Millennials are pathetic

[Anonymous No.28796486]

"I can't afford a house because of these boomers!"
>Pays $150 a week on coffee
>Buys every new iPhone/laptops/tech
>Subscribes to every streaming service
>Eats out constantly and orders food for delivery
>Never cooks
>Never budgets
>Lives the life of upper class
>Orders anything/everything on Amazon whenever they feel like it
>Every day is Christmas
>Goes on several vacations a year
>Broadcasts their affluent consumerism all over social media for validation

"Why can't I afford to buy a house??!"

[Anonymous No.28796518]

Wrong pic

[Anonymous No.28796675]

Millennial here. Both pics work and you are 100% correct.

[Anonymous No.28796783]

bait

[Anonymous No.28796974]

>>28796486
ok lets do some quick maths boomer
>150$/week=7821$ annual
>a new phone every 2 years=900$ annual
>streaming service monthly avg 11$=132 annual
>take out food assuming 200 mo=2400$
>cooking? nigger if you're in first world it costs the same to buy garbage microwave food than to cook for yourself
>amazon?

Holy shit, what are you, 38?

You must be retarded, this all rounds out to an average of 11200$~ per year, you're telling people to stop living their fucking lives for 11200 a year THAT INFLATES YEARS?

piss off nigger, i'll keep living luxuriously while buying crypto and getting rich while being comfy

[Anonymous No.28797062]

>>28796486
Am Millennial, can confirm

[Anonymous No.28797120]

I don't think you quite understand how wages haven't risen and how despite the fact that millennials are over twice as productive as generations before them their wages are a fraction of what they used to be. my father was telling me that I'm doing much better than he was because at my age he was only earning $35,000 a year where I earn almost 60. what he fails to realize is that based on inflation his salary was equivalent to over $100,000 today.

[Anonymous No.28797151]

>>28796486
ok this is bait but w/e
>i dont drink coffee
>I have a 3 year old samsung phone and 7 year old laptop
>I never order food delivery and rarely eat out
>I cook pretty much every day
>I budget and save 30% of my income
>I have a modest apartment and car
>I barely order anything apart from essentials
>havent been on vacation since 2019
>dont use social media
and guess what Im still eternally priced out of real estate in my area

[Anonymous No.28797182]

>>28796486
>be millennial
>save money since turning 18
>budget, spend wisely
>dont over-consoom
>cook often, eat out sparingly
>pay off student debnt by age 27
>get job $10k above median salary after grinding 5 years for a STEM PhD
>get married, have a kid - no wedding or wedding expenses due to COVID
still nowhere near being able to afford a down payment on a house in my area without getting family to help us out a significant amount. Stop

[Anonymous No.28797230]

>tfw tried to cash out my btc to buy avocados and toast
>can't cash out

[Anonymous No.28797271]

>>28796486
Agreed millinial cry baby’s make me cringe want the world given to them without putting effort into anything in their life’s, hatred to those that outperform them/are more successful, these people make me cringe

[Anonymous No.28797467]

>>28797151
>in my area
>lives in a 99% white area
You know why prices are high? To keep disgusting swarthoids out, if they were cheap your area would be flooded in no time as there’s nothing a swarthoid wants more than to inhabit Aryan areas. Houses are supposed to be passed down generation after generation in the same family.

[Anonymous No.28797548]

>>28796675
Here too, it's too true. I have a coworker who earns much less than me. Smokes, starbucks, netflix and disney+ are her life. She is livid that the "repubs forced her into crippling college debt." She voted Obama. My JMB app notice went off and I bought a bunch of Gold and Silver in March 2020. I told her to do the same. She bought funko pop instead... I use her as an example of what not to do in life.

[Anonymous No.28797899]

>>28797230
It's mexican avocado season, they are dimes per a fruit in the southwest. Californian and Texan season is coming up and even better avocados are available for just a hair more. Of course, I am talking about farmers market and street vendor prices.

[Anonymous No.28797974]

Kek

[Anonymous No.28797980]

>>28796518
For you.

[Anonymous No.28798304]

>b-but I must CONSOOM!
>you only live once!
>eat pray love!

[Anonymous No.28798358]

>>28796486
And then I make a post about buying a house and raising a family and how that means you won’t be able to do all of the things you list anymore, and I get 30,000 replies about how I’m just bad at managing money.
The thing is, you’re absolutely right. You have to pick, you can’t have an upper class lifestyle and get a house unless you’re upper class. Picking the house is the better choice, unless you want to be alone to your grave.

