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/biz/ - Business & Finance


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51071186 No.51071186 [Reply] [Original]

New scam going around, be careful out there bros

>> No.51071195

easy fix, just make sure you have a high and consistent enough income to get a loan yourself.

>> No.51071204

>>51071186
... yeah. i knew about this scam a long time ago

>> No.51071228

>>51071186
kek that's funny

>> No.51071236

whynot take a loan yourself then

>> No.51071243

clearly the solution is to kill all white people and take their property

>> No.51071277

>>51071186
Damn! Got caught in a scam, sharing so others are aware:

I've been earning some money letting out a flat for others to live in. Turns out the government takes 20% of the rental payments as income tax, which significantly reduces my margin where I'm also paying for the mortgage, letting agents fees, maintenance of the property, landlords insurance, safety and EPC inspections, and allowing for the standard 10% annual deduction to cover potential unpaid rent. After carrying out a time/value analysis to factor in the cost of my time spent dealing with all of this on top of my tenants bullshit, it turns out I would actually be better off leaving the property unoccupied.

Fuming.

>> No.51071317

>>51071277
Cringe

>> No.51071323

>>51071317
Kys faggot zoomer

>> No.51071338

>>51071277
landlords can't meme

>> No.51071343

>>51071186
Get a loan yourself and buy a flat.
>i don't earn enough
Too bad faggot.

>> No.51071344

>>51071186
So just buy the flat if it's so easy, retard.

>> No.51071352

>>51071277
Based.

>> No.51071361

>>51071338
Wagies can't afford houses

>> No.51071395

>>51071186
the boomer shuffle

>> No.51071408
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51071408

>>51071277

>> No.51071448
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51071448

>>51071361
that's it, I'm bringing Mao back

>> No.51071516

>>51071243
brown animals are useless without their white masters

>> No.51071530
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51071530

Why doesn't he do the same thing?

>> No.51071541
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51071541

>>51071186

>> No.51071542
File: 2.00 MB, 576x576, mexicans in america celebrate thanksgiving.webm [View same] [iqdb] [saucenao] [google]
51071542

>>51071243
When I see posts like this I wonder, at least for the non-bait ones, what's going through their head.

The real reason there has been no revolution in america, no great racial or civil war, is because 50% of Americans are fat. 60% of minorities, 40% of whites. Too fat as a nation to do literally anything. How the fuck are you going to secure the Mexican ethnostate or build the KANGdom when you need a fucking motor scooter to get around? You can't even do hard labor.

>> No.51071679

>>51071186
Why do rentoids have this misconception that landlords set the rent based on their personal cost structural and not what the market can bear? Rent is set by broader supply and demand forces. Landlords are essentially price takers.

I guess you can’t expect rentoids to have too much common sense, otherwise they likely wouldn’t be rentoids in the first place

>> No.51071759

>>51071542
The third mega fatty from right is hilarious. Also, fat people have fat people brains. Stupid and complacent

>> No.51071765

>>51071186
Haha wait a second

>> No.51071781

>>51071186
>spending most of my money on a flat to live in
do wagies unironically

>> No.51071786
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51071786

>>51071186

>> No.51071810

>>51071361
they could if landlords didn't exist
it's a problem that solves itself, really

>> No.51071814

>>51071186
Damn! Got caught in a scam, sharing so others are aware:

I've been earning money working my ass off. Turns out the government takes 40% of my pay as a "tax", which is supposed to support my live as a citizien. Turns out the goverment ive been paying taxes to uses it to pay niggers for doing nothing, import shitskins, pushes kike ideology AND tries to kill me!

Fuming.

>> No.51071823

>>51071679
Let's be real boomers raise that rent to the upper levels of literally anything possible they're not "following market forces" when they can charge more, the market being fucked just means it'll take a year of falling home prices before boomers might be forced to lower rents.

>> No.51071851

>something breaks, small or large
>they're financially responsible for it

seems like being a landlord would be a pain in the ass

>> No.51071911

>>51071186
How is this a scam...?

>> No.51071951

>>51071911
None, they think its riskless but wont do it themselves because... of the risk?

>> No.51072049

>>51071951
It's quite literally riskless for the renter. They get to live in the building for absolutely no risk.
Extreme lefties are so weird.

>> No.51072077

>>51071277
winner winner chicken dinner. high iq wrote this. imagine other responders unironically taking OPs marxist side.

>> No.51072152

>>51072049
Meant they think its riskless for the landlord

>> No.51072173

>>51071277
>even landlording is cucked
What now?

>> No.51072225

>>51071186
Isn't that called "rent?"

>> No.51072246

>>51071277
Lol based response

Poor cucks SEETHING

>> No.51072290

>>51071338
Neither can faggot cocksucking Marxists like you and the whore of a mother that gave birth to your dumb ass

>> No.51072353

>>51071186
as usual all the focus on the landlord who took the loan, and not the bank who loaned (created from nothing) him the money with 0 risk and all profit

>> No.51072559

>>51071186
>guy
Except it was a kike

>> No.51072780
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51072780

>>51071277

>> No.51072813
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51072813

>>51071186
what's your credit score?

>> No.51072914

>>51071186
So why would the person owning the flat rent it if they can’t profit from it? Where man I going to live if renting is not allowed anymore? I can’t afford to own property, and a potential landlord has some vacant property. So they get to make some money with their vacant property and I get to have a place to live in. It’s a win win situation.

>> No.51073023
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51073023

>>51071814
The worst kind of scams.

