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/biz/ - Business & Finance

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56815939 No.56815939 [Reply] [Original]

>made large purchase on credit card
>paid it off right away
>had to return item
>merchant would only credit card, wouldn't give me cash
>credit card balance is now negative $1900
>will take 90 days before they send me a cash check
>won't pay me any interest on it for the 90 days either
wtf how is this legal?

>> No.56816045
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56816045

>>56815939
Why did you return the item? If it was defective they would've offered to replace it. Sounds like you niggered them.

>> No.56816101

>>56815939
I paid off a decent CC all at once after a large purchase. They lowered my limit and it fucked up my credit. I had 820 or something to a 790 because I made a GOOD decision. CCs are scams.

When COVID hit I loaded up about 50k of CC debt and a vehicle. Haven't paid anything but the vehicle cause it's fair. Score is like 330 lmao.

Funnily I bought a house and Joe Bidens niggernomics is HELPING me now lmao. I could get used to this.

Look at me black man....I'm the minority now. NOW GIVE ME SOME SHIT BITCH.

>> No.56816143

>>56816101
>ape ID
everyone gets free shit from the government. From poorfags to jews, as long as you have a brain. Congrats on finally growing one

>> No.56816149

>>56815939
credit card is not final settlement

you know understand how bitcoin works

>> No.56816546

>cash cheque
burgers are so behind the times its unreal