/biz/ - Business & Finance

[Anonymous No.56626537]

Why are normies able to have a family, kids, wife/husband etc on normie incomes, and millions of people do this, but there are incels on here with software engineer jobs earning like 4X the normies couple combined income and claiming they dont feel like they will ever make it and refer to their income/investments not being high enough.


Example

>average normie household income like 80k (50k man, 30k woman)
>has house, has kids, goes out
>average incel biz poster (320k)
>cries about not having enough money

[Anonymous No.56626555]

Because it's not about money, you retard.
Someone is heavily invested in demoralizing the visitors of this board. It's in their own best interest that we always feel desperate and helpless.

[Anonymous No.56626589]

>>56626537
They are shit with money. It is way easier than you would think to blow through that high salary by being a complete and utter moron. I do it and so does almost everyone that I work with.

[Anonymous No.56626606]

>>56626537
the SWEs live in hcol living areas where 300k is just okay.

[Anonymous No.56626626]

>>56626606
Ya a better way to look at is in the hcol areas. You're probably sitting around lower middle class to middle class. Whereas the upper middle class to lower upper class brings in about 1.5 million in income.

[Anonymous No.56626630]

>>56626537
personally, i have autistic high standards in terms of wealth, whereas normies can have $100 in the bank and pump out kids because they just take life as it comes without giving a shit
in other cases, people here just lie

[Anonymous No.56626661]

Because most people live paycheck to paycheck, are in huge debt and wagecuck till death.

Meanwhile autists save money like paranoid doomer preppers, reject debt any way they can and desperately try to find ways to not have to wagecuck till death, or at all. So we hoard money and gamble on shitcoins for the chance to get to enough money to "make it", which literally just means having enough money to never have to work again. This is also why "six figure hell" is often repeated on this board, yes it's a considerable amount of money, but not really enough to stop working.

[Anonymous No.56626698]

>>56626661
This, I make a tech salary, but live in a dank basement and only spend money on investments. People assume I'm a poor (wrong), weird (true), incel (wrong, I got laid once 3 years ago).

[Anonymous No.56626708]

>>56626661
Very well put.

[Anonymous No.56626718]

>>56626661
Great analysis. If I were an English teacher I'd give you my penis.

[Anonymous No.56626721]

>>56626537
/biz/ is retarded but higher IQ than normgroids who are content to live in poverty.

[Anonymous No.56626722]

>>56626698
But if you live every aspect of your life as if you were poor.... doesn't that make you poor?
Isn't the point of not being poor to live a better life? I'm not saying new cars and boats and mansions and shit, but at least a bare minimum.
Does seeing number go up while you eat insant noodles from the dollar store make you rich?

[Anonymous No.56626732]

>>56626537
Normies go into massive debt and their relationships falter due to the inevitable money problems that arise from doing so. They're literally stressed and mad 24/7 while the "incels" with money are mostly loners/introverts who can't be bothered to do all that just for regular access to vagina.

[Anonymous No.56626759]

>>56626722
No. There's no particular to point to being rich, it's whatever you make of it.

[Anonymous No.56626768]

>>56626537
It’s because unlike normies we don’t have social skills. To make up for our severe autism we need to looks max and we need to wealth max in order to even have a chance to attract a woman

[Anonymous No.56626771]

>>56626661
Never working again is a noble goal but when six figures isn't enough it isn't because you don't have enough money, it's because it will never be enough money, and you will probably never stop chasing the ellusive goal of "making it".
In the end, it ends up being a version of horseshoe theory, where the autists that hoard every penny and the normalfags that live paycheque to paycheque end up spending their entire lives in much the same way - ever chasing a carrot on a stick.

>b-but so and so e-celeb made it by saving up every penny so that means I will also make it j-just need a few more bullruns!

[Anonymous No.56626792]

>>56626661

So much this. I'm in six figures, been living costless like a hermit in parent's guest room for 5 years while walking to work each day, spending nothing, living a dead life while I accumulate. Buying 2nd real estate in a few months, praying the extra income will finally be enough to set me free.

[Anonymous No.56626836]

>>56626537

The normies live paycheck to paycheck and max out credit cards.

