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/biz/ - Business & Finance

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27478178 No.27478178 [Reply] [Original]

>only started caring about money at 25

>> No.27478208

>>27478178
I don't care about money and never will

>> No.27478213

>>27478178
Fuckin hippie lmao

>> No.27478245

>>27478178
oof same

>> No.27478283
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27478283

>didn't open a TFSA until I was 26

>> No.27478293

me, i started at 21-23. There are some who started at 15 that bought tsla at 15 dollars. the thing here is anon, slow and steady gains win at the tend, fast money go fast as it come.

>> No.27478385

>>27478178
same, went from hippie to makey. still a poorfag though

>> No.27478462

>>27478283
28 here

>> No.27478481

wow you posted something else other than that gray wojak with blacked out eyes >>27478178

>> No.27478514

>>27478178
i didn't start seriously caring until I as like 38-40.
If you care at 25, you will EASILY make it.

>> No.27478667

>>27478178
>started at 19 and 1k in crypto
>23 now, 500k in crypto

Still not financially free but happy as fuck with my old self. I was still partying and fucking qt's before covid and still do right now. Guess what: you can both grind and enjoy life.

>> No.27478669

39 no bank account

>> No.27478731

I uses to own a whole bitcoin
Im 30
I not nuffin
Pray for me bros

>> No.27478865

>>27478178
I just didnt realize how much more time and effort is required to make money without waging. Even all the time invested in hunting for a job is no near the time required to build something profitable.

>> No.27478955

>>27478865
What's you venture?

>> No.27478964

i only started investing in anything last year at 30. Before that i used to just go out and CONSUMEEEEEEEE

>> No.27478988

>>27478178
Same bro, I bought my first stock at 23 but I had no idea what I was doing. At that point I had been keeping like 30k on my bank account with 0% interest for years. It wasn't until 25 I really started to study this shit. I partly blame my parents since they are more or less financially illiterate and never taught me anything about finances.

>> No.27479022

>>27478667
Pedophile larper

>> No.27479049

>>27478178
>up until 25 you were redpilled
>now you sucked into the Jew game

>> No.27479097

>>27479022
newfag

>> No.27479150

>>27478178
Its better at 25 than at 40. WAGMI.

>> No.27479177
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27479177

>>27479022
>mfw when being called a larper is a compliment

>> No.27479290

>>27478955
I'm in music tech

>> No.27479442

>>27479177
No linkers have to cope somehow

>> No.27479554

>>27478178

don't worry anon, that's still earlier than about 50% of normies.

Source: Britfag, 90% of friends know nothing about the economy or money.

>> No.27479824
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27479824

>>27478178
Hell nigga, I didn't start caring about life, let alone money until 30. Grind and make smart investments and you'll make it. Just man the fuck up and forget all time lost. Your new life starts today, right fucking now.

>> No.27479960

>>27478178
>started caring about money at 13
my life's breddy gud rn

>> No.27480051

>>27478667
You can easily live off dividends at 400k+

>> No.27480147

>>27479824
fuck YEAH

YOU PUMPED ME UP BRO LETS GOOOOO AAAAAAAAAAA

>> No.27480148

>>27478178

That's earlier than like 90% of people.

>> No.27480646
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27480646

>>27478178
>started investing in eth at 20
>turn 2k into 15k
>used gains to go to uni for accounting
>start investing for real at 23
>now 24 and feel like a veteran in the investing game

>> No.27480800

>>27478178
>28 and planning to emigrate when the pandemic ends
>my credit rating resets when I move
Fuck it. I'm going to make up for lost time and be a dirty hippie.

>> No.27480839

I still dont care I have had a few ETH in my account for ages, dont plan to do anything with it and never have

I just come here to laugh when something dumps red wojack make me lol

>> No.27481050

I literally spent 3 years traveling the world and paying for my shit by tutoring (chinese) kids online and bumming rooms off of people. And this was after I graduated college. Kek, wgmi

>> No.27481167
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27481167

>>27478293
>slow steady gains
>TSLA went from 15 to 900 dollars in less than 10 years

Slow steady gains usually means working a 9-5 job with a raise pegged to inflation coupled with promotions over 40 years of employment coupled with increasing your value by 10% a year by paying your mortgage and investing in the market in bluechips, eventually having several millions to retire on when you're closing in on 70. But this is for boomers as the economy is too volatile for millennials to win like that.

