dividend investing general /dig/

[Anonymous No.57361874]

Biweekly Roth IRA contribution hits tomorrow edition
>dividend aristocrats
https://www.nasdaq.com/stocks/investing-lists/dividend-aristocrats
>dividend achievers (10 year dividend increase history)
https://www.marketbeat.com/dividends/achievers/
>check dividend history, dividend growth history, payout ratio etc.
https://www.financecharts.com/
>dividend calendar
https://www.nasdaq.com/market-activity/dividends
>dividend growth calculator
https://dividendathlete.com/dividend-investing-
calculator/
>what are qualified dividends and how are they taxed
https://www.investopedia.com/terms/q/qualifieddividend.asp
>REITs
https://www.reit.com/what-reit
>power of dividend growth
https://www.investopedia.com/articles/basics/04/072304.asp

[Anonymous No.57361888]

dividends received and reinvested over the last month. Caught my first Costco special dividend but only after accumulating just north of 1 share. I scaled back my recurring buy to only $10 for COST because of its recent runup

[Anonymous No.57361921]

Roth portfolio update. Down 2.03% in the last week. That works out to my advantage since my contributions hit tommorow
>but O makes up 65% of your portfolio, that’s retarded
Ehh, I went to cash and snagged a huge chunk in the low $50s. I’m not going to sell the position off to rebalance. I’m going to cut my contributions to O soon and let my portfolio rebalance itself over the next few years.

[Anonymous No.57361948]

I also sold a conservative covered call on O that is shaping up to expire worthless netting me $25 or which is exactly how much I earned in dividends from that 100 share block essentially doubling my dividend.

[Anonymous No.57361963]

Also working on building one of those mindless fintwit X followings to eventually get some of that ad revenue. I’ll buy one of those $4 a month blue checks here soon once I gain traction from those retards on Twitter. I made some gay name and logo in an online logo generator

[Anonymous No.57361995]

>>57361874
Based

[Anonymous No.57362237]

>>57361921
I love buying on a down day

[Anonymous No.57362478]

MCD

[Anonymous No.57362500]

>>57362478
Eventually I’ll start DCAing into MCD and CAT. Waiting to see how the Cosmc concept turns out. In the meantime I’ll pump your bags at lunch today

[Anonymous No.57362524]

>>57362500
i dont own any stock. I just like fern and about to get some for lunch.

[Anonymous No.57362929]

>>57361874
Based dividends thread

[Anonymous No.57363096]

>>57362929
What companies do you like

[Anonymous No.57363117]

get ETFs bro
individual stocks will bite you

[Anonymous No.57363204]

>>57363117
I’ve done a lot of research into those stocks. I’m not stacking my portfolio with speculative bio-memes or hydrogen scam companies. All of those companies have a wide economic moat and a history of dividend payments and raises. I don’t want that much exposure to the shit stocks that ETFs are forced to buy while I pay them an expense fee. I’m happy to own indexes and BRK.B in my taxable but my Roth is for dividends and picking dividend stocks that can be held forver is really easy

[Anonymous No.57363654]

>>57363096
I like high yield but thats not very smart. Made some mistakes at the beginning of building my dividend portfolio (also have a crypto portfolio) but am now building a portfolio that has monthly dividend payments. Have about 30 stock options that I for 90% believe are good choices. Some are Dutch companies that have a good dividend growt outlook.
See pic related. I invest monthly and like to invest in stocks that pay out a dividend 2 months after I bought. So in Januari I buy stocks that pay dividends in march and in febuari I buy stocks that pay dividends in april etc. Next buy is going to be J&J. I wan't to retire one day and live of dividends. Each dividend paying company should be about 3.33% of my dividend income. That is why I have so many different companies in there.

[Anonymous No.57363682]

>>57363654
Forget to ad that I like to set goals for myself. First was getting €365 in dividends a year. Second goal was getting € 365 each quarter. My next goal is to get €100 in actual dividends for each month of the year. As you can see in the screen shot I posted, some months are harder to achieve than others.

[Anonymous No.57363686]

>>57363654
Nice, you’re making your own little ETF. You got some good companies on there too. Might I suggest some companies that pay a low yield but have a high dividend growth rate?

[Anonymous No.57363761]

>>57363686
Yes please do. I still have 2 spots open at the bottom and I am not sure I want to keep Two Harbors in there. It's something I bought when I started my dividend portforlio last year but never wanted to ad more of. It's just sitting there.

[Anonymous No.57363788]

>>57363761
Then I would suggest V and either MSFT or COST. These stocks also have a potential for capital appreciation. They have low payout ratios so the dividends are safe and the raises are likely to continue. They all are very profitable companies that continue to grow revenue and earnings per share. They conduct stock buybacks as well to increase EPS. I wouldn’t be afraid to hold any of those 3 companies for the rest of my life

[Anonymous No.57363856]

>>57363761
I should explain the rule of 72 to reiterate why dividend growth is so important. The rule goes like this: divide the annual growth rate by 72 and that number is the number of years it will take to double.

V current yield: .77%
V annual dividend growth rate over the past 10 years: 18:33%

72/18.33= 3.9

It will take just under 4 years for your yield on cost to double from .77% to 1.54%. The longer you hold the better your yield will be.