Also people don't realize how many normies get financial help from their parents. I know a guy who is nearly 40 and has 2 kids. His parents still give him like $2k every month to get by.

I was on my own at 18. I make about 120k a year and if I had a kid and wife I could make it work, but only just barely

[Anonymous No.56626858]

>>56626537
>Why are normies able to have a family, kids, wife/husband etc on normie incomes
because they aren't, these people are going into debt figuring that the government will just bail them out since so many people are doing it, we are headed into a modern dark age anon

[Anonymous No.56626859]

>>56626771
I was guilty of being the autist who never spends a penny of his six figure hell but I learnt to spend more on enjoying life with people but retained my cheap mindset.

I don't have a high income skill like many in late twenties, but I have the skillset and stoic mindset for years and years required to build a huge portfolio.

[Anonymous No.56626873]

>>56626859
>I learnt to spend more on enjoying life with people but retained my cheap mindset.
Based and balanced mindset.

[Anonymous No.56626875]

>>56626859
when shit hits the fan you will regret losing the "autist mindset," things are not sustainable in this global economy and the more reserve you have the better off you'll be

[Anonymous No.56626891]

>>56626875
It's all going to wild places regardless and the illusion of being in control is just that - an illusion. It won't matter none once the happening happens.

[Anonymous No.56626907]

>>56626537
because normies are normal, well-adjusted members of society so leading the regular life is just natural to them
it doesnt come that way to 4channers

[Anonymous No.56626949]

>>56626907
lmao if you think whatever this modern society is, is "natural," its about as much of a fantasy bubble as it could get and when that bubble truly pops it's going to be a shock to you

[Anonymous No.56626958]

>>56626537
Easy sex makes you not care about how shitty your job is. Since autistic males don't have access to easy sex, they end up focusing on their life more, trying to eliminate their need for employment since they don't have sex to distract themselves from it.

[Anonymous No.56627048]

>>56626949
70 IQ reading comprehension

[Anonymous No.56627086]

>>56627048
read it just fine thanks, you think modern society is normal which is delusional and contrary to reality

[Anonymous No.56627087]

>>56626792
I will sell my soul to you to help me survive the shithole am in anon

[Anonymous No.56627100]

>>56627086
notice how you changed your tune, and yet you still display 70 IQ reading comprehension
I bet you're a jew

[Anonymous No.56627196]

>>56626537
Normies are low consciousness, susceptible to cluster B personalities, and have small horizons. They can live paycheck to paycheck and pump kids out. Their ultimate goals in life are to keep up with the Jones' and the males are all simps and are programmed to be actively hostile to non-simps. They don't need to think ahead and existential questions are completely foreign to their mindspace.
Most anons here are intp/j, above average IQ, and susceptible to cluster A. Many are acutely aware of their fate as slaves of global financial capital and corrupt politicians. If you're even moderately intelligent you most likely seriously overestimate how common higher-order reasoning is.

[Anonymous No.56627208]

>>56626732
>can't be bothered
They couldn't even if they bothered lol

[Anonymous No.56627351]

>>56626768

this

[Anonymous No.56627367]

>>56626661
Many good reasons in this thread.
Also think about this. When you walk into any given Wal-Mart, how many women do you see with a child of their own that you would have never stuck your dick into? Maybe it's none, but for me there are countless cows everywhere that I consider unbreedable, yet someone has bred them. There are alot of weak willed men out there with standards for themselves so low that they would rather spend the entirety of their lives keeping up an image of what their immediate neighbour and family thinks is correct. Even if that means being in debt and working in terrible conditions, they want to hold onto their cookie cutter shit and easy fuck obese woman. A majority of the population lacks metacognition. They are incapable of genuinely thinking of why they are thinking of something. You have one existence where your time can not be retrieved, and you want to lock down decades of it to some narrative that not even you truly give a shit about? You see in time as you get older. If people actually gave a shit about their children they would be present all of the time, they would build a fortune beforehand to ensure the highest quality of life possible for them. Most people mowing their grass in the suburbs are just bad actors.

