Crypto shitcoins

[Anonymous No.26565369]

>>26565172
blocktrainer.de for info on crypto
Bitwala if you want to buy BTC and ETH, it gives you your own wallet, can't buy other coins, but they're memes anyway

[Anonymous No.26565413]

Tried to buy from binance with credit card today (German bank). Didn't go through. Is binance blacklisted?

[Anonymous No.26565425]

https://www.youtube.com/watch?v=9pr__WzY9Io

Germans are ruining the lives of all surrounding countries too because our masters see how much shit the german masters can get away with

[Anonymous No.26565458]

>>26565179
you don't have to. And they have no way of knowing it too. Fiat to crypto and crypto to fiat is the only thing they can fuck you with

[Anonymous No.26565471]

>>26564696
Donaudampfschiffahrtselektrizitätenhauptbetriebswerkbauunterbeamtengesellschaft
>>26565369
thanks mate

[Anonymous No.26565489]

>>26564310
they have the same jobs as about any areas surrounding it, the wages are just higher

[Anonymous No.26565491]

>>26563663
maybe it's just that people around you are bunch of idiots. but that also would imply you're one of them.

[Anonymous No.26565510]

>>26563663
>be german
>wake up 6 am
>skip breakfast dont want to be late fur der arbeitmeister
>wage slave all day
>come home tired, eat sausage drink beer
>play on work simulator until 3 am pretending to be at work
>wake up tired at 6 am go back to wage slave
>plz mutti merkel gib more immigrants and let me do this forever
>dies at 60 of a heart attack.
Thats what a modern German man has to expect along with a lot of cultural enrichment for their daughters. What a fucking great world we built...

[Anonymous No.26565591]

>>26565510
they get the government they deserve

[Anonymous No.26565597]

>>26563938
you will regret this post

[Anonymous No.26565612]

>>26565425
That delivery is hilarious

[Anonymous No.26565626]

Your countryt isn't relevant to crypto. Stop making gay threads.

[Anonymous No.26565681]

>>26564788
kevin is a famous name for white trash kids in germany. also steven, tyron, tyson and cindy. top tier german names are friedhelm, friedrich, alphons, karl, karl-gustav, heinrich, heribert and otto (there are female versions of each top tier name).

[Anonymous No.26565686]

>>26564981
its not about being afraid you fucking idiot, never said that either about them, its degerenate shit and your statement only proves my point, being used to this doesnt make it "normal", next you gonna tell my trannies are fine too lmao, imagine raising your kids to this

[Anonymous No.26565724]

>>26565413
I transferred money from a german account 2 days ago, can't be blacklisted

[Anonymous No.26565757]

>>26564696
hensch auch schon wieder

[Anonymous No.26566100]

>>26564285
You guys have legalized prostitution, there's definitely pro-sex views in there. It's just that germans are so ugly that people don't even feel the urge to have sex.

[Anonymous No.26566342]

>>26565258
well maybe its unfair to compare it to places like zug, but i doubt that all 70000 work Industry jobs

[Anonymous No.26566375]

haha I have been posting a similar thread like 3 times, then i was "called out" for "spamming the same thread several times"

but this is not me for sure, funny to see other probably expats in this risk averted country posting too :P

[Anonymous No.26566414]

>>26565277
underrated

[Anonymous No.26566477]

>>26565413
I'm French but my banks blacklist almost anything crypto-related.

[Anonymous No.26566482]

>>26564324
nope, it's not the same OP. i posted this the other day, but now its not me >>26455691

[Anonymous No.26566565]

>>26564805
explain

[Anonymous No.26567185]

>>26563808
>>redpill me on Frankfurt
More expensive than Berlin and:
smaller
less cool
cringe nightlife
more west German boomers than Berlin
jobs from the 80s and 90s
tfw police has no gentlemens agreement with street medical salesmen

[Anonymous No.26567232]

>>26563916
This.
I made low 7 figures paying like €30k for Winheller still annoyed the hell out of me.

[Anonymous No.26567271]

>>26564348
>bitcoin & Co

Based book in my opinion anon. Helped me to get a better understanding of the whole situation in Germany. Just hold and never pay a single cent to the government.

[Anonymous No.26567282]

Uns geht es so gut wie nie zuvor anons

[Anonymous No.26567422]

>>26567232
Why was it so expensive? Did you have the whole trading history? And why did you cash out prior to the bull?

[Anonymous No.26567425]

>>26565458
>>>26565179 (You)
>you don't have to. And they have no way of knowing it too. Fiat to crypto and crypto to fiat is the only thing they can fuck you with

und wie soll das gehen du rindvieh, 2k eingezahlt 200k, woher kommen die x100

silke vom fina wird's dir schon zeigen

[Anonymous No.26567472]

>>26564348
>>26567271
>bitcoin & Co
Wie wird Links staking besteuert? Muss man die Links dann für 10 Jahre halten.

