/ck/ - Food & Cooking

[Anonymous No.17101037]

I just moved into a new apartment and all the roomstes are extremely healthy eaters who know how to cook well and are really comfortable with preparing/storing and making food. They always get stuff from farms and store shit in hard and the fridge is full of good shit

Meanwhile the best thing I can cook is a grilled cheese and I have been sneaking in my snacks because I'm embarrassed. I want to change, I want to be like them. How do i handle this? I've only been in the house for a couple days so they haven't yet figured out that I have the diet of a 12 year old yet. I want to change, I want to be like them, but I'm afraid. I'm so bad at cooking and I have no clue what I'm doing. I'm also 30 so it's really embarrassing.

[Anonymous No.17101051]

ask them to teach you

[Anonymous No.17101054]

>>17101037
ask if there is anything you can help with and if not just sort of float around the kitchen and try to observe. thats how i learned. the other stuff will come as you do more cooking

[Anonymous No.17101059]

>>17101051
Idk how and I feel embarrassed, I should know how to do this stuff by now

Like I'm not totally inept, I understand very basic stuff but I never do it and I know if I try to make something my inexperience is going to stick out like a sore thumb and they're gonna wonder wtf I was doing the last 10 years of my adult life

[Anonymous No.17101066]

>30
>has roommates

you do realize you should have a FAMILY by 25, right?

[Anonymous No.17101084]

Imagine your parents living with RoOmSteRs at 30. I bet your christmas dinner is awesome. Dad must think highly of your life achievements.

Take a loan like a real person. Buy a house. Man up.

[Anonymous No.17101090]

>>17101066
I made bad life decisions, I'm trying my best

[Anonymous No.17101125]

>>17101037
Are the roommates cute girls? If so, you must have a shared bathroom. What's it like entering the bathroom immediately after one of them has had a loud dirty shit in there?

[Anonymous No.17101132]

>>17101084
>Take a loan like a real person. Buy a house.
No one gives house loans anymore unless you're already making six figures you old fuck

[Anonymous No.17101134]

>>17101037
Ngmi
An hero and leave a note, make them understand that they health bullied you

[Anonymous No.17101147]

>>17101084
>just enslave yourself to a bank for 30 years bro

[Anonymous No.17101153]

>>17101059
The only thing worse than not noknowing is being too much of an ass to ask for help.

[Anonymous No.17101162]

>>17101147
>>17101132
the standard millenial democrat defense

[Anonymous No.17101171]

>>17101162
kek this. Bet they're not even racists who hate all women

[ieatinmycar No.17101173]

>>17101162
be quiet faggot

[Anonymous No.17101202]

>>17101173
i have 3 children and a grandchild

choke on your organic avocado

[Anonymous No.17101227]

>>17101059
The one thing I miss about having flatmates is the letovers they and I left for everyone to eat in the kitchen and the following little "damn who was that, shit is delicious, please tell me how to make this / where to buy this" notes.
Just ask, Anon. It'll make them feel good and they'll most likely be happy to teach you.
Or just suggest a general flat cooking session.

[Anonymous No.17101240]

>>17101132
>this entitled

imagine

[Anonymous No.17101245]

>>17101162
>try to get a 30 year mortgage that will end up being $900/month payments
>denied by bank because they don't think I can afford it
>go back to paying $1400 a month in rent which I've been doing for 4 years
y-you too

[Anonymous No.17101257]

>>17101162
>sign soul to bank for 30 years
>market crashes right after
>lose job
>can't keep up with mortgage payments
>lose everything, go bankrupt, life permanently ruined beyond all repair

[Anonymous No.17101259]

>>17101059
you just say to them what you’ve posted
there is no shame in trying to improve yourself

[Anonymous No.17101264]

>>17101084
>Live in dept to be lonely in a way too big overprized cheaply build house out in bumfuck nowhere with a 30+ min drive to work, shop and live.
Yeah, nah. Better to buy a flat or two in areas you actually want to live that aren't bubble bait and living cheap is what will get you that money quickly.

[Anonymous No.17101276]

>>17101257
life is taking risks
it’s better to make choices while you can before life forces you to make them

[Anonymous No.17101282]

>>17101245
>$1400 a month in rent
Might be an american thing because you earn more on average but that's the price of a modern 4 room flat 10 walking minutes from the city centre over here.
Don't you have a ~$400 shared flat room or commieblock apartment option to have more money for other things?