[Anonymous No.57363883]

>>57363788
Thanks for the suggestions! V is already on my list. Will ad MFST and COST to the list.

[Anonymous No.57363910]

dividends are taxed exactly the same as profits from trading in my country. so i don't want to hear any tax efficiency burgers telling me not to buy dividend stocks.

[Anonymous No.57363931]

>>57363788
Only problem with stuff like V or MA is for cheapskates like me it's hard to buy a dip because they never dip. Unbelievably strong companies.

[Anonymous No.57363991]

Reminder that relevance of dividends depends on your investing goals.

Share price is mainly a reflection of future expected performance. Dividend payed or not payed, or share buybacks do often not have an exact correlation with share price as some retards will have you believe.

[Anonymous No.57364017]

>>57363931
Hopefully there's a crash in ~5 months, or at some point this year.

[Anonymous No.57364022]

>>57363931
That’s why I buy them every 2 weeks without question. They print money. People refer to them as tollbooth companies. They already spent the massive amounts of money to build their infrastructure and now they sit back and charge micro fees on every single transaction on their network

[Anonymous No.57364256]

Mad I only built a third of my position in TXN before the huge run up at the end of the week. Hopefully there's a pullback this week and I can get back to it, it's so hard to find good dividend tech companies like that.

[Anonymous No.57364387]

>>57364256
Shill me on them

[Anonymous No.57364479]

Current holdings and stocks on my wish list.

[Anonymous No.57364483]

>>57361874
Incel loser piece of vile shit here who only just threw all his money in an index fund last year and knows nothing about dividens or investing in general.
Let's say I put 100K into a fund

Ex-dividend date: 1st february
dividend: 7.9
payment date: 3rd of february
yield: 3.93%

what does this mean? What am I getting in this scenario?

[Anonymous No.57364770]

>>57364387
In terms of price and chart I think they have an attractively low valuation between $170 and $157. That'd be a p/e of 20 to 22, which is a bit below their average p/e in the past few years. Their dividend yield is also a bit higher than it's been on average in the past.

In terms of financials they have a 35% return on capital vs. the S&P500's 15% average. Their gross margin is 60% vs. 44%, and operating margin 37% vs. 13%. They have debt as a conservative amount of their balance sheet, nowhere near their current or total assets. Revenues and earnings both grew 6 of the last 7 years, something like 7% annualized.

In terms of capital stewardship (management) they have an exemplary rating from Morningstar (the highest rating). Their dividend has been raised 20 consecutive years with a payout ratio of only 55% and a 5 year annual growth of 14%. The 3% yield is pretty attractive by tech giant standards.

They've also reduced the shares outstanding by 47% over 18 years, usually around 1.5 - 3% per year depending on relative share price (a rare example of a good share buyback program). Their last acquisition was about 15 years ago and they're only interested in acquiring businesses in their core business area and which would pay themselves off in a few years.

Finally, the business itself. They are overlooked compared to giants like IBM, MSFT, AAPL because TXN is "those graphing calculator guys." In fact they make all kinds of hardware like moisture sensors, battery controllers, or logic gates - the humdrum kind of computer chips that make stuff work but aren't big fancy processors. Their biggest and fastest growing business segments are industrial and automotive applications. Market-wise they are a bit overweight in China but whether that's a pro or con is up to you.

tl;dr almost a good price, great margins, decent growth, large international business, make important but boring items, high (for tech) & growing div, puts investor first.

[Anonymous No.57364868]

>>57364770
Thanks I’ll add to my watchlist

[Anonymous No.57364886]

>>57363654
Unilever is a nice company. A fair choice representing consumer staples in a portfolio

[Anonymous No.57364912]

>>57364483
RESPOND TO ME, YOU FAT KIKES

[Anonymous No.57364999]

>>57364770
They're also investing quite heavily in new manufacturing plants, which could eat into their earnings to coming years, but long term it'll probably be very beneficial

>>57364912
4% of 100.000 = 4000
What's the name of the fund?

[Anonymous No.57365296]

>>57364999
> They're also investing quite heavily in new manufacturing plants, which could eat into their earnings to coming years, but long term it'll probably be very beneficial
Partly to do with the CHIPS act, but they've always spent more on R&D and capex than buybacks or the dividend. That growth and the returns on investment they consistently get are what makes them exciting, I think.

It's rare to find a company with a 3% dividend growing this fast with such a low payout ratio. I attribute that mainly to their consistent R&D spending. Today they produce most of their chips at a much lower cost than their competitors. And combined with their capex on production they have such a large catalog of cheap components that it's easy for them to get and retain customers with a minimum of marketing and sales.

That gives them eye-popping profit margins and double the average return on capital vs. the market. As a buy and hold position if they want to reinvest my share of the cash flows into something that makes a 30% return then by all means they should go right ahead.

[Anonymous No.57365477]

>>57364479
What's the target, check, and parentheses mean?

[Anonymous No.57365546]

>>57365477
'Check' is what I hold and how many. Target are what I want to buy, preferably at a better price. There's a few more I want, but don't want more than 30.

