>only netting $4,000 a month after expenses

[Anonymous No.53766285]

[Anonymous No.53766296]

$2300 here.
You're doing fine.
Most people barely scrape $200.

[Anonymous No.53766352]

wife and I net a combined 10k+ per month after taxes and mortgage payment

[Anonymous No.53766363]

>>53766285
I'll break mines down
>160k salary
>Take home 5k a month
Where does the rest go? 401k, health plans, company stock purchase (10% discount so easy to profit), and ofc tax rape. Life is hard. Salary doesn't scale well (but promotions/job change scale very well)

[Anonymous No.53768383]

>>53766352
Getting married seems like such a good financial decision

[Anonymous No.53768392]

>>53766285
You need to ape into a micro cap like Janny Bonk

[Anonymous No.53768458]

>>53766285
That's like 2000 dollars in 2015 money. We are not making it.

[Anonymous No.53768504]

>>53766363
exact same scenario here. 5k/mo has been really been stretched recently. Eating out less, smarter with purchases... still tight. Not sure where I'm going wrong.

[Anonymous No.53768506]

>>53766285
netting $200 ppst expenses per yeR and im a doc

[Anonymous No.53768548]

>netting -$1000 a month as a crypto retired NEET
>mid 6 fig hell
>literally don't have to worry about waging for years
Don't worry OP, it sucks now but you'll pass the tipping point before you know it and you'll be FIRE with very low expenses. Plus with crypto you know there's an insanely good bull market every few years so as long as you're frugal, your stack will grow faster than you spend it down.

[Anonymous No.53769307]

>>53768392
is this a real coin?

[Anonymous No.53769363]

>2000ish a month after everything
>all in link
i hope you autists are right i want out of the rat race

[Anonymous No.53769378]

>>53768548
Not everyone lives with mommy

[Anonymous No.53769433]

>>53768548
>run out of money
>job interview
>>um anon, what's this 10 year resume gap? what were you doing?

[Anonymous No.53769484]

>>53769433
>um anon, what's this 10 year resume gap? what were you doing?
investing in highly volatile cryptocurrencies see there is this bull his name is mumu and he is fighting a bear named bobo and the bobo bear wants to sell and mumu wants to buy....
but there is also this crab guy you see and he stops out both of them and there is also this this black swan and he destroys all of them. I was like the whale guy but then I got stopped out by these damn bobos and crabs what do you mean the interview is over?

[Anonymous No.53769500]

>>53769484
Hired. Welcome to GoyMart anon!

[Anonymous No.53769511]

>netting $48k a year
>more than the gross income of your average guy in here
>complaining

Are you kidding

[Anonymous No.53769540]

>>53766285
>2600
>in Vietnam

[Anonymous No.53769586]

>>53769511
they're probably like californiafags or something

[Anonymous No.53770550]

>>53769433
It's mathematically impossible for me to run out of money at this point. Crypto will continue to appreciate and grow even as I continue to spend $1k/mo.

And if I do run out of money? I'll just get a job. Nobody really gives a shit about resume gaps, especially when you have hiring preference for the federal government. But I don't think it'll come to that.

[Anonymous No.53772542]

>>53769484
I hope you weren't expecting a reference letter from someone who would actually write one. It'd only end up giving them a heads up on how much of a dipshit you are.

[Anonymous No.53772942]

>>53770550
>ll just get a job. Nobody really gives a shit about resume gaps, especially when you have hiring preference for the federal government.
What do you mean? Why would the govt prefer you

[Anonymous No.53773043]

>>53769484
actually based

[Anonymous No.53773313]

be me europoor
get 1289€ per month until january
now 1430€ per month net
no disposable income.
fuck you with your 4K

[Anonymous No.53773339]

>>53773313
You’re literally me. Are you Baltic? Could always be worse, could be a Bulgarian wagie.

[Anonymous No.53773546]

>>53773339
Estonian reporting in ya

[Anonymous No.53773587]

>>53766285
$4000 in monthly savings is plenty of money. You are in top 0.5% and you don't even realize that I guess.

[Anonymous No.53773588]

>make $9400 per month
>wife spends $10000 per month
im losing

[Anonymous No.53773589]

>>53766285
i put about $50k a year into personal savings/investments and post-tax 401k equivalents. it sounds like a lot to the average normalfaggot poornigger but i still need to wageslave for multiple decades to ever dream of retirement.