[Anonymous No.17101292]

>>17101202
>children and grandchild
>still on this shitty side
Sounds like serious problems or chronic middle school pregnancy.

[Anonymous No.17101314]

>>17101276
Getting in over your head in debt is always a bad choice. Choosing to stay out of debt is a good choice.

[Anonymous No.17101318]

>>17101282
yes usa
My city actually has a huge housing shortage for apartments, I sort of can't move. But that's not the point really, I can easily afford one of the cheaper houses in the area by myself. I also kinda fucked myself by putting my money in my retirement accounts this whole time instead of saving for a down payment, which is what I'm doing now. I'll have a house in 2 years but the absurdity of the situation gave me pause

[Anonymous No.17101364]

[ieatinmycar No.17101408]

>>17101314
With that said taking on calculated debt with a plan is kind of a must if you're doing any kind of business or want to make any kind of real purchase like property.
I do think debt is slavery, but it's unavoidable and there's a right and a wrong way to do it.
>>17101364
>raise kids a certain way
>complain about their own parenting style when kids grow up
I'm a millennial and have literally never gotten participation trophies. I have medals and awards, but I've actually beaten people at something to get them.

[Anonymous No.17101411]

[Anonymous No.17101433]

>>17101408

[Anonymous No.17101438]

>>17101408
>calculated debt with a plan
Yeah, if you really put effort in the plan and leave some emergeny plan b options.
Just trusting that the first real job you landed will keep financing 50years of mortage is very risky, people can easily end up with years paying dept for a house they already had to sell again. A well paying job, your health and the quality of your house aren't can't be expected to stay that way forever.

[Anonymous No.17101448]

>>17101408
It's not required to buy property. If you can "afford" to be enslaved for 30 years to pay off a mortgage then you can afford to just save money for the same amount of time to pay cash for something once you can actually afford it.

>doing any kind of business
Idiotic. Starting a business has a low chance of success and a high chance of ruining your life if it fails. Bad move in almost all cases.

[Anonymous No.17101455]

>>17101364
>>17101408
>participation trophies
I worked in external education for kids and we had a quiz with second graders that only had 3 real prizes. Most classes were totally expecting this but one time almost every kid started to cry and the teachers complained like it was illegal to not hand out something to everyone.

[Anonymous No.17101470]

[ieatinmycar No.17101473]

>>17101448
>It's not required to buy property.
I mean....it kind of is. Have fun buying land or a house. This is how I know you neither own property or have ever run even a single business. You silly bitch.

[Anonymous No.17101480]

>>17101473
There is no requirement to take out a loan to buy property, if you have enough cash to pay for it. Are you retarded?

[Anonymous No.17101493]

>>17101448
What do you think is going to happen to that property in 30 years? It's value is going to rise and at the rate property is climbing cost wise you'll never be able to afford it. The only people buying houses in cash are flipping it. Even rich people pay for things with debt because of low interest rates and the ability to invest money with greater returns you'd be a full not to leverage it.
Realistically no one would have own a home with your approach and even if they could they would miss out on increasing property values and eat that additional cost by waiting.

I agree about the business shit though. "Just start a le business" meme is full of survivor ship bias and people who have awful work life balances. Sorry everyone who falls for it I don't live to work and you'll never convince me otherwise.

[ieatinmycar No.17101499]

>>17101480
It's not a legal requirement, no but please tell me the last property either you or someone you know bought with cash? Even if you have the money up front, it's economically retarded to buy property outright unless you're a billionaire.

[Anonymous No.17101503]

[Anonymous No.17101511]

>>17101480
only people ive ever met that just paid cash for property were either coke dealers or multimillionaires, get a grip

[Anonymous No.17101512]

>>17101493
The truly idiotic thing to do is take on debt so you can gamble with the money you'd need to pay it back. Sounds great until one day your gamble fails and you're completely fucked.

Yes property prices will *probably* increase, which means that you'll have to buy a less desirable property than the one the bank would let you pretend to own if you got a loan instead of saving. That's infinitely preferable to going into debt.

>>17101499
Going into debt is the economically retarded move.

[ieatinmycar No.17101524]

>>17101512
Alright buddy, enjoy renting and working for other people your entire life, you fucking goon. GG.

[Anonymous No.17101527]

>>17101512
Not leveraging debt if you're can manage it (and it's very manageable) because of some moralistic grand standing is what morons do. You're a moron and I urge anyone taking this guy seriously to do their research. Debt isn't always bad thing.

