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/biz/ - Business & Finance

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28181764 No.28181764 [Reply] [Original]

going to uni, and i don't want to lost my savings $20k value due to inflation
are mutual funds good thing
t. europoor

>> No.28182088

>>28181764
mutual funds normally match inflation so you would break even.

>> No.28182183

>>28181764
Yourself.

>> No.28182677
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28182677

>>28182088
what should I aim to than?
i can't afford reality, can't spend all my time checking market, and 1% interest in bank is joke

>> No.28182778

I'd throw it in LTO.

It'll have gone up in value 5 years from now, and you can also earn interest. (Currently 6-7% per year, but predicted to go up)

>> No.28182879

>>28181764
>tfw no qt nip gf

>> No.28182933

>>28182778
retarded question, but what LTO stand's for?

>> No.28182957
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28182957

>>28181764
Ocean Protocol - If you want to get a foothold into the emerging data economy marketplaces that are made possible with blockchain tech and AI - the future will run on this.

>> No.28183000

>>28182677
Buy PLTR and hold

>> No.28183024

>>28181764
>going to uni
I hope you mean Uniswap.

>> No.28183154

>>28181764
University is a scam, so are mutual funds.
Put all of your money in crypto, you get at least 10% even on stablecoins.

>> No.28183171

>>28181764
dump your money into btc/eth EVERYTHING and then you take a student loan to finance university and cost of living for a low interest rate. crypto gainz will overcompensate the credit and interests. as student you maybe have access to special low interest credits.

>> No.28183258
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28183258

>>28183024
>>28183154
>>28183171
uni free in my country
and with only Bc. I could get easily $2k month as engineer later on

>> No.28183364

>>28183258
in addition to moving into crypto you might want to learn about blockfi. its basically doing what banks do, they lend your crypto liquidity to other people for higher interests and give you some interests back (higher than the usual banks do).

>> No.28183381
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28183381

>>28182933
It's the name of a coin. If you search /biz/ for LTO you'll find a thread on it.

Pic related

>> No.28183720

Don't gamble on minor shitcoins if you still need the money.

I'd start to enter different areas of investment gradually, e.g. invest monthly:

700€ MSCI World + EM ETF
200€ Gold (Xetra, EUWAX2 - check what's available in ur country)
200€ Bitcoin, ETH

Like this you won't "buy the top" since you are investing every month - dollar cost avg - and you will have a very diverse portfolio that won't go to 0 that easily even if we have a financial crash.

>> No.28183827

>>28183171

> take a loan to invest in crypto

No.

>> No.28183905

nibba just put it all in btc and check back in two years
fools making this more complicated than it is

>> No.28183940

>>28183000
this

>> No.28184840

>>28182778
yep, all in LTO. wagmi

>> No.28185057

>>28183000
>>28183940

Is there a dip coming with PLTR