[Anonymous No.28798864]

>>28796974
This is the example. Don’t be this guy. Don’t think saying the word “boomer” somehow invalidates prudent money management, as if your generation were exempt.
There are millions of people in the world trying to build a better tomorrow for themselves and their families for whom that $11k you throw away on coffee and restaurants would make a world of difference. You could use those $11k to build a platform for the future, it’s more than enough so don’t kid yourself.
> microwave dinners are expensive too
Yeah he said “cook”, not “heat”.

[Anonymous No.28798984]

i don't buy coffee, iphones, or go out to eat and still can't afford a house

[Anonymous No.28799074]

>>28796486
They're brainwashed. Pure and simple.

[Anonymous No.28799153]

>>28796486
>If I don't buy your overpriced house from you, will you die?

[Anonymous No.28799207]

>>28796486
>>28796518
>tfw you realise they are the ultimate LARPers with their nice clothes, watches and loaned cars but hold ZERO Crypto assets.

[Anonymous No.28799214]

>>28797120
> twice as productive
You think you work twice as hard as your parents? No? You think you’re twice as talanted? Then where does this increase in productivity come from?
It comes from capital. Investors have invested in infrastructure that makes their peon’s unchanged levels of toil result in double the output. They bought better machines, better factories, better trucks and better computers. The conclusion is that increased profits following these investments should fall to the capitalists making the investments. And guess what, they have, so all is fair and well in the land of the living.

[You spelled millennial wrong, (...) No.28799396]

As bad as millennials are, the boomers I know are far worse. They have the worst spending habits by far. Constant vacations, overpriced cars that depreciate in value, etc... You could be an irresponsible boomer and still survive because the $10,000 house you bought is now worth $100,000; but the millennial spending all his money on frivolous shit will likely never 'make it'

[Anonymous No.28799456]

>>28798864
11k doesnt even get you the down payment on a decent house now a days. Youre talking about living in abject poverty for years and years just to afford a down payment, nevermind affording monthly payments.

The numbers dont lie. Grandpa could work for two years at some wagie job and buy a house.

[Anonymous No.28799631]

>>28796486
All that shit you listed is what people are doing, because they are trying to cope with the fact that a 1,000 sf house from 1960 is worth $1,000,000.

[Anonymous No.28799656]

>has never saved a single dollar
>has never even attempted to build credit
>has never even attempted to get a good job
>has never even attempted to buy a house
>”boomers ruined the housing market”

[Anonymous No.28799730]

>>28799631
Only in overpriced "hip" cities where all the millennials want to live.

[Anonymous No.28799740]

Can’t wait til the boomers finally die off.

[Anonymous No.28799781]

>>28799631
In the trendy expensive city they want to live in because they are normie faggots

[Anonymous No.28799828]

I spend $1000 a month on Uber eats and $4000 on rent.

[Anonymous No.28799838]

>>28796486
Kill yourself

[Anonymous No.28799985]

>>28796518
I want to have sex with all the women in that pic

[Anonymous No.28799989]

>>28799828
Have you tried moving out of NYC?

[Anonymous No.28800004]

>>28796974
11k that could have been used investing in shitcoins. They deserve to stay poor

[Anonymous No.28800025]

>>28796486
The millenial you're describing here is very capable of affording a house anon

[Anonymous No.28800135]

>>28799989
>NYC
Poorfag central
https://www.levels.fyi/

[Anonymous No.28800139]

>>28799838
Productivity is caused by increased capital investment and technological progress you fucking retard

[Anonymous No.28800252]

>>28799631
>All that shit you listed is what people are doing, because they are trying to cope
>cope
this is why they are ngmi. if you want that house, you can work for it instead of trying to "cope"

[Anonymous No.28800255]

>>28796486
I don’t want a house I only want BTC it’s literally all that matters

[Anonymous No.28800477]

>>28797548

>human keenly aware of her finite and small existence seeks to enjoy it as best she can

vs

>racist 4chan shut-in

[Anonymous No.28800521]

>>28798864
Right on bra

>>28798864
FUCK OF BOOMER, YOU RUINED OUR FUTURE

[Anonymous No.28800665]

>>28796486
Imagine thinking Boomers are good with money.

[Anonymous No.28800692]

>>28796486
Fuck these boomer posts that say everything is fantastic it your spending habits that are the problem muh avocado toast. Pic related

[Anonymous No.28800794]

>>28797182
how much is a down payment for a house in your area?
I am 21 and am worth 6 digits, started out with $0 in my bank account at 18 with no help from my family whatsoever. Maybe you're just retarded?

[Anonymous No.28800878]

>>28796486

Nah you're just being purposely ignorant. The people who can afford all that shit can certainly find a place on their budget to afford a house. You're right about one thing, this kind of person certainly *could*, they just don't want it. Also saving 150$ a week wouldn't really earn anyone much of anything and it's funny to see this written in /biz/ of all places.