[Anonymous No.17101535]

>>17101527
And what are you going to do when your investments fail and bill for your borrowed money comes due? You'll be fucked. Moron.

[Anonymous No.17101539]

>>17101066
>implying you can afford to live by yourself in America at this point

[Anonymous No.17101540]

>>17101512

You're clearly still in school and have never even come close to considering a home purchase. Maybe after 20 years of renting with no return you'll finally save up for that starter home

[Anonymous No.17101545]

>>17101540
I've been working full time since 2016 and consistently saving 50% of my after tax income for an eventual home purchase. Keep grasping at straws though.

[Anonymous No.17101546]

>>17101059
Try something like "wow you guys are really good at cooking. Can you teach me some time?"

[Anonymous No.17101555]

>>17101257

Why make any effort at all in life or even try to live?

[Anonymous No.17101557]

>>17101555
You do realize that it is entirely possible to have goals and reasons to live and to succeed at those things, without going into debt, right?

[Anonymous No.17101558]

>>17101535
Anon you take a much larger risk every time you get into traffic every day that some guy listening to Dave Ramsey and jerking himself off because "OMG debt bad" isn't distracted and t-bones your ass. We manage risks every day. A low interest affordable mortgage isn't a unreasonable risk if you have double incomes with a spouse and or a safe job and skill set. I bet you have a pervious metal collection don't you? No one should take your advice seriously.

[Anonymous No.17101559]

>>17101480
This.
Somewhat more expensive in the end but way more secure. You can also use parts of the saved money to buy relatively chap housing like a poorfag apartment or even parking space along the way that you can sell later for your big purchase.

>>17101499
You don't pay 100% on the counter but you show that you have it and no dept. Or 80+% of it. That's the way to get the bank to trust you even with a low paying job.
My family bought a flat that way and it also worked in getting me to rent an apartment once while being unemployed even though they had a rule against that.

[Anonymous No.17101565]

>>17101558
Owing more money than you have on hand is always a terrible move. It's never a worthwhile risk. Just because I might get in a car crash or something, that doesn't mean I should be going out of my way to put my finances in a terrible position.

[Anonymous No.17101586]

>>17101565
Having large sums of money sitting around doing nothing and losing value is bad advice. Debt absolutism is moronic. You're extremely naive and once again anyone who has these extreme takes probably has self control issues and yea in that case you should probably not take out debt if you can't manage your finances. Even still owning a home is the best investment for most people and forgoing that is a retirement killer.

This is your daily reminder people. Do not take medical or financial advice from random schizos on 4chan. That includes me too. Talk to professionals and do your research.

[Anonymous No.17101602]

>>17101586
If if your money loses 100% of it's value and you're left with nothing at all, you're still in a better position than you would be if you took a loan and then had a repeat of the 2008 crisis wipe out your equity and eliminate your income, leaving you bankrupt and homeless. Without debt, the worst that can happen is your value goes to 0. With debt, there's no limit at all to how deep a pit your life can descend into.

[Anonymous No.17101611]

>>17101586
>the one who has a saving plan instead of buying things he can't afford yet has self cotrol issues
I agree with some things but this one is more likely to be the other way around.

[Anonymous No.17101621]

>>17101586
Professionals might tell you to buy that popular fancy new flat with the big windows and golfcourse next door in the middle of a desert no one will move to.

[Anonymous No.17101634]

[Anonymous No.17101649]

idk why you guys are arguing with this guy who clearly doesn't understand real estate or personal finance lmao

[Anonymous No.17101657]

>>17101602

Do you rent?

[Anonymous No.17101660]

>>17101657
Yes

[Anonymous No.17101662]

>>17101602
Doesn't even has to go that far. Just spending years paying money for something that is just a money dump or isn't yours anymore is worse than paying rent.

[Anonymous No.17101677]

>>17101602
Even if you bought before 2008 home values and the overall economy have not only recovered but prospered. Lots of people get fucked but lots of people also don't take serious approaches to their finances either. Everything has inherent risks but that doesn't mean manageable debt is risky as well. You may save perfectly and still never be able to buy a home 30 years meanwhile someone who bought 30 years ago and paid it off has a valuable asset while all your rent money went essentially nowhere.
>>17101611
I never suggested you take out debt willy nilly. Extremely bad faith take.
>>17101621
Yea will random people on 4chan give out terrible advice everyday. That's why you do your own research and consult multiple professionals opinions.