[Anonymous No.26567619]

>>26567422
Cashed out in 2018
>And why did you cash out prior to the bull?
At the time it wasn't clear at all if there would be another bull lol

>>26567422
>Why was it so expensive? Did you have the whole trading history?
Crypto tax for like 7 years and over 8k trades, a dozen exchanges, crypto futures, options, scams, exotic tokens etc..
Very hard to reconstruct. + confusing german tax laws

[Anonymous No.26567756]

>>26567472

Also soweit ich das verstanden haben ist die Haltefrist beim privaten staking (nominator) 1 Jahr nach dem Erhalt deiner rewards. Beim gewerblichen staken (validator) ist die Haltefrist um steuerfrei auszucashen aber 10 Jahre nach dem Erhalt deiner rewards.

Du solltest imo einfach die 10 Euro für das Buch ausgeben anon.

[Anonymous No.26567799]

>>26567472
>Wie wird Links staking besteuert? Muss man die Links dann für 10 Jahre halten.
Winheller says no and also has very good reasons and papers to back that up.
Some annoying retards on German forums say yes, but fuck them. Will take years till the courts finally decide. By that time crypto might fall into another tax bracket altogether and get taxed with capital gains taxes like in many other jurisdictions.

I mean taxes are completely made up. If politicians feel like it, they could also bring back the one year rule for stonks and could make sale of shares a privates Veräußerungsgeschäft.

[Anonymous No.26567828]

>>26567756
What's the difference between nominator and validator??
When you stake you stake, how can you even chose?

[Anonymous No.26567879]

>>26567425
I don't speak Kraut, haven't your parents taught you that it is poor form to speak your native language when discussing in a mostly foreign environment?

[Anonymous No.26568045]

>>26567828
Validators run a their own node, nominators do not. Also DYOR im not an expert on the subject.

[Anonymous No.26568138]

>>26567271
>Bitcoin & co
> julian hosp co-author
yeah not gonna buy that crap

[Anonymous No.26568282]

>>26564804
why would we turn into something like that? The right wing populists are becoming very popular all around Europe

[Anonymous No.26568283]

>>26564107
Anon I bought my coin on binance and have transferred it to Daedalus. How will they know that I bought the coin a year ago when I plan to sell it after a year?

[Anonymous No.26568290]

>>26563663
>"BUT ANON WHAT IF IT GOES DOWN?!?!?"
LOL, I went all in on GME and AMC calls and I already more than doubled my money in a day. It feels so good.

[Anonymous No.26568317]

>>26568045
I staked another coin. It was just normal POS staking.

[Anonymous No.26568506]

>>26564705
based

[Anonymous No.26568537]

>>26568045
tfw I hold Linkpool

[Anonymous No.26568571]

>>26568537
fuck wrong pic

[Anonymous No.26568588]

>>26564999
Wahre worte
Wohne kurz vor frankfurt, unten drogensuchtis oben bankerfuzzies

[Anonymous No.26569000]

>>26565510
Yurope, as a whole, is completely cucked beyond all recognition. But instead of taking the black pill, we last functional yuros have a fucking highway to sucess, simply for lack of competition. Just keep going, those cucks will just fall by the wayside , we'll keep going, and one day, WE will hold the Power, AND the Bron. Happened in the XIV Century, happened again in the XVII Century, and so on. Every new Economy produces a new elite. We have a fighting chance, let's use it.

[Anonymous No.26569297]

>>26564348
>Also i recommend reading „Bitcoin & co“ a book about crypto tax law in Germany
Will be in the mail today, thanks to whatevre anon recommneded it a few days ago

[Anonymous No.26569985]

>>26569000
That's good attitude anon. But do you mean by beating the cucks starting a business and investing or what? Because some of the slavecucks are still pretty good at their job and going through the ranks, even though their financial intelligence is low and cucked mind

[Anonymous No.26570085]

>>26569000
Checked and true, but it's not by gambling and being lucky.
Actually aim to start your own venture/organization. I'm currently working on that.

[Anonymous No.26570274]

>>26569000
checkd and basepilled

[Anonymous No.26570535]

>>26569985
I don't have a one size fits all solution. Each of us will have to find our own way, which is the whole point, after all. DeFi alone is in essence a revolution like we haven't seen since Black Death. Yes, i have a European History background. Those times produced a new elite. Some went into Finance, some into Trade, some into large scale Farming, and some revolutionised Culture. What matters is we have a small window to make it into the Future FIRST. That alone is all the edge we need.

[Anonymous No.26570725]

>>26570535
Interesting. History is based.How can I profit from DeFi other than gambling all my poorfag savings into some deficoins? I have to choose my major this year and I wonder if I should study something defi-related because that sounds big to me

[Anonymous No.26570942]

>>26570725
I can't tell you that. YOU have to find that for yourself. That's what being a functional Yuro is. You move on your own steam, nobody tells you what to do. And that's why you will prevail over those gamma cucks that cry for Mommy Merkel to solve shit for them. We're not children. We're Adults.

[Anonymous No.26571378]

>>26570942
im an absolute child by choice, still making money is the most fun to me