>> No.27481194

>27 now
>had barely any savings until a year ago despite working as a software engineer in the American Midwest with low cost of living
>Corona-chan hits
>stay indoors and invest everything I have in index funds as they crash
>discover /biz/ in May (I've been on 4chan a long time, just not on this board)
>now own two houses generating rental income and considering buying a third in the next few months
>still hold Ethereum, stinkies, and a couple of shitcoins

>> No.27481337

>>27479442
>>27479442
>I totally got into link right at the 20 cent sweet spot
>ignore that you'd need 4000 dollars at 20 cents, not 1000, to get the linkies needed to be rich

I can see a certain amount of luck, but the entire premise is off.

>> No.27481660

>>27478178
>>27478213
sad to say that hippie was me
I'd be so much richer if I took the ruthlesscapitalistpill earlier instead of the peacelovetolerancepill
glad to say I am reformed now
dudeweed makes ya dumb mmkay?

>> No.27481752

>earn good money in the military/restaurant bussiness my entire life
>never had many needs or desires to consume
>buy new car for no reason
>tell friends and former gf what do to with money
>"go traveling anon, it changes your heart!"
>travel to many places arround the world
>life is the same on every spot of the earth, only temperature changes
>nothing changed within me, i could have played visual novels at home and had the same enjoyment
>fell for the travelingmeme
I never made any large mistakes like debt but i really regrett my car purchase (new car broke down after only 9 years of use. never buy VW) and the travels. If i had saved all these, i probably would have more than 30k € for investing, which is a lot for me.
Now i have 2k € to my name at 29 years.

>> No.27481836
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27481836

>>27479824
Sounds about right

>> No.27481969

>>27479960
>t. jew
good bar mitzvah schlomo?

>> No.27482058

>>27481194
Honest question, where was your money going before? I managed to save $5k as a hippie working at target for a year living in the Midwest at 27

>> No.27482309

>>27482058
I'm honestly not 100% sure, fren. I didn't have a car payment, and I even lived with roommates for a year paying $450/month in rent. I ate out a lot, went on road trips a lot, and gave a bunch of money to my family, that's probably where most of my money went.

>> No.27482511

>>27478731
kys

>> No.27482619
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27482619

>>27478178
Literally me
>broke as fuck student who doesnt even have his driving license
At least I can find joy in everyday life to cope with my life situation lol

>> No.27482782

>>27482309
>The familial Jew
Ah, I see. One of my friends got an internship at age 22 making $30/hour at GMC then was a full-fledged employee the day he graduated making $80k/year at 23 in cheapsville, Michigan. A few years later he asked me to help him buy a car...Turns out he was giving 75% of his paycheck to his lazy as fuck Mexican sisters that refuse to even try to work for 2 years Fucking hell.

>> No.27482787

>>27481752
you traveled but had no genuine interest in why or where you were going, thats why it you felt
>life is the same on every spot of the earth, only temperature changes
I study history, architecture, and geography. Traveling is my favorite thing in the world. Its fine if it isn't for you, but there is nothing inherently wrong with it

>> No.27482941

I don't care about money
I just want to own my own place and be able to live alone with no money related fears.
I don't even wnt to be a neet. I actually enjoy being a code monkey. But the wage ain't as big as I'd need

>> No.27483575

>>27482787
i understand that now too. im not saying it was wasted time, i enjoyed some countries. but i definately could have invested my money and time better.
driving south the highway 1 in california with a rented chopper was probably my favourite travelrelated memory, i loved it.

>> No.27483937

>>27478178
>only started caring about money at 20
>unemployed Student
But I'm happy that I finally did
If I would've gotten a job instead of studying I probably would've wasted it all right away