[Anonymous No.17101681]

>>17101649
It's self flagellation I get it but if it stops one person from considering this morons advice it is worth it.

[Anonymous No.17101683]

[Anonymous No.17101693]

>>17101059
your post irks me like nothing else
just ask them, you socially inept ultra homo

[Anonymous No.17101694]

>>17101037
https://docshare.tips/the-4-hour-chef-the-simple-path-to-cooking-like-a_58c01d9bb6d87ff70d8b52c4.html

[Anonymous No.17101706]

>>17101662

Renting is a waste of money and you have nothing left after. The only advantage is that you can pick up and leave easily.

You might lose some value on your house if the market is in a dip and for whatever reason you have to sell it, but otherwise you have the equity you paid into it and you can transfer that to the down payment on a new house. The problem is people not realizing when it's in their interest to downsize or buying homes that are appropriate for their income level.

[Anonymous No.17101709]

>>17101677
All debt is a bad risk unless you already have cash set aside to pay it all off immediately. You'll be able to buy a house in 30 years or less of savings, maybe just not as big or fancy of a house as you could get if you gambled your life for 30 years.

[Anonymous No.17101719]

[Anonymous No.17101724]

>>17101084
Fuck loans, buy a house with as much cash as you can, and pay more than the mortgage each month.

[Anonymous No.17101727]

>>17101724
>fuck loans
>but get one anyway
Retard.

[Anonymous No.17101729]

Cool I guess we can shitpost since jannies aren't doing anything

[Anonymous No.17101734]

>>17101727

[Anonymous No.17101740]

>>17101724

[Anonymous No.17101743]

>>17101709
>I'm too scared to take an honest look at my finances and take perfectly manageable risk to take on debt and invest in a home
Shut up pussy.

[Anonymous No.17101745]

Never change 4chan

[Anonymous No.17101751]

>>17101662

[Anonymous No.17101754]

>>17101743
Getting a mortgage is playing russian roulette, simple as. There's nothing manageable about that type of suicidal retardation. I'll take the slow and steady route and sleep soundly every night.

[Anonymous No.17101757]

>>17101660

[Anonymous No.17101762]

[Anonymous No.17101764]

>>17101134

[Anonymous No.17101767]

>>17101512
Its tax free income. Youre stupid not to take on debt to purchase assets.

[Anonymous No.17101769]

>>17101677
>your rent money went essentially nowhere
Only if you rent places that someone wants to make money of in the worst case is part of an investment plan, where the landlords try everything to keep the costs low while still keeping rents high.
Renting in a housing association which is the go to place in a lot of places your rent money will go directly into cleaning, fixing and improving the buildings and its communal surroundings. You might have to pay rent for a new playground you don't profit from if the other tennants with kids or grandchildren are the majority but I think there are worse things.

With buying a house it's yours. Environmental damage? Damage by usage? Upkeep? Modernization? Cleaning and tending to the street and frontyard you don't really use? Increasing value and living by adding a balcony?You will have to pay 'rent' to yourself for all these things and on top to fund your own workhours even if those are just calling external service for help. your neighbours might change and turn out to be assholes. And if you want to move you have to go through the trouble of renting the place out or selling it.

[Anonymous No.17101770]

>>17101709

>Saving for 30 years to buy a house

So you throw away money to a landlord for 30 years while simultaneously saving money, when you could just be paying down a mortgage by staying in the same home for 30 years and having more to do with your excess money. Enjoy moving into your first home in your 50s.

I doubt you'll have to worry about raising a family too, so you'll have plenty of extra cash on hand in the last decade or so of your career

[Anonymous No.17101772]

>>17101408

[Anonymous No.17101781]

>>17101512

[Anonymous No.17101783]

>>17101767
>>17101770
And what will you do when the housing market crashes and you lose your job and you can't keep up on payments? You can sell the house but that might still leave you in debt which you now can't pay. Game over, your life is permanently destroyed. I'll never put myself in a position where that can happen to me.

[Anonymous No.17101788]

>>17101770
It's a livestyle question. For a lot of people spending half of their live or more in the same place is horrifying.