[Anonymous No.57365612]

>>57365546
Some nice ones on the list, thanks anon. I'm currently holding some V, AAPL, MSFT, EQNR myself, and looking for a dip on ARCC and COST.

What's the story for Air Products & Chemicals? Looks like a good price and decent financials with a solid dividend history but I know less than I'd like about their business.

[Anonymous No.57365709]

>>57365612
I’ll drop APDs research reports from my robinhood gold account. They usually do a pretty good job getting you started for researching the company

[Anonymous No.57365723]

>>57365612
Lmk if you want to see any of the subcategories

[Anonymous No.57365892]

>>57365723
Not super enthused by green hydrogen projects, think that's a boondoggle living on government subsidies. But I'll look into how much of their business is involved in that, if it's not much then maybe it's promising. Thanks anon.

[Anonymous No.57366009]

>>57365892
No problem. I have the same hangup with green hydrogen. I was able to get passed it for NEE though

[Anonymous No.57366059]

>>57361874
Someone answer this noob question for me.

Isn't it true that dividend stocks "pay out" their value in the form of dividends rather than reinvesting that capital back into the business. Therefore you're better off just picking the companies that appreciate the most, rather than companies that happen to payout dividends?

I'm trying to then think of the reason you would do this.

If your interest is in qualified dividends for tax purposes because you are interested in "living of, then why not just take out loans against your portfolio? Those are completely tax free.

Just trying to learn bros.

[Anonymous No.57366085]

>>57366059
When you use your dividends to purchase additional shares in a company, you are purchasing more of the same, proven cashflow that the company has already demonstrated it can pull off. There’s no speculation. Mind, I’m not saying that dividends are guaranteed and that the company won’t cut them in the future. But the company has shown that it can generate the cashflow it already has, and you are using your dividends to buy more of the same.

In other words, you are using your dividends to purchase another tap, compared to retained earnings, where the company only promises to grow the size of the existing tap.

Each time you re-invest your dividends, you are purchasing another tap that already exists.

Retained Earnings are Only a Promise of Future Growth

When a company retains its earnings, it’s making the following promise to you:

I will invest this money into the company to generate at least the same returns as the one I’m generating now, if not more. These earnings will be in addition to my existing operations.

The last part is important. The company is promising to grow its business at an Internal Rate of Return (IRR) that is at least the same as what it is currently generating. That growth hasn’t happened yet. It is a speculation. It may never happen. There’s a good chance that the company will fail to generate higher returns on its retained earnings than what it is currently generating.

In general, I don’t believe that magical, revenue-growing opportunities are just randomly lying around in which companies can easily invest their retained earnings at a higher IRR than their already existing cashflow machine.

If you think of a company as a tap from which money flows, then by retaining its earnings, a company is promising to increase the size of that tap.

[Anonymous No.57366115]

>>57363991
Statistically tobins q determines future growth, meaning buybacks fuck your future

[Anonymous No.57366116]

>>57366085
Ok your reasoning makes sense to me. Thanks for explaining it.

Again, I apologize for my naiveté, but have you happened to conduct any back-testing on this strategy? In other words, can we compare reinvested dividends of the top 'n' dividend-paying stocks against the top 'n' non-dividend paying stocks over time? This seems like a reasonable test to gather more information and ascertain whether the logic is validated in practice.

[Anonymous No.57366341]

>>57366059
>Just trying to learn bros
Or you're just the regular "dividend irrelevance" shill in disguise playing dumb... And if so, one really should wonder why you'd be so adamant going though the trouble convincing people otherwise :^)

t. Schizo

[Anonymous No.57366391]

>>57366341
I'm really not, but if you want to think that then that's fine. I'm really just repeating back what I've heard as general wisdom in the past, but general wisdom can definitely be wrong that is why I asked the question, and actually the response above was quite sound.

And even if I were some kind of anti-dividend shill - what exactly would I be shilling on behalf of? Companies that don't pay dividends? And what would I have to gain from doing that exactly? Your reasoning doesn't make sense.

[Anonymous No.57366528]

>>57366391
>And what would I have to gain from doing that exactly?
It's what I wonder too since we have a regular guest warning about focusing on dividends, seemingly out of kindness of his heart. Although he have dividend paying stocks himself and have nothing against them. So it makes me wonder why someone trying to persuade me to not creating a portfolio paying me passive income.

[Anonymous No.57366532]

>>57366116
Academics debate about why and if the dividends actually have anything to do with it, but it does happen to be true that dividend paying companies outperform the market average and non-dividend-paying companies underperform it when taken as groups.

[Anonymous No.57366642]

>>57366532
Thanks. This is exactly what I was looking for. I am going to do some more research into this now.

>>57366528
I'm not trying to persuade you of anything fren. I was just asking a question. If anything, you should not listen to me because clearly I am still learning myself.

FWIW I generally just buy ETFs (VTSAX, QQQM, SPY) and many of those ETFs do contain dividend paying companies (which I always reinvest). I just never intentionally sought out dividend paying companies because the aforementioned general wisdom that was told to me (and now turns out may have been wrong).