[Anonymous No.56627375]

yeah they're just coping
money isn't their problem
everyone including them knows this

in reality they could easily get below-average women with that amount of money, but they want supermodels etc., which, given their demerits (ugly, beta, lame job, awkward, autism spectrum tendencies, etc. etc.) requires more like 7-8 figures and a good deal more effort, plus it entails the risk of getting divorce raped, and being like what i described, they are very risk-aware and risk-averse

another way to look at it is as having very low reproductive drive, so they're unwilling to make the necessary moves and sacrifices to have a family and kids
that's what the original idea of "manchild" typically means, a man who won't grow up and, you know, "man up"
normies think shitting out a bunch of kids without any kind of preparation for how they'll raise them and support them is the pinnacle of maturity because they only understand literal biological maturity

this is making me remember when about two years after i had left highschool a year early, i learned from someone or other that the dumbest, borderline retarded kid in my grade-year (who had been held back) already had a wife and 2 kids
so at only age 20 with no money, he already had your smart secretly rich /biz/ incels totally beaten by any normalfag's standards

[Anonymous No.56627376]

>>56626537
Having a positive attitude, good support networks, and an optimistic outlook can do wonders for a person.

[Anonymous No.56627379]

>>56626537
Why is there a yellow dot in the corner of this Pepe's eye?

[Anonymous No.56627387]

>>56626537
You have to be a fucking newfag retard if you seriously think the people on this board are actually wealthy with successful careers and not streetshitters larping to find amusement in their hut lives. I'll give you a little insight anon. People with legit careers making well over six figures tend to be childless by choice in order to focus more on their careers and also THEY ARE NOT INVESTING IN CRYPTO but in legit markets with their Fidelity accounts

[Anonymous No.56627393]

>>56627379
i'm guessing
>duplicate file already exists
>makes minimally edited copy
>posts successfully

[Anonymous No.56627394]

>>56627375
Bet you his wife was a hog

[Anonymous No.56627400]

>>56627387
>Not investing in crypto
Yes we are.

[Anonymous No.56627401]

>>56626589
>They are shit with money. It is way easier than you would think to blow through that high salary by being a complete and utter moron. I do it and so does almost everyone that I work with.
But they're not. The only thing they buy is an expensive PC and then live with their parents. It's just they always think their emotional and relationship success will improve with money, and since it hasn't, they always believe it's because of a lack of money

[Anonymous No.56627404]

>>56627379
It's a fed tracking image

[Anonymous No.56627411]

>>56626537
because of this

[Anonymous No.56627412]

>>56627208
Uhh I been laid, not TOO hard but mostly the juice ain’t worth the squeeze.

[Anonymous No.56627468]

>>56627375
>in reality they could easily get below-average women with that amount of money, but they want supermodels
It's not so much that they want supermodels as much as they want a type of girl that no longer exists. Girls that were considered mid a decade ago that nerds would have gone for have all turned into slampigs, and the girls higher up on the totem pole than them squander their natural beauty in favor of getting DSL's and other degenerate plastic surgeries. So now you either have low quality obese women that would make poor wives since they won't even take care of themselves, let alone your kids, or girls that are mid (but might have been really pretty if only they didn't ruin their bodies with TikTok surgeries) thinking they're the hottest shit and acting like there's always going to be a better man around the corner for them.

Incels know this, so on one end you have nerds settling for hamplanets, and on the other end you have the nerds scrambling to looksmaxx at gyms thinking they can get a "hot" (mid) gf

[Anonymous No.56627478]

>Why are normies able to have a family, kids, wife/husband etc on normie incomes,
wrong

[Anonymous No.56627492]

>>56627478
Holy fuck S Korea is done for. NK won

[Anonymous No.56627525]

The people you see living that life on low salary have parents with money. This is why we need to make it, so our children can live the beautiful life you are watching other people have with very little effort.

But also, it's social media. People are posting only their happiest moments. They are mostly miserable in their lives and relationships but you see the three happy moments of their month and assume it's their entire lives.

[Anonymous No.56627532]

>>56627492
NK also probably cooked their books knowing how most commie countries are

[Anonymous No.56627576]

Most people exist to be debt slaves their entire lives.