[Anonymous No.17101789]

>>17101783

[Anonymous No.17101797]

>>17101524

[Anonymous No.17101801]

>>17101709

[Anonymous No.17101814]

>>17101438

[Anonymous No.17101819]

>>17101789
>34 yo
>Has four American sons.
>Received $478,000 in 2020 and $460,000 in 2019 as a consultant for Terra Energy

And you have achieved what? Lauren is realizing the American dream and Will be a strong candidate for Tucker VP in 2024.

[Anonymous No.17101820]

>>17101257

[Anonymous No.17101825]

>>17101783

It could happen. But between bankable PTO hours (that cash out if I leave/were let go), a very healthy 401K and general savings, I think I have plenty of time to find another job and keep making payments. Plus the housing expenses are covered by my income, so my wife's income can also shoulder the burden.

I could buy a car, get into an accident, be unable to work anymore and then wind up disabled and on the street. Game over, so I might as well never drive.

[Anonymous No.17101826]

>>17101819
cope

[Anonymous No.17101829]

>>17101706
>Renting is a waste of money and you have nothing left after.
Depends on if you are willing/forced to be another ones investment plan, see >>17101769

>buying homes that are appropriate for their income level.
So much this. Renting in a good place is the easiest way to save up some initial money to keep the monthly payment very low and to buy on minimal risk though.
You also don't have to move into the place you buy, just keep it close so you can make sure to get good tennants and keep the property in a good condition.

[Anonymous No.17101832]

>>17101054

[Anonymous No.17101834]

>>17101788

I respect that. Apartments make sense if you don't plan on settling down in an area. Don't buy a house if you're not going to be in it for a while. But don't lie to yourself and say you're going to move somewhere else why you just stay in the same apartment year after year saying next year will be the one where you pack up and move to wherever. Because at a certain point you're only doing a disservice to yourself.

[Anonymous No.17101835]

>>17101693

[Anonymous No.17101841]

>>17101364

[Anonymous No.17101842]

>>17101772
He should just have bought a third leg in advance.

[Anonymous No.17101846]

>>17101826
>i support a anti white racist party who spread lies and a insane conspiracy about trump via their media whores for 4 years the same party that now sold our just gained north american energy independence out to opec, russia and china
>mueller time! any day now!

unironically kill yourself you media brainwashed automaton

[Anonymous No.17101851]

>>17101770

[Anonymous No.17101852]

>>17101841
>>17101835
>>17101832
>>17101826
>>17101820
>>17101814
>>17101801
Why do liberals post the absolute worst-tier memes

[Anonymous No.17101855]

>>17101846
You will never be a woman.

[Anonymous No.17101863]

>>17101681

[Anonymous No.17101867]

>>17101825
A need for a car is basically unavoidable unless you live in a small handful of metro areas with usable transit. It sucks, but there's not much to be done about it. Debt is an entirely avoidable risk, and it's idiotic not to avoid it.

[Anonymous No.17101868]

>>17101852
>being this triggered

[Anonymous No.17101871]

>>17101814

Funny, I was liberal until I went to college. 6 years and an MS later I'm moderate and racist.

[Anonymous No.17101874]

>>17101762

[Anonymous No.17101879]

>>17101871
Multiple Sclerosis will do that to ya

[Anonymous No.17101882]

>>17101834
Yeah. Also renting yourself doesn't mean you can't buy housing either, that's another question.

[Anonymous No.17101883]

>>17101132
I make only $55k/year and was approved for me first home loan.

[Anonymous No.17101885]

>>17101693

[Anonymous No.17101888]

>>17101868
He isn't the one spamming weird memes.

[Anonymous No.17101890]

Go back to Facebook you faggots

[Anonymous No.17101892]

>>17101882

[Anonymous No.17101897]

>>17101888
>he types with tears in his eyes

[Anonymous No.17101900]

>>17101879

Y-you too...

[Anonymous No.17101902]

>>17101882

That of course is a matter of how you go about it. If you have roommates and get the cost really low, then it probably is sensible to rent and save since you'd be paying a fraction of what you would on a mortgage. But as your rent cost gets closer to a mortgage it starts to make less sense

[Anonymous No.17101904]

>>17101545
you could be in a house already using cheap debt, building equity, making your own improvements, and growing your overall net worth. i bet you put your money in a savings account earning nothing instead of dollar cost averaging into stocks. get it together bud

[Anonymous No.17101906]

>>17101783

[Anonymous No.17101911]

>>17101897
Trump won in 2016, he never lost. 2020 was not an election.