>> No.51073189

>>51071317
He is right tough 60% of construction costs are bureaucracy

>> No.51073237

>>51072914
Because you're essentially paying 10k+ per year so someone else can own something that you need to live. It's essentially a scam that works because you don't have access to the capital in order to buy a house.
>>51073189
>Implying the average landlord paid to build their house

>> No.51073281

>>51071277
>muh twendy bercent tax is crippling me

stfu burger

>> No.51073304
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51073304

>>51071338
>landlords can't meme

>> No.51073351

Only on 4chan could you have people who simultaneously hate big business, but simp for landlords

>> No.51073428

>>51071186
a real bristol anarchist would call their mum and she would pay the for them

>> No.51073447

>>51071530
poor social credit score

>> No.51073576

>>51073237
I’ll never have access to the capital needed to own property. I have a low skilled low income job. At least this way I can still have a place to live. And in any case it’s not the fault of the landlord so it’s not fair to call it a scam.

>> No.51073631

>>51073576
You do realise if someone gave you a house right now you would eventually own the capital to own a house. That's why it's a scam, because your poverty is giving someone excess wealth.

>> No.51073657

>>51071810
> inb4 gets shot

>> No.51073669

>>51073351
it's not like i can afford a house. at least my landlord is just some dude and not a property management company. are we all supposed to own our own houses how does that work? with free money falling from the sky?

>> No.51073678

>>51073631
Yeah if I had a house I would have a house. What a pointless tautology.
Landlord makes profit, I get a place to stay. I don’t lose anything and neither does the landlord.

>> No.51073775

>>51073678
If you have a house you have the potential to own multiple houses, just because you can store your wealth. But stay stupid, it makes me richer at the end of the day.

>> No.51073802

>>51073775
Yeah if you have capital you have collateral for loans, and?

>> No.51073945

>>51073775
Bro, if you had money, you could indeed own a lot of things, but the thing is you don't have money, and even bigger thing is nobody owes you anything.

>> No.51074037

>>51071542
>>51071759
look at them already aligned for the death squad to take them off

>> No.51074295

>>51073237
Having access to capital is not a human right. Yes this can be abused, but the idea that it’s fundamentally wrong for people to profit from having property is retarded

>> No.51074364

>>51071516
White people are a Ponzi scheme, white civilization collapses the moment it doesn't have easy access to outside resources to exploit.

>> No.51074368

>>51072914
>I can’t afford to own property,

The landlord couldn’t afford the property either, hence why he got a loan.

>> No.51074486
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51074486

>>51073669
>are we all supposed to own our own houses how does that work? with free money falling from the sky?
lmfao holy fuck my sides so much for the american dream kek

>> No.51074499

>>51074368
Which was granted to him by a bank. Not my money. The bank gets something from it too so it’s an exchange of services/goods. No banks would ever grant me a loan and that’s fine because I ‘chose’ (as much as you can chose something in this life considering genetics and such) to have a low income job that’s produced nothing of value.

>> No.51074556

>>51074499
What is the service that is being exchanged for a good, especially if the house doesn't exist yet? Looks like it's a commodity for asset exchange if you ask me.

>No banks would ever grant me a loan
They will if they think they can syphon money out of you long term. That's literally what the subprime mortgage crisis was all about. They were giving loans to EVERYONE with a pulse (regardless of income) and you're saying they would never grant you a loan? c'mon fren there is always a way, believe in yourself a bit more

>> No.51074637

>>51071542
imagine sharing a country with the likes of them

thank fuck I'm not a burger

>> No.51074713

>>51071186
You know what, let's do it, OP. Let's make this thread and have it hit the bump limit, full to the brim with people who own houses and people who work part time at starbucks throw shit at each other over this non-issue. Let's watch as the thread fills up with angry replies, basedjaks, the "wannabe dudebro financier parasite" poster joins in, people larp as commies, people larp as slumlords, let's watch it fill up this thread because we have nothing better to discuss on a Wednesday. Let's fucking make some popcorn and watch this discussion unfold again like it does every single time and listen to the same talking points all day.

>> No.51074747

>>51071277
You rent because you want easy money, faggot. Quit crying. I don’t rent because I don’t want to deal with it

>> No.51074755

>>51073281
Nigger

>> No.51074765

>>51073351
>landlords
>big business
Most are small-middle size businesses

>> No.51074768

You can tell how brainwashed someone is how they always complain about small landlords and then proceed to suck the cock of megacorps like Welive.

>noooo i love welive the boomers that resembes my dad is the evil one

>> No.51074986

>>51071243
This but unironically

>> No.51075025

>>51071277
Nice try Rabbi

>> No.51075082
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51075082

>>51074747
>I don't rent because I don't want to deal with it

>> No.51075130

Why is he renting?
Why not buy a house?

>> No.51075167

>>51071277
not my problem

>> No.51075194

Damn! Got caught in a scam, sharing so others are aware:

I’ve been obsessively moderating a Chinese anime messaging board without any compensation. The site literally runs ads, has premium users, and doesn’t even keep threads up to avoid costs on drive space.

Fuming.

>> No.51075608
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51075608

>>51071186

>> No.51077249

>>51071277
poorfags seething at this

>> No.51077467

>>51071277
>Fuming
Yep.

>> No.51077480

>>51071277
kek
>>51071317
seething rentoid :)

>> No.51077536

>>51071186
Oh shit what a scam, hes paying to live in someones house.

>> No.51077570

>>51071243
https://m.youtube.com/watch?v=yeH3ue5djYs

They abandoned us dawg, they shoulda put more money into this place *smokes weed* this place used to be nice *adjusts ankle monitor*