[Anonymous No.56627580]

>>56627576
How do we break free

[Anonymous No.56627595]

>>56627196
I’m istj..

[Anonymous No.56627613]

>>56627580
If I knew the answer I wouldn't be here. Until then I'll just pay taxes every year until I die.

[Anonymous No.56627621]

>>56626537
uhh anon I make like $400 a month

[Anonymous No.56627837]

>>56627478
I'm not worried about red; disease, famine, and war cull those populations

[Anonymous No.56627843]

>>56627404
I put the dot on the pepe earlier this year and there's endless conspiracy theories building on about it, I love it

[Anonymous No.56627855]

>>56626771
Six figures is definitely enough to retire depending on where you are in the world. You just have to do your research plus one of the cons of autists is that they’re so scared to leave their expensive shithole in the US or Europe. Meanwhile I’ll be living in Tunisia paying $200 a month for rent hanging out at the beach every day.

[Anonymous No.56627906]

>>56626537
>Why are normies able to have a family, kids, wife/husband etc on normie incomes, and millions of people do this
they struggle with debt and can't actually afford that lifestyle. They have to keep waging every single day or it falls apart. You can't comfortably do this unless you're rich and can afford whatever you want

[Anonymous No.56627908]

>>56626555
checked

[Anonymous No.56627939]

>>56626537
Debt

[Anonymous No.56627942]

>>56627196
obligatory picrel

[Anonymous No.56627956]

>>56626537
Normies are literal cattle slaves, they work full time just to afford living paycheck to paycheck, are typically heavy in debt just so they can keep up with the neighbors with dumbass expenses, especially women. Making it means saving a few mils so you can live off 5% so you can afford freedom and free time with a house paid in full.

[Anonymous No.56627967]

>>56627956
Why are normies so stupid playing monkey games like keeping up Joneses

[Anonymous No.56627986]

>>56627942
The fuck does any of that shit mean? How fucking much of a sperg do you have to be to label every little psychological profile?

[Anonymous No.56628009]

>>56627967
women are innately driven by irrational emotions and narcissistic impulses over reason and logic, meaning driven by jealousy, peer pressure and conformism and are extremely susceptible to advertising/marketing, groupthink, fads/trends and very short sighted short term thinking and immediate gratification over saving/delayed gratification/long term planning (they're the biggest household consumers, which is also why boomer capitalism pushed for feminism and pro divorces/destroying the family unit, giving them their own income so they'd consume so mindlessly, get heavy in debt, the whole alienated consumerist wine aunt on anti depressants traveling to some bullshit resorts so she can snap some insta pics for attention and validation, leaving no inheritance behind, renting a shitty apartment in the big city with one cat instead of owning a big house and land in the countryside with 10 kids and the grandparents, the more alienated and depressed they are the more they fall for advertising/psychological tricks because consumer objects are sold as transitional remedies to their alienation/unhappiness/unfulfillment etc)

men (simps) tolerate and enable this behavior because pussy feels good and is the gatekeep to family

[Anonymous No.56628022]

women dont have to "save" and "think ahead" because they always have a simp to fall back on, they never had to integrate survival mode (see the ant and grasshopper parable)
the duplicity of feminism is making them think they're independent when it suits them, while still entirely relying on men when they're in trouble because men will always provide and protect women, sharing their resources with women whereas women only consume for themselves

[Anonymous No.56628030]

>>56626661
It is enough to stop working if you move to a low cost of living area and live like you're in abject poverty (never consume anything other than bare necessities, spend the rest of your days lying on a makeshift bed or the floor doing absolutely nothing). Or live in your parents' basement and pirate vidya all day.

[Anonymous No.56628031]

>>56627942
INTJA fag here, it's all too painful being the smartest person in the room, so i just do drugs and say not my problem

[Anonymous No.56628062]

>>56628031
>HeHe id

[Anonymous No.56628073]

>>56627387
I make 125k and had sex with girl 3 times last night. Next job I'm asking for 150k.