[Anonymous No.53774989]

>>53769433
just larp:
worked at a startup that failed
ran your own business that went under
fake work history (friends as ref)

[Anonymous No.53775091]

>>53773589
if you can't live on a million that's your own stupid-ass fault

[Anonymous No.53775244]

>>53766285
Mine is $350 after expenses, boy these inflation and economic recession be taking a toll on me, last month I invested into growth and oil stocks, definitely this month, a boy gotta do what a boy gotta do and that's saving up for Lens profile, buying some IBC tokens and hell to the fucking yeah restocking RIDE and GNS as more passive income earning ways are out.

[Anonymous No.53776473]

>>53773313
>1400 for rent
don't euros only make on average 30k a year? How do you afford 1400 rent

[Anonymous No.53776509]

>>53775091
>a million dollars
okay let me just wageslave for 15 years to accumulate that

[Anonymous No.53776550]

>>53766285
Well OP, you have two choices. Increase income, or lower expenses. Most "financial advice" is to lower expenses. I just find it a hell of a lot easier to increase income. So I recommend you do that.

[Anonymous No.53776566]

>>628287357
nice try, shlomo

[Anonymous No.53776700]

>>53766285
I had enough bros, I think im starting my own online biz with everything I know i am ready. Tired of wage cucking its finally getting to me and my health. I feel super fucking stressed working for my current company. Honestly its up to us to rise up, maybe you get lucky with crypto but if your a degen and retarded you lose it all and go back in to wage mode.

[Anonymous No.53776797]

>>53769484
This gave me a good chuckle. Fucking Anons lol WGMI if you just keep going.

[Anonymous No.53776851]

>>53776797
WGMI*

[Anonymous No.53776891]

>>53768383
So does getting divorced

[Anonymous No.53776969]

>>53768383
if you get a girl who's industrious.

[Anonymous No.53777072]

>>53773313
I'm in Krautland. Those amounts are my savings after tax, rent when unemployed
I work at the moment and get 3400 after tax and I complain endlessly annoying everyone. I asked for a 20% raise, after a year of work, and boss said no so now I'm pissed off

[Anonymous No.53777098]

>>53777072
So I'm saving 2200 to 2500 after tax and rent and food and gym

[Anonymous No.53777119]

>>53768548
How are you living on $1k/month? Roommates/parents?
I pay $3300 month right now but I could cut it down to $900/month if I had no rent or food costs.

Seems pretty scary to not work while drawing down mid 6 figures, I'm at 330k networth, no debts, paid off car. and while I could live off of it for 8-10 years before hitting $0 savings, if that happened it would mean starting at ground zero again. Seems easier/safer to make money when you're not drawing down your investments.
I have been tempted to quit my job and just retire to thailand or some cheap country though. I could live off $1k/month there and still live a decent lifestyle, but I'd be cutting it close between inflation and market instability.
Who am I kidding though, I'll probably just keep buying and holding crypto for another few years until my networth hits 1.5mil and retire here.

[Anonymous No.53777600]

>>53769484
somebody should make a resume like that, go to interview and say exactly this and recording the whole thing, for shit and giggles, Im sure anons would chip in some sats for the entertainment

[Anonymous No.53777667]

>>53776509
ah yeah I was going to say "it's only 15, not 45" but I'm on year 8 and I literally cannot stand one more day
yeah it's a tough run idk

[Anonymous No.53777945]

>>53769484
Fucking based, zug zug
Fuck jannies

[Anonymous No.53777959]

>>53769433
I signed an NDA and unfortunately cannot discuss my time during those years

[Anonymous No.53777968]

>>53773313
essentially same but i live with my parents and have no expenses thankfully.
its still not much but at least i'm not a literal slave who works only to survive
t. southern euro

[Anonymous No.53777974]

>>53766285
that's really really good. What the fuck is wrong with you?

[Anonymous No.53778028]

>>53777974
I put away about 3k per month and I'm feeling desperate and unsettled by it too. It feels like nothing. Lucky for me the only expense I have is gas (almost 40 m/gal) and rent. Saving 3k per month feels the way OP conveys in his image, it's nothing.