[Anonymous No.17101914]

>>17101754
>>17101757
>>17101757
>>17101762

[Anonymous No.17101915]

>>17101173
My country pays me to go to university; is my generation going to be remembered as the analogue of "boomers"?

[Anonymous No.17101919]

>>17101897
I'm a leftoid you idiot. And I still bought a little flat by the way, this console war mindset is ridiculous.

[Anonymous No.17101920]

>>17101911
Brave and definitely not delusional

[Anonymous No.17101922]

imagine getting so butthurt you start spamming shit for an hour lol

[Anonymous No.17101924]

>>17101904
I was approved for a loan once when my parents were trying to push me into getting a mortgage before I came to my senses on the subject. But I wouldn't be in my own house if I had done that. I would be in the *bank's* house while taking all of the risk onto myself. I would be living under the Sword of Damocles, always wondering if today is the day I lose everything. Fortunately I didn't do that. I'm saving my money, staying out of debt, and living in safety. No matter what else might go wrong, I will NEVER be bankrupt. You're the moron. You're living in a house that the bank could take away the moment anything goes wrong. You're living with the risk of total financial ruin. You need to get it together.

[Anonymous No.17101925]

>>17101922
>imagine being on a weeb board for retarded people and complaining about it

[Anonymous No.17101926]

>>17101202
>Don't bother your grampa kids - he's shitposting on that anime site full of nazis, degens, autists and bronys again

[Anonymous No.17101931]

>>17101084

[Anonymous No.17101933]

I'm not saying I reported the spammer, what I am saying is that spamming /pol/ posts violate rule 1 and can be reported to a Janny

[Anonymous No.17101937]

>>17101147

[Anonymous No.17101940]

>>17101933
>announcing a report or sage

[Anonymous No.17101941]

>>17101904
What do you do in a house all by yourself might be the question. I'd recommend buying something smaller and easier affordable first, sell it later to get good starting payment for the house for you and the family.

[Anonymous No.17101947]

>>17101059
What WERE you doing with the last ten years of your life

[Anonymous No.17101949]

>>17101940
>I'm not saying I reported the spammer
Do you read or do you just repost occupydemocrats facebook memes like a /b/tard or a boomer?

[Anonymous No.17101951]

>>17101919

[Anonymous No.17101956]

>>17101949
>he types aggressively while shaking and holding back tears

[Anonymous No.17101959]

>>17101941

I very much wish I had done this instead of renting, but I also didn't think I'd be at my job for as long as I have been. If you're planning on sticking with a place for several years, this really is the way to go.

[Anonymous No.17101962]

>>17101772
>>17101770

[Anonymous No.17101969]

>>17101683
>>17101662
>>17101660

[Anonymous No.17101970]

>>17101364
>>17101565
YAAS QUEEN

[Anonymous No.17101972]

>>17101066
>you should have a
Shit bait. Kys

[Anonymous No.17101974]

>>17101924
>I would be living under the Sword of Damocles, always wondering if today is the day I lose everything

Do you constantly worry that you're going to get fired? Do you constantly worry that you might suddenly die? Are you investing in your retirement or are you too afraid that the stock market might crash?

I hope you aren't saving your money in a bank either. You know they don't even hold that much cash, it just gets moved around and lent to other banks. The whole system could suddenly fall apart and then all your money is gone. I hope you don't really believe the FDIC will help out either.

If you're smart you're putting all your money into a mattress.

[Anonymous No.17101975]

>>17101649
>>17101499

[Anonymous No.17101980]

>>17101202
>have 3 children and
Show us the paternity tests

[Anonymous No.17101982]

>>17101972

[Anonymous No.17101988]

>>17101975

I never got this logic. Why would I care about bad things happening to people who aren't me, my loved ones, or my people? We could bring back slavery tomorrow and Id be fine with it.

[Anonymous No.17101990]

>>17101202
You post here

[Anonymous No.17101993]

>>17101988
zero surprise there.

[Anonymous No.17101995]

>>17101974
>Do you constantly worry that you're going to get fired?
Yes, 2008 proved that it can happen to anyone at any time with no warning.
>Do you constantly worry that you might suddenly die?
No, if I'm dead then there's nothing to worry about after that. That's not as bad as bankruptcy, where you then have to take it upon yourself to commit suicide.
>Are you investing in your retirement or are you too afraid that the stock market might crash?
I invest a little bit in index funds but not too much because the market might crash.