[Anonymous No.56628085]

ask yourself: why do you want to "make it"? most men here will answer either "to create a prosperous family dynasty" or "to fuck harems of whores"; this is what drives men, the biological impulse to perpetuate the species; this fundamentally translates to stupid lizard brain shit like "so i can buy a luxury car and nice house so i can attract a decent wife who's hopefully not too much of a gold digger", historically this is why men worked themselves to death and innovated new industries and technologies, because women favor the winners at the top

why do women want money? they don't need money to attract men

men exist to create value, women exist to extract value, they are parasites
by entirely shifting society/economy by giving autonomous and double standards power to women, all this is doing is enabling the debt fueled mindless consumerist economy, long term this cannot be sustainable

[Anonymous No.56628541]

>>56627967
Because its efficient for evolution. Everyone trying to be a little bit better than their neighbor over millenia led us to our comfy society, not to say that it is not under attack by individuals and tribes to get control in order to be, ya know, a little bit better than their neighbor

[Anonymous No.56629427]

>>56628085
What a positive outlook on society. I'm sure women love you.

[Anonymous No.56629453]

>muh normies
>muh autists
>muh 6 figs
>muh biological drives
everyone ITT should go outside and touch grass

[Anonymous No.56629469]

>>56628541
No. This comfy society came from a few selective autistic innovators. Great man theory.

[Anonymous No.56629487]

>>56627956
>5%
imagine holding usd shitcoin

[Anonymous No.56629498]

Normalfags will fuck the fattest chick in the universe and declare themselves a gigachad.

[Anonymous No.56629519]

>>56626537
Because none of what they claim ever happened in the first place

[Anonymous No.56629620]

>>56626661
bringo

[Anonymous No.56629698]

>>56626771
>Never working again is a noble goal but when six figures isn't enough it isn't because you don't have enough money, it's because it will never be enough money,
Wrong. 5% roi is a relatively safe return and what i'm aiming. 5% of 6 figures isn't enough to retire if you dont want to live in a shithole, or if you do you'll live frugally. I would need 1.5-2M to consider having made it.

[Anonymous No.56630045]

>>56626555
They were demoralized coming into existence. Look at them.

[Anonymous No.56630061]

>>56626537
>average incel biz poster (320k)


The average /biz/ poster doesn't make 300k/yr. They're just the ones who complain the most and like to flex their salaries. I'd wager most here are in the 50k to 90k range.

[Anonymous No.56630086]

>>56627411
This doesn't make a lot of sense. You could be making 500K as a 5'2 guy and you'd still be invisible to women.
Also, women will go for broke 5'8 guys if they fit some arbitrary character description from whatever pulp novel or romantic drama they obsess over.

[Anonymous No.56630097]

>>56630086
(((statistics)))

[Anonymous No.56630114]

>>56630097
Are kikes obsessed with money because they're short and ugly?

[Anonymous No.56630156]

>>56626771
>Never working again is a noble goal but when six figures isn't enough it isn't because you don't have enough money
High six figures can work. $100k won't retire you unless you have a terminal disease and <5 years to live.

[Anonymous No.56630159]

>>56628009
>>56628022
>>56628085
Use capitalization you stupid faggot, I ain’t reading that.

[Anonymous No.56630180]

>>56629427
No man in his right mind would ever type out that sentence, you are a stupid fucking cunt hole woman and you just couldn’t help yourself even though it’s painfully obvious that you’re just a stupid cunt lashing out.

[Anonymous No.56630183]

>>56626768
unfortunate but truth-pilled

[Anonymous No.56630218]

>>56629427
>Uh oh, you're saying something disagreeable, it must be wrong!
>Women won't like you if you say that, must be wrong! hehe!
Literal simp&sheep mindset.
If only you knew how retarded you sound. I bet you thought you sounded very smart.

[Anonymous No.56630222]

>>56630218
It’s a cunt.

[Anonymous No.56630252]

>>56626958
Underrated and true.