The real problem with the Millennials who complain about this is something they fail to identify themselves, which is the complete erosion of the concept of a middle class. More and more we are pushed into division among a small class to whom every day is quite literally Christmas, with a large underpinned class who can not only not afford a house, they also can't really afford any of the shit you described on the OP with any consistency at all, independently of how much they work (and again, asking them to save...150$ a week, when on their case it's not only the coffee but all the expenses for them and their kids, lol).

[Anonymous No.28800900]

I have a stupid thought. What if Millennials can afford houses, but they just refuse to live in neighborhoods that they could afford.

Go back 50 years to a neighborhood thats lower middle class, what does it look like? Sure its not wealthy or have the highest IQ people in it, but its safe, family centric, Christian and has some order. Now what does that neighborhood look like today?` its ghetto in mpst cases.

Why would a millennial choose to invest there?

[Anonymous No.28801234]

>>28797151
> eternally priced out
No you’re not, keep at it the way you are and you will buy a nice home in your late thirties, early forties, which is normal.
Two things, survivor bias and entitlement, skew the expectations of the current generations. 100 years ago every bum didn’t buy a house. Some people were able to do right, build a career and buy a house back then, those people were able to raise offspring. That offspring is you and the tales your parents and grandparents tell you from their times are not the stories of what generally happened to people back then, but the stories of what happened for the winners in that generation. Secondly, a high level leftist narrative in schools have given young people the idea that they are entitled to a house, they should be able to spend all their money and the house should just come, because it’s a “basic, human right”. Sure, insomuch as directly preventing you from spending your money on a house would be an infringement on your rights, but it is also a human right not to be forced into slave labor to pay for some entitled zoomies’ new house, so your free house will never materialize. Like every generation before you, you have to work hard for it, and if you get it that means you have accomplished something, something you’ll tell your grandkids about meaning it to be an inspirational story of strife and success but they will take it to mean you had it so easy.

[Anonymous No.28801246]

>>28799456
>Abject poverty
>Just pointless distractions
Neck yourself my dude. 11K can go a looong way if you put them into smart investments.

[Anonymous No.28801319]

>>28796486
there is a screencap floating around of a boomer explaining that he made 4.50 an hour when he was 14 working on his fathers construction site as a gopher. The conversion was done, and thats 20/hr for unskilled child labor in the 70s.

Inflation is the root of all of america's problems. Each year assets become more valuable, and labor becomes less valuable, meaning that children born in the future will be indistinguishable from serfs. Their labor will never allow them to purchase assets because their labor devalues relative to assets. Anyone who doesn't see this as self evident is either arguing in bad faith or too dumb to breathe.

[Anonymous No.28801384]

>>28797182
Similar situation here. Each STEM job with $50k+ salary has unironically over 500 applicants. Housing prices have increased faster than my rate of savings in grad school, even while doing side gigs tutoring and driving uber eats.

[Anonymous No.28801433]

>>28796486
Why are you mad? Why are you obsessed with this? How does this affect your life at all? You should be happy that there are so many rubes out there you can take advantage of. Are you too stupid to figure out how to profit off these people?

[Anonymous No.28801496]

Urban Millennials .... not Millennials

[Anonymous No.28801514]

>>28801234
its not normal to buy your first home in your 30s or 40s. Prior to the 70's a home cost on average 2x the median income. Then you needed a ten year mortgage, then a 30 year with a husband and wife both working, and now it just isn't going to happen because you're competing with foreign speculators for real estate.

[Anonymous No.28801520]

>>28800477
>Spending all available money on anything that gives her that slight dopamine rush for a few seconds, and spending the remainder of the day whining about how GOP, Trump, literal nazis, white people, men of all races oppress her and are the reason of her poverty and unsuccesful life and not being truly happy despite the fact she has an apartment full of things that are of no use but their colourful lights and wacky sounds mke the child inside gurgle with glee
Vs
>Someone who actually tries to better his life, learn financing and spending money on shit he actually needs, so he doesn't feel the need to complain anything other than uppity and violent cotton pickers someone let loose from the fields and blaming the kike for this joke of a world we live in that creates the kind of cunts we are making comparison against.
Yeah.
Wanna know which one I'd pick any day of the year, faggot?
YNWBAW

[Anonymous No.28801543]

What is the final solution to the zoomie question?

[Anonymous No.28801603]

>>28796486
Houses cost money to maintain plus taxes and all the interest you pay on the mortgage, it’s a complete money sink that’s been thrust upon us as a fake dream we should aspire towards. Rent somewhere modest put everything you earn literally everything into crypto’s and in ten years you can buy all the houses with no loans weighing you down

[Anonymous No.28801789]

>>28796974
$11k is a good amount for investing