I think the total market cap of these things (both dividend and non-dividend companies) are far too large for anyone to have any incentive to "shill" in either direction. I don't think wasting time posting stuff on 4chan about either will move the needle on anything at all. Nobody has anything to gain by shilling their views. Even if I successfully convinced you to dump 10 million dollars into some non-dividend ETF it wouldn't move the needle at all. It would be a drop in the bucket of daily volume for these companies. In any case, I'd guess all of us are just interested in optimizing our portfolio, learning more, making more money. So we should be aligned in just sharing info. If this is a regular thread I will check it out more often in the future and report back if I learn anything interesting.

[Anonymous No.57366689]

>>57366642
In the US ETFs are also required to pay dividends

[Anonymous No.57366736]

Hey senpai, any good AI dividend stocks? Like Nvida/AMD or a AI/Robotics ETF that does dividends?

[Anonymous No.57366977]

>>57366642
>I am going to do some more research into this now.
To get you started here are some reasons I've heard that might explain why this happens:

1. Reduced volatility. They move less than the market because the dividend payment 'anchors' their total returns to a longer time frame. In practice this might also benefit investor psychology by seeing a market drawdown as an opportunity rather than a threat.

2. Mispricing due to investor bias. People pay extra to move from 100% chance of loss to 99% chance of loss and they also pay extra to move from 99% chance of gain to 100% chance of gain. Blue chip dividend companies, by being slightly less certain than bonds, might be systematically a little cheaper than they should be considering their value.

3. Stronger focus on profitability. Management axes the least profitable and most speculative business ideas and instead transfers that cash to shareholders. More profitable companies obviously outperform.

4. Synergistic effect with stock buybacks. If you're committed to paying a long term dividend then buying back shares when they're cheap is an investment in making that commitment sustainable. Since incorrectly done buybacks are a waste of money this might slightly improve total returns.

5. Higher quality earnings that don't always appear on financial statements. You can dress up your balance sheet or your income statement, you can't dress up cash payments. There's no such thing as "non-GAAP dividends." Thus if a business pays a dividend maybe it's especially robust compared to average.

6. A window to insider information. Insiders use their special internal knowledge of the business to decide what a reasonable dividend payment might be. Maybe this improves the efficiency of market investments when it comes to dividend paying companies (such as selling them off when they cut dividends as a sign that the company is really in trouble) which creates better overall performance.

[Anonymous No.57367886]

Night gentleman. I hope some dividend chad keeps the thread alive overnight.

[Anonymous No.57367912]

That Publix quarterly dividend hits in 2 weeks. I'm gonna get a juicy $850 check.

[Anonymous No.57367962]

>>57361874
Anyone in their 40s living off of dividends? Wondering what could portfolio be like in that situation, that would allow growth long term as well.

[Anonymous No.57367965]

>>57367886
we are getting paid overnight after all

[Anonymous No.57368035]

>>57367886
I'm sure dividend irrelevance anon will stop by to bump the thread as soon as he realizes it's back.

[Anonymous No.57368038]

>>57367912
Love publix but man did it get expensive. I’m doing most of my grocery shopping once a month at sams

[Anonymous No.57368102]

>>57368038
I like working at Publix but I do all my grocery shopping at Walmart.

[Anonymous No.57368128]

Thoughts on MO?

Disclosure: long 500 shares

[Anonymous No.57368224]

>>57368128
Smoking in the US is getting killed except a possible small uptick lately in gen Z and alternative products like snus, roll-your-own, etc. It tried fighting the secular downtrend with Juul and got smoked by regulation so I'm not sure what kind of outlook there is for growth. Might make PM the more attractive of the two for international exposure where there's a bigger future market and less regulation?

I'd be interested to hear what their future product lines look like and your opinion on future growth. I'm vaguely interested in tobacco companies but with such strong headwinds it feels like I'd just be buying a super bond where I can harvest the yield but can't reinvest it.

[Anonymous No.57368234]

>>57368128
I think Tobacco and vapes will always make good money.
>I’ll tell you why I like the cigarette business. It costs a penny to make. Sell it for a dollar. And it’s addictive
Warren buffet

[Anonymous No.57368318]

T. Rowe Price conducted an analysis revealing that stocks exhibiting dividend growth within the large-cap Russell 1000 Index consistently outperformed the benchmark. This outperformance was observed both during market downturns and in more bullish periods over the 35 years concluding on December 31, 2020. The report also highlighted that, in contrast to securities relying heavily on an above-average yield for their total return, companies with the capacity to increase their cash flows and dividends consistently throughout economic cycles may counteract some of the erosive effects caused by inflation and higher interest rates. This suggests that businesses with the potential for sustained growth in cash flows and dividends may be more resilient in mitigating the impact of economic challenges, contributing to the preservation of the value of future cash flows.

In terms of absolute returns, dividends have historically constituted a significant portion of overall equity returns. Looking back to 1926, more than 40% of the total return of the U.S. stock market, as represented by the S&P 500 Index, has been attributed to dividends. However, dividends offer more than just their cash value. According to findings from a report by Cohen and Steers, companies that pay dividends have shown a considerable outperformance compared to non-payers, and they have achieved this with lower volatility. The report noted that in the last decade leading up to 2010, dividend-paying stocks outpaced non-payers by an annual margin of 620 basis points, while their risk, measured by standard deviation, was notably lower. This advantage of dividend payers over non-payers extends further over a 30-year time frame.

