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/biz/ - Business & Finance

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55635029 No.55635029 [Reply] [Original]

>need a $130k salary to comfortably afford a $400k starter home with 20% down, healthy 12% 401k contributions, student loan repayments, the operating costs of a paid off economy car, and a fair amount of personal savings/investments ($2k/mo)

one more job hop and i can pull this off but it seems like a massively overpriced scam. strongly considering fucking off back to my flyover hometown and buying a $150k crap shack instead.

>> No.55635055

>>55635029
orr you could not be an incel loser, find a fiancee, and then you have double the income to work with like a normal person??

>> No.55635066

>>55635055
my gf makes $40k a year. you're an idiot to ever consider relying on a woman's income as part of your budget. of course this is all hypothetical, i'm likely talking to a low IQ troll who has never known a woman in any meaningful capacity (see also: have sex, incel.)

>> No.55635073

>>55635066
i hope your misogynistic attitude continues to holds you back in life :)

>> No.55635111

>>55635029
I would kill for such an opportunity. In Germany you can triple the price and divide the space you get by 3

>> No.55635249
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55635249

>>55635073
>>55635055

>> No.55637282
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55637282

>>55635055
This. You probably could have done it on your own had you bought in the 2010s, but now the only way to do it is to buy with a partner.

>> No.55637284

>>55635073
>>55635055
Ok skank, no thanks

>> No.55637443

>>55635073
Shut up, hole

>> No.55637574

>>55637282
>single women buying the absolute top
lmao

>> No.55639000

>>55635073
Nice counter argument faggot, you know he's right. Women always rely on men to provide and they are usually on maternity leave for a big part of their 20's receiving pennies. I'm not saying it's wrong but stop acting like being in a relationship improves the financial situation of any above average man. Most women my age make a third of my salary even if childless

>> No.55640499

>>55635029
I make $135k, 29, have 80k saved up for a down payment, cars paid off, student loans. Basically where you say you want to be.

The feeling of it being a pointless scam doesn't go away. I refuse to even buy anything with these stupid as fuck rates, rent is significantly cheaper. I'll just keep stacking cash.

>>55635066
My girlfriend makes more than me and blows all her money on vacations. $40k you might as well convince her to quit and absorb the tax benefit through marriage while she tends to the home. Then you have full control of the finances at least.

>> No.55640593

>>55635029
it seems like a massively overpriced scam because it is. these houses used to go for like 50k in the 90s when wages were pretty much the same as they are now

>> No.55641315

>>55640499
>tends to the home
i don't have kids and i'm not sure if i ever want them. doing laundry twice a week and cleaning once a week isn't a full time job.
>cooking
all women suck at cooking, my bitch is no exception.

>> No.55641331
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55641331

>>55635029
>401k contributions

>> No.55641564

>>55641315
Wait, so let me get this straight, you're dating a woman who is poor and can't even cook? What the hell are you doing?