Bogleheads Index investing?

[Anonymous No.55121642]

>Finance blogs and videos shill index/ETF investing and praise John C. Bogles as a saint
>Claim single stock, options, futures, crypto, etc. are not gonna give high returns compared to just various index funds
>Encourage 401k contribution despite not being in control of the assets
>Fund providers like Vanguard and BlackRock grow bigger every year
Bizbro, what do think of bogleheads investing? Is it actually worth doing?

I feel it's just a ponzi scheme or something. Especially with Vanguard and BlackRock controlling the voting shares. Plus, my swing trading seems to make more gains than VTI in a month.

[Anonymous No.55121672]

It's the safe option if you don't mind paying Vangoy/KikeRock/etc. ~0.1% of your holdings even when the market goes down and letting them vote your shares. I just buy BRK.B and a basket of semiconductor companies (I work in the industry). BRK outperforms the SP500 most of the time and I don't have to pay Buffett anything, in fact he'll pay me most years.

[Anonymous No.55121729]

>>55121642
Daily reminder that finance is pseudoscientific make believe garbage and capitalism is inherently unstable, exploitative and unsustainable with a built in expiration date. Ever escalating recessions, poverty, debt, wealth inequality, monopolies, worsening labor conditions, disease, pollution, exploitation, slavery, conflict and wars are fundamental, necessary and intended principles of it, NOT glitches. Greed, selfishness, lying, cheating, stealing, competition, conflict, slavery and war and overall evilmaxxing are behaviors highly encouraged and incentivized under capitalism. It is LITERALLY cancer and i dont mean it metaphorically, i mean it literally, it shares the exact same functions and principles as a cancer cell.

Unless every single financier parasite, banker and trader is euthanized and every stock market and bank is burned to the ground, the biosphere and all life will extinguished

This includes traditional financiers like the one you mentioned but also penny stock financiers like the ones 4chan mainly houses

[Anonymous No.55121863]

>>55121729

>finance is pseudoscientific make believe garbage and capitalism is inherently unstable,

That is the founding principle of bogleheads/vanguard, you moron.

They believe that stocks are impossible to predict in the long term and that a buy-and-hold strategy across the entire market of possible investments reduces risk exposure while reaping consistent dividends and gradual appreciation. They see it as the only reasonable thing to do with savings because hoarding cash gets errodes by inflation.

Index investing is essentially a bet that modern society will continue to function. If you don't believe that, invest in guns and canned food instead.

[Anonymous No.55121908]

>>55121863
Keep investing in "index funds" until all is consumed. I dont care either way, your cancerous status quo will expire and parasites like you will be euthanized that is all that matters

[Anonymous No.55121943]

>>55121672
I don't know bro. I wouldn't call safe nowadays when it's obvious the market is propped up. Plus, letting them vote on my shares is ruing America.

[Anonymous No.55122354]

>>55121642
The longer I have done it the more the gaps start to become apparent.

> Bogle heads have reinterpreted S&P from a "good and easy choice" to God's only way to make money. People post examples of alternative investments and they come up with crazy conspiracy's to explain why it's actually worse.

> In cap weighted fund you end up buying expensive and selling cheap. For example we are all buying expensive Nvidia shares. Last 2 years it was Tesla.

> You can't capitalize on market swings. You had Nvidia? Oh great can you sell and rebalance? No you can't.

> Total market doesn't mean every stock in the market. It's just a bag some Jews pick based on market cap and esg.

> Over diversification. You need to buy stocks in 3rd world countries like India because otherwise not diversified!


Here is what I recommend. Look at the index. Pick 10 of those you like. Buy individually and rebalance on your own.

[Anonymous No.55122436]

posting BH threads on /biz/ is a bad idea

>>55121863
nah that schizo means to say that modern society is increasingly incapable of functioning, because he thinks he knows better than everyone else
just like 99.9% of people on this wretched board

>>55122354
>5000 stocks isn't the entire market, in fact, it's a jewish trick
>instead I recommend taking the Nifty Fifty, gutting it down to ten companies, and expecting to outperform

[Anonymous No.55122466]

>>55121642

[Anonymous No.55122471]

So do I S&P500 or not?

