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/biz/ - Business & Finance

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57900496 No.57900496 [Reply] [Original]

I just got $150k from inheritance. I'm a 26 year old NEET who lives with my mom and never had a job. What should I do?

>> No.57900513

>>57900496
nvidia call expiring 3/23 for 970$

>> No.57900515

>>57900496
Put it in a broswer extention and click every link posted on biz

>> No.57900520

>>57900496
Buy bitcoin, let the halving come and ride the bull. Get out early, dont try to be a superstar and then stick it in mutual funds.

>> No.57900530

>>57900496
buy LINU

>> No.57900555

Kenis is your friend, KNS

>> No.57900565

>>57900496
full port into nvda calls tomorrow morning

>> No.57900570

>>57900496
buy SOL

>> No.57900574

>>57900496
cardano meme coins
low tx fees, and solid foundation

>> No.57900592
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57900592

>>57900574
also

>> No.57900597

Put it into low fee total market index funds and don't touch it. Maybe 10-20% into bitcoin if you want some additional risk. US treasuries are a good place to park it temporarily while you figure things out.
If you start trying to trade with it you are guaranteed to lose money, don't be retarded.

>> No.57900609

>>57900496
Can some shillers help us out here?
https://beta.pinksale.finance/solana/launchpad/FetEW9vDyhs6nJf9W11y9HPJAnzdQ284oJxttASmxVSF

>> No.57900615

>>57900496

If this is true and not a larp, be sensible. Put most of it away into the bank and keep it. Consider investing $10,000 - $30,000 into either stocks or crypto to make some profit. Good luck, anon.

>> No.57900619

save some for what ever you need, max out a roth ira, buy spy with 80% and keep 20% in cash to earn interest.
this is also good>>57900597

>> No.57900623

buy voo and chill

>> No.57900692

>>57900496
25k in crypto, 75k in a stock portfolio, 25k in liquid cash emergency savings, 10k in gold as a hedge, and 15k to spend for fun right now on yourself.

>> No.57900970

>>57900692
This
Put part of the crypto into larger coins, like btc or eth, put around 1k in small coins, doesn't matter which, i personally go for vinu, but that's my personal preference, or new coins for the initial bump
Remember OP, ALWAYS buy low, sell high, if a coin is starting to peak, they're most likely to get a dump, we see it on small coins and we see it on large coins

>> No.57900988

become a $COMFY whale
tg: socomfytelegram

>> No.57900993

>>57900496
>I just got $150k from inheritance.
Everytime you guys keep getting inheritance and yet a dumb fuck like me has to MAKE 150k through stock trades yearly.
I wish I was GIVEN 150k like you guys do. I didn't. I made my own money. Parent's didn't give me shit, they actually are sucking off money from me after I've been making good money.

If I had one of your lives, I would've been a millionaiore long ago. You guys are living on easy mode while I had to claw my way to the top.

>> No.57901005

>>57900993
I'm not living on easy mode, I think about suicide all the time, if I can't find a way to use this money to make more so I don't need to work, I'll probably kms

>> No.57901118
File: 42 KB, 409x337, Screen+Shot+2019-12-21+at+1.34.57+AM.png [View same] [iqdb] [saucenao] [google]
57901118

>>57901005
>I think about suicide all the time
Very cute. Welcome to the club except I choose not the do it and become a degenerate who risked all my money into stocks. Now I am eating decently.

It's easy mode. You're already above 90% of people your age in networth. To get that fucking much money as a 26 year old, it's insane. If you're smart, you can leverage that shit to make something out of yourself. But you're gonna cry and whine and probably just waste that away gambling into crypto.

>> No.57901147

>>57901118
> Median Net Worth
> 30-34
> 50th percentile at $29k
Holy fuck
Don't most 30-34 year olds have an established career by that point? Why is it so low?

>> No.57901176

>>57901147
likely a bunch of debt and not much, if any, equity

>> No.57901215

>>57900496
put 120 into bitcoin

>> No.57901223

>>57900496
Put it all in hokk, linu and lucky

>> No.57901227

>>57901118
the data in that chart is absolutely meaningless for individual comparison.

>> No.57901236

>>57901147
Probably includes women

>> No.57901271

>>57900615
worst advice ITT unironically

>> No.57901289

>>57900496
>I just got $150k from inheritance
That's it?

>> No.57901293

>>57901147
Lots of student loan debt they never bothered to pay off, never bought a house, too much money spent at bars, never got serious about career progression so they're working jobs with kids fresh out of high school. I know many of these early millennials, some of them in their early 40s.

I hang out with them because they know all the best restaurants and even though they're living paycheck to paycheck they still know how to have fun.

>> No.57901295

>>57900496
150k is not enough to change your life, gamble after crypto corrects

>> No.57901304

>>57901147
hate to burst your bubble sport but that image is like 15 years old. It's different now.

>> No.57901323

>>57900615
>Put most of it away into the bank and keep it.
Terrible advice. It will lose 2-6% per year due to inflation.

>> No.57901366

>>57900520
Why would you pull out of the hardest asset on Earth to buy... mutual funds?

>> No.57901390

>>57900496
Not investment advice, but an intelligent person might put somewhere between half and two-thirds of it into Bitcoin, and split the rest in a high interest savings account and easily accessible CDs to live off in the short-medium term.

>> No.57901430

>>57900496
Out it all in ETH and live off the staking rewards.