[Anonymous No.57368518]

Dividends

[Anonymous No.57369267]

>>57367962
Define "living off dividends"? I could live comfertable of €42.000 a year net income from dividends. Try the calculator in op to see where you need to be.

[Anonymous No.57369549]

>>57369267
Speaking of calculators. Is there a dividend calculator that takes into account the increasing annual contribution? I have 2 yearly increases in salary and I adjust my monthly investment amount based on then increase.

[Anonymous No.57369881]

>>57368518
Dividends

[Anonymous No.57370552]

>>57361874
Take a look at the Yieldmax portfolio. They trend with the underlying asset, but their 0DTE strategy tends to yield between 3-5% per MONTH.

[Anonymous No.57370830]

>>57370552
I don’t trust the covered call etf strategies yet

[Anonymous No.57371167]

Let’s fucking go. I’m so ready for contribution day. OP here on my work wifi

[Anonymous No.57371562]

>>57364479
be careful with Allianz tho

[Anonymous No.57371719]

>>57361874
biz is now a boomer board

[Anonymous No.57371798]

>>57370552
its trash. stick with proven companies.

[Anonymous No.57372282]

>he knows about the cutout scandal

[Anonymous No.57373051]

Not the best day to buy dividend stocks

[Anonymous No.57373251]

Oh baby all of my stocks are going on sale today

[Anonymous No.57373627]

BABA is my favorite dividend stonk

[Anonymous No.57373633]

>>57362478
>>57362500
MCD is going the fuck out of business.
Avoid.

[Anonymous No.57373643]

>>57373627
There is zero future for China.
Avoid.

[Anonymous No.57373685]

>>57373633
holy shit you are fucking retarded

[Anonymous No.57373724]

Dividends are extremely comfy but I need a portfolio of around 300 000 EUR or some shit to actually live off of it post-tax (eastern Europe) I guess moving to an even lower cost country is an option but yeah.

[Anonymous No.57373770]

>>57373724
You don’t buy dividends when you are ready to live off of them. You DCA into them and DRIP to let compounding happen

[Anonymous No.57373942]

>>57373770
no, you buy high growth stuff (BTC, QQQ, UPRO) and waiting for your bags to moon. When your portfolio has reached a meaningul value (thats different for everyone) then you rotate into dividend ETFs and leave individual stocks for the gamblers.

[Anonymous No.57373970]

>>57373942
that’s one way to do it but you run the risk of buying absolute terrible stocks thinking they will moon but they never will. Alternatively you just Google what’s the best dividend stocks with a safe dividend and reliable dividend growth. It’s that easy. You can’t Google what’s the next 100x meme stock.
>leave individual stocks for the gamblers
Again, not a problem with dividend focused companies. No need to pay anyone an expense fee. For growth focus then yes you absolutely need an ETF

[Anonymous No.57374001]

>>57373970
SCHD expense fee is like 0.06%. thats ok for me.
I didnt mean meme stock for accumulation phase. I mean explicitly BTC, UPRO, QQQ

[Anonymous No.57374006]

>>57368128
I think assuming that smoking will die out in our lifetimes when it existed for, what, tens of thousands of years, is absolutely ridiculous. Actually that's a trend across our society. We think we'll phase out smoking, stop making ICEs and live off renewable energy, all in a couple of decades. Like fuck will any of that happen. Life isn't short and precious, it's long and boring. That's why sin stocks will always remain.

[Anonymous No.57374078]

>>57373770
well yeah that's what I mean, I'd have to DCA for ages, doesn't seem too hopeful, I'm at about 3% of that goal lol Making slightly above average wage. Starting to think the only way to make it is to start a business. I'm just a freelancer right now but eventually I will hit a ceiling for the amount of work I can do per day and the amount I can charge per job.

[Anonymous No.57374321]

>>57374078
It can be done it just takes time. The compounding isn’t noticeable in the beginning

[Anonymous No.57374387]

>>57374078
The big problem with making it in the stock market by gradual accumulation of good companies or broad indices is the needle barely moves for 20 years and then suddenly it slams to the end and you're done. Compound growth is wild like that but it really sucks mentally.

[Anonymous No.57374677]

>>57361874
You guys are buying EDV right??

[Anonymous No.57374713]

Nice, my recurring buys executed when most of the stocks were red. Love when that happens

[Anonymous No.57375003]

>>57371562
Why? I'd only buy at a low price, I'm more interested in AXA.

[Anonymous No.57375613]

Dividends

[Anonymous No.57375722]

Ok long story short, with 1M, what are you placing it in for a dividend portfolio that 1 beats inflation at bare min, 2 will grow in value, and 3 will give out decent chunks of income

[Anonymous No.57376034]

What are cons of covered call ETF's longterm? some of these etfs have some ridiculously high yields.

[Anonymous No.57376145]

>>57363204
But are there any based dovidend ETFs I can buy into if I'm not confident in stock picking?