[Anonymous No.55122493]

>>55122466
I invest most of my money in VTI and VXUS, I have an allotment set aside for gambling day trades and invest those profits into my ETFs.

[Anonymous No.55122555]

I mean, the math is there. If you plan to have a normal working career over 20+ years, it's the most reliable way to reach a solid amount of wealth and be able to retire. It's not the path to generational wealth (which is to say, $10m+) but it was never trying to be that.

[Anonymous No.55122621]

>>55121642
because it is absolutely blind investing it has to create huge asset mispricing but I have no idea how to take advantage of it

[Anonymous No.55122647]

I create my own "index fund" using M1 finance and select only high quality dividend growth companies that will continue to pay me dividends even in the event of market downturns but still grow during times of economic expansion

You can just copy from my portfolio https://m1.finance/7UwKvtI1Fpm0

[Anonymous No.55122660]

>>55122354
>Look at the index. Pick 10 of those you like. Buy individually and rebalance on your own.
This isn't far from decent advice but you need more than ten (20-25 is better) and to do some research, not just pick based on your gut feelsy weelsies. Also instead of rebalancing, replace the N worst performers each year (maybe bottom 50%, maybe all that don't make a profit - up to you). Unless your picks have a negative correlation (protip: they don't) all you're doing by rebalancing is selling winners and buying losers. The average correlation between any randomly selected pair of stocks is 85% IIRC.

If you don't want to research just buy BRK.B and maybe an ex-US ETF (since Buffett probably won't buy non-US).

[Anonymous No.55122803]

>>55122436
You're the retard. My point was people think "total market" literally means the whole market. Ask them. It's just a brand name.

Important sectors like coal are not included.

>>55122660
I think this is mostly good advice.

Both of you Look at the graph. Diversification completely falls off after about 10 uncorrelated assets. This is another reason why "total market" is just a buzzword. You are much better off having having control than having another 1000 correlated stocks.

[Anonymous No.55122830]

>>55122660
>all you're doing by rebalancing is selling winners and buying losers.

You mean buying low and selling high and taking profits.

I know part of this decision is whether you think the US market will keep up aggressive growth.

[Anonymous No.55122860]

>>55122803
>Important sectors like coal are not included.

Fact checked myself and this is not true. However it's such a small percentage it might as well. Your "total market" is dominated by faang stocks.

[Anonymous No.55122937]

>>55122830
>You mean buying low and selling high and taking profits.
Only if you think your underperformers will go on to become outperformers and vice versa. But why would that be? Say you held AAPL and INTC over the past year. By rebalancing your profits from AAPL to into INTC you're saying you think that despite plummeting for a year while AAPL rocketed, you think INTC is the better place to put your money. That's not buying low and selling high, that's selling a winner for a loser.

[Anonymous No.55123612]

>>55121642
Everything is a ponzi on biz my dude, if it makes you profit and it makes you happy then go ahead. I retired thanks to PAPA and it's the meme'ist coin of the bunch

[Anonymous No.55124086]

>>55122354
YEAH that's my suspicion. This bogleheads shit sounds like a cult at best to propaganda ponzi "bonds" at worse. While most people should probably stick to indexes due to people not caring enough to learn about the markets, the fact that they say only their way is the best is laughably the worst claim I've ever heard. Made more swing trading stocks and index futures over the last months.

>>55123612
Kek true.

[Anonymous No.55124339]

Its worth doing if you just want to set it and forget it, and put no effort into investing. If you're willing to put in the effort, study companies, read balance sheets, follow earnings etc, you can try picking individual stocks.

[Anonymous No.55124395]

>>55122937

No for apple.
Yes if it's out of Nvidia into intel. Similarly, would have loved to capitalize on Tesla at highs into ibm or whatever.

[Anonymous No.55124428]

>>55121642
ITS SIMPLE

ETFS ARE THE NEW CDOS

[Anonymous No.55125674]

Boomer shit

[Anonymous No.55126111]

>>55122803
>Important sectors like coal are not included.
oooh I see
da j00s are coming after things like coal and unpasteurized milk, and that's why they'll hit it big and I'm missing out by having only an approximation of the total US economy instead of everything under the sun

there are lots of reasons to hold no more than a few ultra low cost and tax-efficient etfs and their mutual fund equivalents and it doesn't end at risk mitigation