[Anonymous No.56630258]

>>56626537
software engineers are some of the most unfuckable autists in society even on high salaries

[Anonymous No.56630328]

>>56628085
I tell you what. I wouldn't have wasted my 20's on a stupid CS degree if it wasn't for the chance to maybe one day be able to be a provider to a wife and children. All I've ever wanted to do was be their hero and take care of them. Graduated, started making tons of money, learned that women never wanted that lifestyle in the 1st place. Worse, they were trained in the very same university to see that lifestyle as a failure (for them) and men as slavekeepers of them. So now I'm rich with nothing, but it really goes to show you that society is advanced by sub-8 men who take the provider / struggle route. Chad has no motivation to study or try.

Hence, I will retire on 500K hopefully in the next few years and go back to being a NEET. If I had a wife and children I'd keep waging, spending 100% of my paycheck on them. But there's really no reason to continue after I reach 500K.

[Anonymous No.56630395]

>>56626555
/thread

[Anonymous No.56630406]

>>56626555
fpbp

[Anonymous No.56630533]

>>56630086
short guys that have money will literally tell you in the first 5 minutes of meeting you

[Anonymous No.56630543]

>>56630086
5'8 is manlet tier what are you talking about

[Anonymous No.56630566]

For a guy with a gov job I can tell that we'r not really running free market society where market solves everything. There are huge gaps and corruption opportunities if you know the law and are friends with right people.

I'm from one of eastern europe countries and people write rules so their in a way that their buddies could win million dollars public procurement contracts and everything is legal by law. Obviously in real marketplace there are companies who can do the same for half the price but you know ;) . People with power are like gods. With right tools they can make more money in a day than you do breaking your back for a year. And it's all technically legal.

[Anonymous No.56630575]

>>56626555
nice trips, friend

[Anonymous No.56630621]

>>56627942
Lmfao entp being soi joker is so perfect

[Anonymous No.56630675]

>>56630621
Care to explain?

[Anonymous No.56630736]

>>56626555
>it's about sending a message

[Anonymous No.56630831]

>>56626661
Why, as a man, would you want to not work? What are you going to do all day? That's gotta be the gayest thing I've ever heard. The real goal is to generate cash flow that you control. To do that you need to build real skills.

[Anonymous No.56630859]

>>56626537
>>56626555
Did you know have visible ab muscles put you automatically in the top 10% of men in the west?

[Anonymous No.56630880]

>>56626537
It's because looks, money, etc aren't actually what's stopping people from finding relationships.

It's personality. Which is the hardest thing to change, so I don't blame you all for finding excuses.

[Anonymous No.56630937]

how are u suppose to meet femoids when u spend all ur day in front of a computer? haha. evolution suicide.

[Anonymous No.56631309]

>>56626537
Because they didnt invest in social finesse.
Now they need to go to sociable school and pay to learn from Chad dropout normies.

[Anonymous No.56631329]

>>56630831
>t. smoothbrain

[Anonymous No.56631612]

>>56630831
yeah sure, that's why people buy lottery tickets. the real goal is to not work.

[Anonymous No.56631723]

>>56631612
Yes, it is mostly sloth. Depression is a sin. Industry is a virtue.

[Anonymous No.56632058]

>>56626537
All their income goes to paying down their debt to keep up appearances. A lot of people have little retirement, savings, or other assets besides their house.

[Anonymous No.56632097]

>>56627196
Also this. I have a friend that has it all but he admits to me in privat that all the debt and all the things he needs to do the next day to keep up with his lifestyle keeps him awake at night.

[Anonymous No.56632241]

>>56627196
>you most likely seriously overestimate how common higher-order reasoning is.
>>56627367
>metacognition. They are incapable of genuinely thinking of why they are thinking of something.
I'm scared

[Anonymous No.56632998]

This >>56627956
Ever watched Malcolm in the Middle?
That will be your life if you don't have enough income/capital to raise your kids correctly.
Not even talking about how they will resent you for always being cheap as fuck, never taking them to travel, not being able to pay for a good school, good activities, etc...

[Anonymous No.56634031]

>>56631723
i like working but don't like having a job its something i truly despise even

[Anonymous No.56634072]

>>56626555
Ironic that schizos are becoming paranoid thanks to other schizos who are posting paranoid "it's not enough" shit because schizos are always worried about shit. It's like a schizo loop machine.