[Anonymous No.17101999]

Jannies need to ban all the pol posters in this thread. Way off topic

[Anonymous No.17102000]

>>17101883
>>17101882

[Anonymous No.17102001]

>>17101364
>how do I turn on the tv
>how do I reply to this gat damned email
>oh look I just won a free iPhone

You will be your own undoing

[Anonymous No.17102003]

>>17101959
The pro tip for savety + buying is buying with and for the family, expecially older members with pretty secure pensions.
2 or more siblings buying a house or flat for the parents together keeps the rates so low there is no risk other than some wasted money and the parents get the best landlords that won't throw them out. And if the jobs stay secure you can often choose a payment plan that will allow you to up the rates a lot after a few years.

[Anonymous No.17102004]

>>17101993
no matter how many posts you make, Roe v Wade is done for, and the 3 supreme court justices are on the courts for life.
Spamming in this thread is just cope.

OP just pick up a cookbook and get a job/mortgage

[Anonymous No.17102009]

>>17101969
This is the first one that's actually funny.

[Anonymous No.17102010]

>>17102004
>mad and triggered
kek

[Anonymous No.17102014]

>adults in "1st world" have roommates
This will never not be funny to a thirdy like me

[Anonymous No.17102022]

Enjoy your 3 day vacation, spammer.

[Anonymous No.17102023]

>>17102014

I'm 31 and have lived solo since I turned 18. Then again my parents have money so they just bought me an off campus condo.

[Anonymous No.17102039]

>>17102010
Ur weird

[Anonymous No.17102050]

>>17102022

[Anonymous No.17102051]

>>17101783

[Anonymous No.17102054]

>>17101974
That anon is all about worst case scenarios so a risky mortage might end up in a dept which is still less money than if he looses his job, the bank looses all his money AND his matress burns down at the same time.

Probably wonders how people can buy a house with money they don't yet have if they aren't sure they will constantly have enough money to pay the dept, pay for house upkeeping and repair if a storm hits it. And medication if they get really ill. Or if the areas main businesses move place and jobs and house value leave. Or...

If you're totally type best case scenario you would only invest in lottery tickets.

[Anonymous No.17102057]

>>17102000
I don't get it.

[Anonymous No.17102061]

>>17102023
That's almost lie being homeschooled. Nice on the one hand, extreme loss on fun on the other.

[Anonymous No.17102067]

>>17102054
>dept

[Anonymous No.17102068]

>>17102050
bans for the ban god

[Anonymous No.17102073]

>>17102022
Thanks, I will.

[Anonymous No.17102075]

>>17102050
>>17102068
>>17102057

[Anonymous No.17102098]

>>17102067
Sorry, ETL here.

[Anonymous No.17102114]

>buy property
>wait, you have to be in debt for the majority of your life because you have to get a loan from the bank to buy property that you couldn't feasibly afford by yourself
>finally pay off debt and own home
>wait you don't actually own it, the government does, so even if you own the land underneath the home too you still are paying for it
>wake up
>realize that that isn't even possible anymore because hedge funds are buying up hundreds of thousands of homes a year well above asking price
>wage in the cage and rage for life as you will never really own the roof over your head and are forced to rent forever
Simple as

[Anonymous No.17102156]

>>17102075
Great post. Keep up the good work

[Anonymous No.17102185]

>>17102075
This isn't pol, these aren't adressed at the anons you think.

[Anonymous No.17102213]

>>17102114
>join non-profit communal housing association
>own part of the place with a few k and no dept
>pay a low rent that is used to maintain and increase the quality of the place according to your wishes
>lots of leftover money to buy whatever
>if there's nothing to be done you even get money back
You don't have to suffer

[Anonymous No.17103400]

>>17101883
That's because you're telling the truth. You're on the internet retard, act it.
$53k for only the last 2 years and owned the home over 1 now, btw. 100/m saved from rent because Illinois.

[Anonymous No.17103932]

>>17101084
>Take a loan

[Anonymous No.17103999]

>>17103932
Imagine thinking you have to pay debts like a good goy

[Anonymous No.17104225]

>>17101066
What year do you think this is anon?

[Anonymous No.17104718]

>>17101066
I also shouldn't feel miserable living and sleeping with someone I otherwise like to spend time with and do things for, but that's why they say should.

[Anonymous No.17105880]

>>17104718
>https://www.psychologytoday.com/us/blog/living-single/201904/what-makes-single-people-happy
Just go out more.