[Anonymous No.57376903]

>>57376034
The con for me is that they are so new.

[Anonymous No.57376917]

>>57376145
Yes like >>57374001 said, SCHD in my opinion is the best dividend ETF

[Anonymous No.57376933]

>>57376034
It's not a real dividend

[Anonymous No.57378004]

>>57376145
>>57376917
SCHD is excellent. There's also SCHY for international exposure using the same indexing method.
I'm also interested in DIVO and IDVO, they're new and actively managed so there's some risk there but have been performing pretty well, and pay out monthly as a bonus for people who like more frequent payments.
A lot of the other high yield dividend funds from Blackrock and such have typically underperformed SCHD so I wouldn't really recommend those

[Anonymous No.57378059]

>>57378004
Check out VIG as well

[Anonymous No.57378073]

>>57361874
>buying commons instead of preferreds
You're NGMI

[Anonymous No.57378837]

>>57378073
Not really that big of a deal

[Anonymous No.57378909]

Anyone got earnings this week? I have JNJ and NEE reporting. I don’t expect any surprises

[Anonymous No.57378923]

>>57376034
Yieldmax's fees suck (1%), options income is regular income and not tax reduced like qualified dividends, and the strategy is only effective in specific market conditions (flat to slowly rising). You can sell some covered calls yourself to get first hand experience with why they aren't always a good idea.

[Anonymous No.57379368]

>>57378923
Love me some qualified dividends

[Anonymous No.57379906]

getting that evil % 6.66 with at&t

[Anonymous No.57379928]

>>57368128
in it with big tobacco

bti is down right now too

[Anonymous No.57379935]

>>57379928
forgot pic

[Anonymous No.57379948]

I LOVE MY DIVVIES
>tfw 5 bux from o next week
Gonna buy one item from checkers to celebrate NIGGER

[Anonymous No.57380002]

>>57379935
Nice dividends. You are probably experiencing some very nice compounding

[Anonymous No.57380066]

Consider investing in master limited partnerships. Return of capital and distributions are like dividends but with significant tax advantages.

[Anonymous No.57380123]

>>57368224
I’m concerned about capital destruction with tobacco companies. The US and UK are very unfriendly environments for smoking. Smoking rates are low in South America and Africa. The stock prices have been flat or on a downward trend for years. Seems like the macro is going the wrong direction.

[Anonymous No.57380154]

>>57380066
MLPs are taxed In a Roth though. It’s weird

[Anonymous No.57380169]

>>57380154
Good for a taxable account, though. The laws around them are weird. Do your research first.

[Anonymous No.57381415]

>>57380066
They're pretty nice to buy and hold as a non burger with the high yields. Main downside is biden takes a 10% tax if we sell

[Anonymous No.57381580]

>>57361921
Is this what people consider dividend stocks these days?

Most of these have PE ratios 30+, insane PEG ratios, terrible operating margins and return on equity, and some of them pay a <1% dividend.

[Anonymous No.57382481]

>>57381580
You’re talking about Microsoft, visa, and Costco. Yes they are absolutely considered dividend stocks. Although their starting yield is small their payout ratios are also small. Each has a history of growing thier dividend with a 10 year CAGR over 10%. They have been on a run for the past year so their P/E ratios are high but it doesn’t scare me. All are excellent companies

[Anonymous No.57382723]

[Anonymous No.57382909]

>>57382723
Based

[Anonymous No.57383184]

JNJ beat

[Anonymous No.57383598]

>>57383184
Based for my port

[Anonymous No.57384206]

Popped over from smg to let y’all know you are based

[Anonymous No.57384770]

>>57361874
HTGC, ARCC, OBDC, TLTW, HE

[Anonymous No.57384788]

Just bought 3 shares of JNJ and 2 shares of O. Feeling good.

[Anonymous No.57384854]

>>57363654
Investing in components of schd while also investing in schd doesn't make any sense. You're betting for schd (because you buy it) and also betting against the weighting of their index(because you change the asset allocation). The end result is similar returns but a skewed risk profile. The only exception to this is something like O. Which honestly shouldn't be a component of the s&p or schd.

[Anonymous No.57384892]

>>57381580
you are right anon, I am disappointed as well...
>>57382481
muh fucking 0.77% yield and 20% yearly growth, yeah congrats you played yourself, in 5 years its going to give you 1.5% yield, and if you keep it for 100 years you will get your investment back... Fucking retard

[Anonymous No.57384995]

>>57370830
I have a position in qyld. It's small but I'm up on my initial investment and it gives great dividends. The strategy with qyld is buy when tech stocks dump because that index over corrects and ramps up very slowly. That being said I've been dripping qyld without adding more money for over a year now.

[Anonymous No.57385005]

>>57384854
It makes sense if you like SCHD's overall approach to selection but don't completely agree with their weightings due to your own research on specific companies. Index + tweaking weights by going long/short on a few underlyings is a reasonable alternative to trying to manage a 100 position portfolio yourself.

That said I think it's good to bring this up. A lot of people don't check what their ETFs actually hold then wind up with a 30% position in a single asset by mistake.

[Anonymous No.57385014]

>>57384770
Shill them more effectively
>>57384788
My man. That’s a great allocation of capital

[Anonymous No.57385028]

>>57384892
In 10 years you’ll have a 3% yielding stock with the dividend growth of a .77% yielding stock. That’s great. Also the underlying company prints money and returns shareholder price as well. (Not that I’d ever sell)

[Anonymous No.57385113]

>>57385028
>invest in 0.77% because in 10 years it will be 3% instead of investing in 5% now and collecting dividends for 10 years, then in 10 years switch to the other shit

[Anonymous No.57385148]

>>57385113
>he doesn't know about capital gains

[Anonymous No.57385206]

>>57385113
People who bought MSFT in 2012 are yielding 12% and up a few thousand % share price wise.

[Anonymous No.57385212]

Do we like triple M?
They're gonna keep needing medical tape.

[Anonymous No.57385222]

Bought Exxon in 2020 for $32/share. You bet I’m holding. Fat fucking dividend checks.

[Anonymous No.57385230]

>>57385212
After all the lawsuit shit is over they are still a winner. Deep value in MMM right now though I don’t own any

[Anonymous No.57385352]

>>57385212
They're not a bad company but the lawsuit payments are REALLY large. $16b is not a trivial sum of money, that's two entire years of earnings. The 5% dividend is attractive in a vacuum but considering debt costs about 5% to raise right now you're going to lose in equity what you gain in dividends for at least a few years.

Over a longer time horizon the value might be there, though. The company is trading for 2012 prices but the losses so far aren't worth 12 years of business, just 2.

[Anonymous No.57385404]

>>57385222
Congrats on not selling. Those shares will be fruitful for the rest of your natural born life

[Anonymous No.57385451]

>>57385206
>in 2012
you waited 20 years
>a few thousand %
valid, but you still waited the 20 years in a risky stock, you could have received much higher dividends and returns on invested capital much earlier

[Anonymous No.57385459]

Anyone adding SBUX? Seems like it’s at a good value right now.

[Anonymous No.57385498]

>>57385451
2012 was 12 years ago.

[Anonymous No.57385518]

>>57385459
Been accumulating slowly. I like it below $93 on technical and valuation. Insiders also bought between $69 and $92.50 last year.

[Anonymous No.57385727]

>>57385518
Nice. It’s on my watchlist but I have too many other stocks to buy right now. I’m going to watch it and if it dumps into the $80s I might sell some JNJ to buy into SBUX

[Anonymous No.57386238]

>>57385212
I just did a little research on MMM. CEO is a pajeet. And pajeets have the reverse Midas touch. Everything they come in contact with turns to shit. I like the sector but that compnay needs to go through a serious correction before I'd consider it.

[Anonymous No.57386341]

>>57386238
MSFT has a poo ceo and they are doing great

[Anonymous No.57386429]

>>57386341
You need to learn the term "in spite of"; just like women, eventually they'll fall because of shit leadership (literally and figuratively).

[Anonymous No.57386501]

>>57386341
MSFT is doing ok for now. But cloud growth is slowing, PC software has become less relevant over time, Windows has seen a gradually declining market share, and gaming is very much a consumer discretionary market. MSFT hasn't been hit hard yet but they will eventually. Their enterprise market is relatively strong but I don't have a positive outlook for MSFT in the medium to long term.

Even if you disagree with my opinion on MSFT, >>57386429 is basically correct. For every MSFT there's always other examples of pajeet leadership.

[Anonymous No.57386534]

>>57386429
As always: buy businesses that even an idiot could run, because eventually one will.

[Anonymous No.57386696]

>>57384854
I don't know man. Not fully convinced, when I look at the SCHD top holdings. Would invest in stocks with higher yields like e.g. BTI instead of TXN

[Anonymous No.57386921]

>>57386696
Those are all great companies with a history of raising dividends.

[Anonymous No.57387119]

>>57384854
These is a fair criticism of my portfolio, but as you can see it the pic I posted it also shows the payments per month. I'm building my portfolio in a way that gets me monthly payments. The spreadsheet is stocks I'm interested in and stocks I own (the have number payments in the sheet). It's there on the list because it's one of the options paying dividends in march put it is low on my priority list. I could of course go all in for O to get monthly payments but then I would be moving away from my end goal of having 3.33% payments per stock.

[Anonymous No.57387211]

>>57387119
Smart way to structure a portfolio. That’s why I like O a lot because it means I get paid no matter what. The rest of my quarterly payers I try to stagger

[Anonymous No.57387255]

>>57386921
You're right, but probably still wouldn't buy it. Paying a fee for that kind of ETF just seems weird. After a few years of building you will probably have positions in most of the SCHD top holdings stocks in your dividend portfolio, anyways. Without paying the fee.

[Anonymous No.57387365]

>>57387119
>but then I would be moving away from my end goal of having 3.33% payments per stock.
Why? Seems like an unnecessary restriction. I don't understand why some people are adamant about finding stocks paying a certain date just so they'll have payment every month, instead of putting money in the best stocks. Or just get a monthly payer like O or MAIN.

[Anonymous No.57387389]

Bought Pepsi at the exact right time, lads

[Anonymous No.57387414]

>>57387389
My man. I’ll buy pepsi every 2 weeks for the next 5-10 years at least.

[Anonymous No.57387799]

NEE earnings on Thursday

[Anonymous No.57387912]

>>57386696
I'm not shilling SCHD or the single stocks that make up SCHD. I'm just point out that investing in both simultaneously doesn't make much sense

[Anonymous No.57388074]

>>57386238
Damn. Those scum fucks are only attractive by companies because all they do is slash staff to save money in the short term.

Sharing medicine with them was a mistake.

[Anonymous No.57388126]

>>57364256
>Mad I only built a third of my position in TXN before the huge run up at the end of the week.
TY earnings for this blessed second chance

[Anonymous No.57388719]

>>57387365
>Why? Seems like an unnecessary restriction. I don't understand why some people are adamant about finding stocks paying a certain date just so they'll have payment every month, instead of putting money in the best stocks. Or just get a monthly payer like O or MAIN.
It's not just about having a monthly payment. Monthly payments means I get monthly dividends to reinvest that I can ad to my monthly investment budget. My total budget keeps growing month after month. My main goal is to retire of dividends and I want the risk of a hit to my income to be minimized.

It's very unlikely for many of the companies on my list to go bankrupt any time soon but it could happen. Only losing 3.33% of income sucks but it is something you could deal with and quickly recover from.

[Anonymous No.57390028]

bump

[Anonymous No.57390477]

finally a proper investment thread.
any European here?

[Anonymous No.57390615]

bros i'm getting closer to my $1000/mo dividend goal

[Anonymous No.57390782]

>>57390477
Europeans haven't invented dividends yet.

[Anonymous No.57391002]

>>57390782
Europeans have interesting ETF products that automatically reinvest dividends to avoid their oppressive tax regimes, but of course we as Americans can’t invest in them without getting gangbanged by the PFIC tax trap.

[Anonymous No.57391036]

I’m going to be a contrarian and suggest that PFE is a solid dividend paying company at an attractive discount to historical prices and with a reasonable plan to maintain their business position, and too much has been made of their supposed patent cliff. They’ll revert to their mean and I’m happy to collect 6% dividend yield while I wait for the capital appreciation.

[Anonymous No.57391130]

>>57390782
the first dividend paying company in the world was european founded more than 150 years before america came to be.

[Anonymous No.57391187]

>>57361874
any canuck buying div stock, which one? I don't like getting raped by exchange rate to get a us one

[Anonymous No.57391360]

>>57391187
HURA
CRT
BPF

[Anonymous No.57391470]

>>57391187
BASE, NTR, VFV

[Anonymous No.57392262]

>>57391002
Sounds kind of cool actually. I hate taxes too

[Anonymous No.57392383]

>>57390782
We europeans are just waking up know. Most markets open in about 2 hours.

[Anonymous No.57392448]

Should I sell my VTSAX while the market is high?

[Anonymous No.57392454]

>>57390615
Neat. Are you reinvesting everything and what are your best holdings?
I'm closing in on $3k for the year based on current numbers and aiming for 3,5k.

[Anonymous No.57393027]

>>57392454
I have not been in a dividend thread for a while but I can tell this thread is blessed because it has no anti dividend fag shitting up the thread.

[Anonymous No.57393201]

>>57391036
The yield is nice and they have a dividend history to protect with decent div growth but I'm always worried by the volatility in pharma and their management hasn't been super inspiring. The insider buy at $26.50 gives me hope for stability despite how it looks but I prefer BMY in that "beat down pharma" space.

In return for a slightly worse yield and slightly worse debt you fix the "patent cliff" issue, stability is confirmed by a stronger insider buy (CEO vs. director; $250k vs. $150k position size), and it has better valuations, margins, and equal or better returns. The market narrative is also more favorable, I think. PFE is seen as a dead story now that Covid is over. I think institutional capital interested in a pharma turnaround story would prefer BMY so there's some capital appreciation potential there that PFE doesn't have.

[Anonymous No.57393679]

>>57391036
I avoid the worst jew companies like Pfizer, black rock and Disney.

[Anonymous No.57394414]

>>57392454
these are my holdings, warning: not dividend optimized because up to last year I was just doing boomer index investing, gonna shift my strategy for /dig/ over the next few years

[Anonymous No.57395010]

>>57391002
I'm from europe and I don't know them, can you mention a few?

[Anonymous No.57395062]

Any opinions on EXSH?

[Anonymous No.57397059]

>>57394414
Holding AAPL/MSFT/VTSAX is so overlapped

[Anonymous No.57397917]

Eurobros, do you invest in american companies? or only european companies?

[Anonymous No.57398326]

>>57397917
I like american REITs

[Anonymous No.57398835]

>>57398326
where are you from?
how do you deal with double taxation?

[Anonymous No.57398930]

>>57398835
I am from Poland and I don't deal with taxes because I'm not exceeding tax-free allowance or however you say it. Basically I'm poor

[Anonymous No.57399647]

>>57398930
ok, fair enough.
thank you nonetheless.

why do you prefer american reits though?